Mike Jarmus

Whether you’re searching for routine maintenance, testing, or emergency repairs, choosing a service partner can be challenging with so many options readily available. We sat down with Mike Jarmus, Strategic Marketing Director for Services, to hear his thoughts on the service industry, what defines an effective service partner, and where he sees this industry heading in the next few years.

Automation has become a focus of the retail industry over the last decade, but the emergence of new innovative solutions such as robots, advanced IP cameras, artificial intelligence (AI) and various other technologies are now helping propel the retail industry forward. Many automated technologies for retail, such as kiosks and self-checkout units, are present in stores today. In fact, the global retail automation market was valued at USD 12.45 billion in 2019 and is expected to reach USD 24.6… Show more

Automation has become a focus of the retail industry over the last decade, but the emergence of new innovative solutions such as robots, advanced IP cameras, artificial intelligence (AI) and various other technologies are now helping propel the retail industry forward. Many automated technologies for retail, such as kiosks and self-checkout units, are present in stores today. In fact, the global retail automation market was valued at USD 12.45 billion in 2019 and is expected to reach USD 24.6 billion by 2025 at a CAGR of 11.2% over the forecasted period from 2020 to 2025 per Mordor Intelligence. Show less

THE ONGOING IMPACT OF THE PANDEMIC HAS TRANSFORMED THE OUTLOOK FOR RETAIL POST-PANDEMIC AND BEYOND


The elevated awareness of hygiene, needs to reduce long-queue times, and increasing demand for safer shopping experiences have greatly influenced in-store retailing today. As a result, retailers are now rethinking their long-term visions and evaluating which of the emerging trends they can include in their transformation plans.

However, many of the trends that are being evaluated… Show more

THE ONGOING IMPACT OF THE PANDEMIC HAS TRANSFORMED THE OUTLOOK FOR RETAIL POST-PANDEMIC AND BEYOND


The elevated awareness of hygiene, needs to reduce long-queue times, and increasing demand for safer shopping experiences have greatly influenced in-store retailing today. As a result, retailers are now rethinking their long-term visions and evaluating which of the emerging trends they can include in their transformation plans.

However, many of the trends that are being evaluated do not adequately serve all their customers' needs.

In this episode, several Glory thought leaders and other external retail experts will discuss the major trends transforming the retail landscape and how those trends will impact the outlook on in-store retailing post-pandemic. Show less

CREATING NEW SAFETY PROCEDURES AND ENFORCING SOCIAL DISTANCING HAS RECENTLY BECOME STANDARD PROCEDURE FOR SMALL BUSINESSES AND RETAILERS GLOBALLY

Changes include, limiting occupancy in aisles, designing directional markers for foot traffic, as well as encouraging customers to only use card or contactless payment options. However, many organizations have not introduced solutions nor accounted for the millions of consumers that rely on cash for their everyday purchases.

In this… Show more

CREATING NEW SAFETY PROCEDURES AND ENFORCING SOCIAL DISTANCING HAS RECENTLY BECOME STANDARD PROCEDURE FOR SMALL BUSINESSES AND RETAILERS GLOBALLY

Changes include, limiting occupancy in aisles, designing directional markers for foot traffic, as well as encouraging customers to only use card or contactless payment options. However, many organizations have not introduced solutions nor accounted for the millions of consumers that rely on cash for their everyday purchases.

In this episode, Glory’s Vice President of Retail in the Americas Joe Gnorski and Benjamin Thorpe, Managing Director of the Asia-Pacific region, discuss solutions that are available for retailers to safely serve their cash paying customers and the importance of accepting cash from an economic stand point. Show less

WITH CHANGES IN CONSUMER BEHAVIORS, FINTECHS HAVE EMERGED TO HELP BRIDGE TOGETHER FINANCIAL OPPORTUNITIES FOR CONSUMERS

The way that we now choose to microfinance, bank, and make investment decisions stems from fintech influences. Because of this, there has been an increase of traditional banks acquiring fintechs and fintechs collaborating with these larger players.

In this episode, Ali Paterson, CEO of Fintech Finance, discusses the role that fintechs will play in the future of… Show more

WITH CHANGES IN CONSUMER BEHAVIORS, FINTECHS HAVE EMERGED TO HELP BRIDGE TOGETHER FINANCIAL OPPORTUNITIES FOR CONSUMERS

The way that we now choose to microfinance, bank, and make investment decisions stems from fintech influences. Because of this, there has been an increase of traditional banks acquiring fintechs and fintechs collaborating with these larger players.

