Juan Silvera

Finagy's suite of Fast Funds solutions redefines direct bank-to-bank transactions, empowering you and your customers with unparalleled efficiency in payments and collections: ▶️ Next-morning ACH funding, eliminating the need for reserves. ▶️ Same-day posting for both ACH credits and debits. ▶️ Round-the-clock ACH credit and debit transfer capabilities, operating 24/7/365. ▶️ Non-returnable ACH transactions, offering guaranteed security. ▶️ Enhanced electronic funds transfers through digitized paper checks (Check21), ensuring faster and more secure processing. Our unified approach simplifies the financial transaction ecosystem: a single agreement, seamless integration, one access point, consolidated billing, and a comprehensive dashboard. For those seeking an alternative to the complexities and costs associated with card transactions, Finagy presents a sophisticated collection of low-cost, bank-to-bank payment solutions. Explore the future of financial transactions at Finagy.com. #ElectronicPayments #EFT #DigitalPayments #BankingTechnology

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Empower your customers to upgrade their home with payment solutions that fit their budget. Don’t lose out on the 56%* of consumers your current solutions don’t fit. Explore the American First Finance B2B opportunities today. Start Today: https://myaff.us/ypjzk04v #PaymentSolutions #NewCustomers #AmericanFirstFinance

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Between faster payment rails like the Federal Reserve’s FedNow Service, The Clearing House’s RTP, and even Same Day ACH, there are a growing number of payment options for today’s financial institutions. Learn more about where you should start with faster payments. #fasterpayments #FedNow #TheClearingHouse #pidgin #instantpayments https://lnkd.in/eC2P-wgC

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Banks and credit unions shouldn't count the branch out just yet. In fact, some of the largest FIs are opening new retail locations, expanding their physical footprints and entering new markets. Read more in today's blog by Wendi Klein, VP Marketing >> https://bit.ly/3UIqEQL #banks #creditunions #branchbanking #tellercapture #inbranchbanking #bankingtech #depositsolutions

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How is your team tackling the spikes in #delinquency 🤔 #CreditUnions and Community #Banks are turning to Eltropy's #AI-Powered Conversations Platform to tackle rising delinquency rates in the lending industry. As delinquencies spike, our innovative solution is empowering financial institutions to navigate challenges and enhance customer interactions 📱 Check out the full release ⬇️ https://lnkd.in/ghkK5Gax

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We know that #communitybanks and #creditunions are always looking for effective ways to get the most out of their financial products to boost primacy, organic growth, differentiate from competitors, as well as fend off the megabanks and big regionals. In our new, free webinar, Dave DeFazio will talk about how building value-added, subscription-based product line-up can accomplish a lot of those goals, even in today's competitive world. #banks #banking #communitybanking #creditunions #checkingaccounts #SMBs https://lnkd.in/e5GrXiWG

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In today's competitive banking landscape, innovative solutions are key to enhancing deposit acquisition and efficiency.   Discover the success story of a $4B Southeast bank that used ZEscrow to boost their 1031 exchange deposits, achieving rapid growth and onboarding significant new accounts. Learn how ZEscrow's intuitive interface and robust features have made a substantial impact on their deposit growth strategy.   Read the full story: https://lnkd.in/g-TqNTeB   #Fintech #BankingInnovation #DepositGrowth #ZEscrow 

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If your bank or credit union isn't paying attention to the economic influence of Gen Z, you may be missing out. Gen Z isn’t just digitally born, they are digital connoisseurs with distinct values, preferences, and expectations. Read more >> https://bit.ly/49FSQIN #digitalbanking #onlinebanking #genztrends #genz #bankingtrends #banks #creditunions

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Smaller banks and credit unions can't beat the big guys by playing their game. They have unlimited budgets... And can just win on sheer force. The way to compete with them is on advertising efficiency and local/personal touch. Less volume, yes. Smaller budget, yes. But much better targeting. And much better messaging. This is why we exist at Gemineye. We make customer data easy. So you can win this marketing battle. And make no mistake, right now, it's definitely a battle :) 

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Bank on a Better Tomorrow with First Western Trust. Meet your new financial partners, where our associates are part of your community, and know your story and name. We work closely with you to understand and meet your unique needs, offering personalized solutions beyond traditional banking. Experience a banking relationship that values you as more than just an account number. Achieve your financial goals with sophisticated services from a team you can trust. https://hubs.la/Q02DDsv60 *Personal and business banking services offered through First Western Trust Bank, Member FDIC; Investment, Trust and Asset Management Services are Not a deposit, Not guaranteed by the Bank, May Lose Value

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While it's true people are writing fewer checks, checks are still a priority for many consumers and brands! What else do banking consumers have on their minds? Find out in our 2024 Financial TrendWatch Report: https://lnkd.in/gcXQW7Hm

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Digital banking does not reign supreme for all services.

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4.15.24 "The Future Of Core Processing With Nymbus CEO Jeffery Kendall" Today Chris Nichols, our Director of Capital Markets, sits down with Nymbus CEO Jeffery Kendall. Chris and Jeffery talk about the future of core processing, payments, how banks should be thinking about their relationship with their core provider, and the new opportunities emerging for banks to offer more innovative products and solutions to their customers. Listen to the podcast-> https://lnkd.in/eG_eSqGk

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The Capital One-Discover Financial Services deal: What does J.D. Power data suggest? J.D. Power data reveals potential underlying synergies between the two brands. “It is true that both companies have fewer affluent consumers than some competitors,” says John Cabell, managing director of payments intelligence at J.D. Power. “But Discover customers are likely seeking another card with Capital One that may be a Visa/Mastercard product to ensure ubiquitous card acceptance and rich rewards, whereas Capital One customers may be seeking another product with the reputed consumer financial care offered by Discover.” Learn more from Tearsheet: https://hubs.la/Q02ykGkT0 #CapitalOne #DiscoverCard #CreditCards #Credit #Acquisition #AcquisitionNews #Payments

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Is your financial institution positioning card acceptance as prominently as Chase Bank? Check out what a business owner told us during our interview with her. The intent of the interview was to talk about her recent switch from a credit union to Chase. The interview unveiled many insights, but this one defines a new trend for our industry. Business owners need tools to help them take card payments from customers in a variety of ways. Traditional merchant services is not a good fit for many business owners. They need tools that work on-the-go or remotely. Mobile check deposit is a good solution when a customer pays via check, but how many people reach for their checkbook today versus a card? The new mobile payment capture for businesses needs to be card focused. In-app, online, via invoicing and through a traditional merchant terminal. They all serve a use case and they all have their own place in a financial institution's product suite. #bankingindustry #smallbusinessbanking #digitalbanking #fintech #payments

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Regions Bank and BILL Launch CashFlowIQ Learn more & get our take 👇 https://lnkd.in/dNApw_cr “Businesses are looking for banks that provide more than financing; they want practical solutions to better manage their cash flow. That’s what we’re delivering. Regions CashFlowIQ helps clients digitally transform, automate, and consolidate their payment processes. This results in smoother business operations.” — Bryan Ford, Head of Treasury Management at Regions Bank “Businesses need flexible and efficient ways to manage their finances and to enable their long-term success. They rely on trusted providers to help them manage and automate payments quickly and securely. With BILL’s payments engine, large network, and ongoing innovation in helping businesses modernize and automate their financial operations, we are excited to work with Regions Bank to power a new digital solution for their business clients.” — Irana Wasti, Chief Product Officer at BILL #banking #bank #SoFNews

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