Kevin McQuown

Founder/Broker

Irvine, California, United States Contact Info
2K followers 500+ connections

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About

I provide home loans for self-employed borrowers at great terms without tax returns or w2's.

I founded EZDirectloans to fund loans for my clients regardless of their unique financial
or credit scenarios. I don’t believe in one size fits all, so I custom tailor mortgage options
to fit every client like a glove. I’ve been a California licensed broker for over 20 years
and that’s how I offer the nation’s largest selection of loan products and, more
importantly, know how to get them approved and funded!

How My Clients Benefit:
*They receive more options on their best programs in writing and upfront
*They enjoy a higher probability of getting approved and funding in weeks, not months
*They can always reach me and don’t get lost in the big lender shuffle
*They can apply online and their secure application comes directly to me for review
*Receive funding shortly after credit or housing events

Articles by Kevin

Activity

Experience

  • EZDirectloans Graphic

    Founder

    EZDirectloans

    - Present 7 years 5 months

    Irvine, CA

    Programs I Offer;
    I offer financing for full income documentation loans and alternative documentation
    loans using bank statement deposits for income, without tax returns or w2’s. I also offer
    some stated (no) income documentation loans that can fund in 14 days or less. Of
    course, I also offer great financing thru the nation’s top wholesale lenders for
    Conventional, Jumbo, FHA, VA, USDA, Commercial, and Private Money financing.

    Recently Funded Loans (there are many more…

    Programs I Offer;
    I offer financing for full income documentation loans and alternative documentation
    loans using bank statement deposits for income, without tax returns or w2’s. I also offer
    some stated (no) income documentation loans that can fund in 14 days or less. Of
    course, I also offer great financing thru the nation’s top wholesale lenders for
    Conventional, Jumbo, FHA, VA, USDA, Commercial, and Private Money financing.

    Recently Funded Loans (there are many more, but space is limited)
    12 months business bank statements to qualify. $2,300,000 Purchase
    10% down with 2 year old foreclosure
    $1,700,000 4 unit purchase the big banks turned down. I approved thru largest US wholesale lender
    1 month business bank statement to qualify $325,000 Purchase-Off the Grid
    No Income Documentation rental purchase with 585 fico
    $10,500,000 Office building refinance at 4.99 non-recourse, no personal guarantee
    24 months business bank statements $1,001,000 refinance
    24 months business bank statements $900,000
    $1,700,000 Purchase 24 months business bank statements
    $325,000 USDA 100% financing AFTER I raised fico in 4 days over 60 points
    $900,000 refinance full doc super low 30 year fixed rate

    My Clients Speak Directly to Me;
    My clients speak directly to me and not a call center representative or a loan officer with
    minimal experience. Or a bank or direct lender who are limited in the programs they
    offer.
    I spend time listening to what my client’s unique needs are in the beginning. With this
    valuable information in mind I work diligently to match them with my best financing
    solutions and provide their best loan options up-front and in writing via a link they can
    open form any mobile device. Simple-Easy-Transparent.
    Most lenders are hard to get thru to and everyone knows that. I can be reached 7 days
    a week via Text, Phone, Email or Skype.

  • myRateCall, Inc. Graphic

    Founder / President

    myRateCall, Inc.

    - 5 years 2 months

    Orange County, California Area

    Develop consumer driven loan processes resulting in transparency and efficiency

  • Directors Financial Group Graphic

    Branch Manager

    Directors Financial Group

    - 4 years 3 months

    Lake Forest, CA

    Conceptualize, Create, Deploy and Manage Mortgage Companies

  • Founder/CEO

    Kastlepoint Mortgage, Inc.

    - 11 years 1 month

    Laguna Hills, CA

    I grew from a mortgage broker working out of my house to a mortgage banker for conventional and full-eagle FHA products. Bought a building and kept growing revenues year after year. Was licensed in over 20 states. Designed and deployed very streamline lending platform. And, some other stuff.

  • Founder/CEO

    Escrowpoint, Inc.

    - 4 years 4 months

    Laguna Hills, CA

    We handled residential mortgage services. I sold it to a great escrow manager who successfully grew the business and she is still going strong today.

  • Founder/CEO

    Kastlepoint Affiliated Services, Inc.

    - 2 years 1 month

    Laguna Hills, CA

    Launched an insurance company to provide clients with the ability to buy mortgage protection insurance in the event they lost their job, had a disability or death.

    I received an MGA (Managing General Agreement-wholesaler) to grow the business from AIG.

  • Founder/CEO

    ATI

    - 3 years 1 month

    Portland, OR

    We launched a niche plastics manufacturing company to fill smaller orders. Was a lot of fun to build it from the ground up.

  • Top Purchase Money Loan Officer

    Fleet Mortgage Group, Inc

    - 3 years 5 months

    I was a consistent top performer for Fleet Bank through self-generated business through my Realtor network.

  • Great Western Bank Graphic

    Top Purchase Money Loan Consultant

    Great Western Bank

    - 1 year 1 month

    I was a consistent top performer for Great Western S and L through a very difficult time in the lending industry. All business was self-generated through my Realtor network.

Education

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