In this episode, Ali Paterson, CEO of Fintech Finance, discusses the role that fintechs will play in the future of the financial services industry. He also provides his take on building a forward-thinking culture for fintechs and banks, his predictions for the next ten years, and the power of partnerships. Show less

IN LIGHT OF COVID-19 - EVERYTHING HAS CHANGED DRASTICALLY, WE HAVE HAD TO ALTER OUR DAY-TO-DAY ROUTINES AND SOCIALLY DISTANCE OURSELVES
COVID-19 has affected our communities, our economic well-being, and the lives of millions. Every day, we are hearing something new about the virus and its impact. In this episode, we provide a voice for some of the individuals and companies that are working to provide us with essential services, goods, and food during this challenging period. We cover… Show more

IN LIGHT OF COVID-19 - EVERYTHING HAS CHANGED DRASTICALLY, WE HAVE HAD TO ALTER OUR DAY-TO-DAY ROUTINES AND SOCIALLY DISTANCE OURSELVES
COVID-19 has affected our communities, our economic well-being, and the lives of millions. Every day, we are hearing something new about the virus and its impact. In this episode, we provide a voice for some of the individuals and companies that are working to provide us with essential services, goods, and food during this challenging period. We cover topics on what banks, grocery stores and other critical businesses are doing to service communities while protecting their employees and customers. Show less

TECHNOLOGY IS CHANGING THE WAY EVERY INDUSTRY DOES BUSINESS, AND WILL BE ONE OF THE LARGEST FACTORS THAT IMPACTS THE RETAIL INDUSTRY IN 2020 AND BEYOND
In this episode, Vadim Rogovskiy, CEO & Co-founder of 3DLOOK provides us with a glimpse into the future of retail, and talks about emerging technologies that are going to impact this industry. One of the discussion points in this podcast include Vadim providing insight on how his company’s unique technologies are helping retailers create an… Show more

TECHNOLOGY IS CHANGING THE WAY EVERY INDUSTRY DOES BUSINESS, AND WILL BE ONE OF THE LARGEST FACTORS THAT IMPACTS THE RETAIL INDUSTRY IN 2020 AND BEYOND
In this episode, Vadim Rogovskiy, CEO & Co-founder of 3DLOOK provides us with a glimpse into the future of retail, and talks about emerging technologies that are going to impact this industry. One of the discussion points in this podcast include Vadim providing insight on how his company’s unique technologies are helping retailers create an engaging shopping experience. Show less

BANK BRANCHES NEED TO BE IN A CONTINOUS STATE OF TRANSFORMATION
The value of transformational change is undeniable, especially for bankers, many of the elements involved in this process are often overlooked or misunderstood. In this episode, Kevin Blair, CEO of NewGround highlights the need for transformational change in the FI industry. He also addresses how to attract the right talent, the possibility of digital banks opening physical branches, and describes the importance of speed in… Show more

BANK BRANCHES NEED TO BE IN A CONTINOUS STATE OF TRANSFORMATION
The value of transformational change is undeniable, especially for bankers, many of the elements involved in this process are often overlooked or misunderstood. In this episode, Kevin Blair, CEO of NewGround highlights the need for transformational change in the FI industry. He also addresses how to attract the right talent, the possibility of digital banks opening physical branches, and describes the importance of speed in today's financial institution industry. Show less

In this fourth installment of Ready For Change? our host, Mike Jarmus, is joined by Brian Walker, CEO & Founder of RetailDoctorGroup, to talk about omnichannel experiences , the latest trends in retail, and what the future of retail will look like.

China has been one of the fastest growing retail markets over the last several years. It is currently forecasted to reach $5.291 trillion USD in 2019 and will continue its growth to surpass the US in size and reach $6.412 trillion USD by 2023.

Wanting to experience this impressive market for myself, I traveled to Qingdao, China in November to attend China Shop 2019 with hopes of catching a glimpse of China’s future in retail. The event markets itself as the largest professional retail… Show more

China has been one of the fastest growing retail markets over the last several years. It is currently forecasted to reach $5.291 trillion USD in 2019 and will continue its growth to surpass the US in size and reach $6.412 trillion USD by 2023.

Wanting to experience this impressive market for myself, I traveled to Qingdao, China in November to attend China Shop 2019 with hopes of catching a glimpse of China’s future in retail. The event markets itself as the largest professional retail exhibition in Asia with over 900 exhibitors and 65,000 visitors in attendance. Show less

On today’s episode of Ready for Change?, host Mike Jarmus speaks with SOCASH CEO, Hari Sivan. Hari has an extensive resume in the financial industry, but branched out on his own to start up SOCASH. The SOCASH app helps consumers, banks, and retailers distribute cash quickly; connecting end users with each other, turning retailers and people into virtual ATMs. SOCASH is Singapore’s largest cash distribution network. It provides benefits for all parties involved and reducing the inefficient… Show more

On today’s episode of Ready for Change?, host Mike Jarmus speaks with SOCASH CEO, Hari Sivan. Hari has an extensive resume in the financial industry, but branched out on his own to start up SOCASH. The SOCASH app helps consumers, banks, and retailers distribute cash quickly; connecting end users with each other, turning retailers and people into virtual ATMs. SOCASH is Singapore’s largest cash distribution network. It provides benefits for all parties involved and reducing the inefficient supply chains generally associated with cash distribution.

Considering the inefficiencies in the supply chains, Hari explains why he decided to make the SOCASH app. He also mentions the two companies -- PayPal and China’s Ant Financial – that he used as an inspiration for constantly adapt to the market and to adjust his business model on the fly.

With all this growth and work that needs to be done, Mike and Hari end the episode by discussing ways to balance professional and personal lives, noting that he likes to make time for all the important things like school functions or his son’s bedtime. There is some give and take as well, like shorter vacations for the family. Mike wraps up by informing us that SOCASH is now moving into Indonesia and Malaysia. Show less

Every second of every day, cash moves around between banks, consumers, retailers and cash centers. This hidden dance is the Cash Cycle in action. But with billions of banknotes and coins in circulation, it is also inherently inefficient – and some estimates put the cost of this inefficiency at over $20Bn annually.

In this episode, Mike Bielamowicz, Chief Marketing Officer for Glory Global Solutions, explores the evolution of the cash cycle, and explains that there are signs of change… Show more

Every second of every day, cash moves around between banks, consumers, retailers and cash centers. This hidden dance is the Cash Cycle in action. But with billions of banknotes and coins in circulation, it is also inherently inefficient – and some estimates put the cost of this inefficiency at over $20Bn annually.

In this episode, Mike Bielamowicz, Chief Marketing Officer for Glory Global Solutions, explores the evolution of the cash cycle, and explains that there are signs of change that point towards a new, more efficient cash cycle that is emerging: Cash 4.0. Show less

Today on Ready for Change? Mike Jarmus interviews Joe Kim, the Vice-President of Innovation and the Chief Question Asker for Glory Global Solutions. Joe’s responsibilities at Glory include managing the long-term innovation pipeline, promoting a culture of innovation within the company, and aligning Glory’s innovation efforts globally. In this episode, Joe likens the world of innovation to the movie The Matrix, and explains what the Innovator’s Matrix is and how you can escape it.

My Bet on Tiger Woods at the U.S. Open didn’t pan out, but Sports Betting across the country will.

The U.S. Open at Pebble Beach in California was one of the most beautiful golf events I have attended, and Gary Woodland came away with an amazing victory at a course with challenging conditions As luck would have it, Gary walked away with $2.25 million after his win. I, unfortunately, did not walk away so lucky. I did however come quite close with my pick of Brooks Koepka (2nd place… Show more

My Bet on Tiger Woods at the U.S. Open didn’t pan out, but Sports Betting across the country will.

The U.S. Open at Pebble Beach in California was one of the most beautiful golf events I have attended, and Gary Woodland came away with an amazing victory at a course with challenging conditions As luck would have it, Gary walked away with $2.25 million after his win. I, unfortunately, did not walk away so lucky. I did however come quite close with my pick of Brooks Koepka (2nd place finish).

Even though I did not win big money on this golf tournament, I’m confident that I will have easier opportunities to place additional sports bets in the future. Prior to the U.S. Open, the state of Illinois passed legislation legalizing sports betting. It was among the most recent states – Indiana, Iowa, and Tennessee — to have passed bills that legalize it in some form. The bill stands out from other state bills because it legalizes sports betting not only at casinos, but race tracks and sports venues of 17,000 seats or greater. Show less

The US open is just under a month away and Tiger Woods is still the odds-on favorite to win so I backed him. In May 2018, the U.S. Supreme Court ruled that one federal gambling statute the Professional and Amateur Sports Protection Act violated the 10th Amendment of the U.S. Constitution. This has now allowed for states to pass their own sports betting laws and regulations. It is now expanding rather quickly across the US in just over a year. Like the entire land-based gambling industry in the… Show more

The US open is just under a month away and Tiger Woods is still the odds-on favorite to win so I backed him. In May 2018, the U.S. Supreme Court ruled that one federal gambling statute the Professional and Amateur Sports Protection Act violated the 10th Amendment of the U.S. Constitution. This has now allowed for states to pass their own sports betting laws and regulations. It is now expanding rather quickly across the US in just over a year. Like the entire land-based gambling industry in the US, sports betting is a very cash heavy business. Show less

SXSW is not like any conference I have attended. The conference is spread over nine days in Austin, Texas. The diversity of the speakers, attendees, food trucks, sessions and expo companies were amazing. The sessions featured topics from health & medtech to cryptocurrency to tech in industries from aerospace to retail. There were sessions for anyone no matter the industry. I attended a mix of panels, product launch sessions, the trade show and networking events in just three short days. Most of… Show more

SXSW is not like any conference I have attended. The conference is spread over nine days in Austin, Texas. The diversity of the speakers, attendees, food trucks, sessions and expo companies were amazing. The sessions featured topics from health & medtech to cryptocurrency to tech in industries from aerospace to retail. There were sessions for anyone no matter the industry. I attended a mix of panels, product launch sessions, the trade show and networking events in just three short days. Most of the sessions I attended focused on the future of R&D, innovation, the retail industry and branding strategy. The post covers my experiences, takeaways and what I learned from the conference. Show less

Resolutions are not just for you and I, they are for businesses as well. Businesses should consider making resolutions to help prepare for the next year and improve to better compete in this fast-moving world. Banks and retailers should also take note because the top made resolutions can apply to their business models as well. You might have a quizzical look on your face currently, but just wait for me to connect the dots.

There’s no denying the millennial generation, considered to be those born between 1981 and 1996, have been raised in a highly digital and media saturated world. With the 15-year age gap though, even millennials claim there are personality differences between the younger and older members of this group. One thing is for sure, most companies have realized the importance of this generation and are trying to find ways to connect with them by creating interactions that resonate and potentially… Show more

There’s no denying the millennial generation, considered to be those born between 1981 and 1996, have been raised in a highly digital and media saturated world. With the 15-year age gap though, even millennials claim there are personality differences between the younger and older members of this group. One thing is for sure, most companies have realized the importance of this generation and are trying to find ways to connect with them by creating interactions that resonate and potentially transform into customer loyalty. This remains true for companies in the retail and financial institution sectors who have invested heavily in the digital world. They aimed to try and attract this segment, thinking that it was the best route to secure the business of this very profitable generation and remain competitive in the market. Show less

Nonprofits: The Hidden Driver of the US Economy. by Mike Jarmus. Typically when people think about nonprofit organizations, most immediately think of their causes and the positive impacts these organizations have on the community. Nonprofits do everything from helping the less fortunate to sponsoring research to cure ...

China is currently the second largest domestic aviation market in the world, in addition to being the fastest growing market with a year over year 9.5% passenger traffic growth rate. China is expected to take over the number one spot in the near future and presumably...

Since relations between the United States and Cuba have begun to warm, much of the new market opportunity has been focused on bringing American tourism to the country. Many airlines like Frontier, United and Southwest are jockeying to secure positions to provide...

With natural gas prices at historic lows, consumers are happy when they see their energy bills arriving in the mail. But natural gas producers, distributors and storage companies are not as cheerful, to say the least. Although the stabilization of the natural gas...

Near record low oil & natural gas prices “When will the oil & natural gas market stabilize?” is not a question that can be answered easily. A variety of factors over the past few years have driven market prices to historic lows; recently, these factors have...

Update 1/1/2015 : The original Journal Gazette article is no longer available. The article can still be found at http://valleywatch.net/?p=2958 .

This is a op-ed article I was asked to write by the Journal Gazette in response to a previous article (http://www.journalgazette.net/article/20121002/EDIT0502/310029973/1147/EDIT07 ).The articles reference a 30 year natural gas contract the state of Indiana will be signing. They examine the repercussions on tax payers and natural gas users in… Show more

Update 1/1/2015 : The original Journal Gazette article is no longer available. The article can still be found at http://valleywatch.net/?p=2958 .

This is a op-ed article I was asked to write by the Journal Gazette in response to a previous article (http://www.journalgazette.net/article/20121002/EDIT0502/310029973/1147/EDIT07 ).The articles reference a 30 year natural gas contract the state of Indiana will be signing. They examine the repercussions on tax payers and natural gas users in the state. Show less