Joseph Thomas

The Lincoln Private Market Index, the only index that tracks changes in the enterprise value of U.S. privately held companies, increased by 1.4% during the first quarter of 2024, as the index climbed to yet another record high. View the latest report: https://lnkd.in/ggFASTcV #LincolnPerspectives

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Following yesterday’s news about Republic Bank getting shut down, regulators are doubling down on Banking-as-a-Service compliance regulations. The FDIC sent consent orders to two US-based banks, Sutton Bank and Piermont Bank, over lack of oversight and monitoring of their fintech partners. These are two smaller banks, making it tougher to quickly get better oversight of their partners. It's a clear signal that regulators are unwavering in their commitment to enforcing compliance standards across the board. #fraudtech #fraudstrategy #bankingfraud #ai #artificialintelligence #fraudprevention #machinelearning #baas

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This article aims to shed light on the critical aspects of fee transparency so plan sponsors can best help the plan but also relay relevant details to participants. https://ow.ly/XnbQ50RspwI

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💡 Charles Paikert speaks with experts about Focus Financial’s recent announcement that it will combine Focus firms Buckingham Strategic Wealth and The Colony Group into one $115 billion entity. Allen Darby, CEO of Alaris Acquisitions, notes that transitioning from a financial buyer model to an integrator model marks a "significant shift" for Focus. In his words, "It underscores the undeniable truth that the real return on investment hinges on a buyer's ability to integrate and elevate business performance successfully post-acquisition." 📰 For more insights, keep reading at WealthBriefing: #mergers #financialservices #wealthmanagement https://lnkd.in/gMxqFiaG

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It was great to be back in Boston last week, reconnecting with returning Institute members and meeting new market and investment leaders! We are excited for the events and research areas we have coming up in the next few months! #ocio #investmentsolutions #investmentmanagement #investmentconsulting

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Join us for an exclusive session led by Grange Johnson, CEO of FLJ Capital, LLC, as he uncovers the transformative impact of "The Expansion of Private Credit on the Lending World." In today's fast-paced financial environment, understanding the ins and outs of private credit expansion is paramount. Mr. Johnson, a seasoned expert in the field, will unveil key insights during this session: Get an insider's look at the current private credit market, including its growth patterns, prominent players, and lucrative opportunities.Explore how the surge in private credit is revolutionizing traditional lending practices, offering new avenues for investors and challenging established financial institutions. Delve into the risk-reward equation of private credit investments. Mr. Johnson will share strategies for navigating potential pitfalls and maximizing returns in this dynamic market.Gain valuable foresight into the future of private credit and its implications for the broader financial landscape. Mr. Johnson will offer his expert predictions on market trends, regulatory shifts, and emerging opportunities. Grange Johnson brings a wealth of experience and expertise to the table as the CEO of FLJ Capital, LLC, renowned for its innovative approach to investment management. Don't miss your chance to hear from him and other leading finance experts during this three-day event. Register now to secure your spot and gain invaluable insights that can shape your investment strategies in today's evolving financial landscape. https://lnkd.in/eN6QcRxh #FinanceEvent #InvestmentInsights #FLJCapital #FinancialMarkets #privatecredit

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Check out our latest podcast where Bill and Shawn discuss Bill's recently published article in the RBJ on Embracing Volatility and the Path to Portfolio Resilience and Rational Investing https://lnkd.in/e4jiKaDY #rationalinvesting #successbydesign #defendingyourtomorrow

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Scale truly matters

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Interesting article in The New York Times about NAV financing from the Milken conference last week. If you're exploring NAV opportunities or would like to learn more, please reach out. We love talking about NAV. EverBank https://lnkd.in/edrRhNf4

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Higher-for-longer rates, along with elevated municipal-bond issuance, may signal that cheaper entry points for muni investors are here for a bit longer. Though reinvestment season is typically a slower time for new issuance, this is an election year, which may mean issuers will want to avoid the uncertainties that come with every election season. Fund flows and rich ratios are concerns, but the asset class' ability to provide low-risk, tax-exempt income remains a key feature, especially if inflation pressures increase. Joining myself and Karen Altamirano on the May edition of Masters of the Muniverse is Nisha Patel, CFA from Parametric. In this month's episode, we discuss the market outlook for 2H and how technology overlays are driving Parametric's strategies to help maximize #muniland returns. Spotify: https://lnkd.in/egByCBq6 apple: https://lnkd.in/e8WPAU3x

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A sample of discussions held with clients last month: - A client working in the human capital space is exploring the feasibility of retiring in 20 years at age 55. We discussed the first draft of a financial plan with that scenario, and they are within striking distance. This will be our focus in the coming months. - Reengaged with a client household as they wrapped up the academic year and their infant enters toddlerhood with an overall portfolio review, discussing their cash holdings, and updating their household financial plan. - A client experienced an involuntary layoff in the tech/data industry, so we reviewed their resume and LinkedIn profile, and kicked off the process to rollover their previous retirement plan holdings to their Traditional IRA. - Discussed the ramifications of paying down law school loans with a focus first on higher interest portions of their debt, while balancing saving for retirement. - A client household with an educator and attorney engaged on balancing a return to Boston and reducing their higher interest debt. - A client in the pharma / life sciences space kicked off their estate planning journey and we'll be doing a summer update of their overall retirement outlook. - A client in the UX research space is re-entering the workforce after international travel / volunteer work. We reviewed their resume and LinkedIn profile. Now we're in the midst of an overall portfolio review and next steps for their vested RSUs. I appreciate the opportunity to be of service to my clients. As you can see, it's fair to say that financial advice and planning involves more than overseeing an investment portfolio.

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Check out this article from Access Capital - Mentorship as a Catalyst for Organizational Innovation and Growth! hashtag#NJSA hashtag#BlogPost hashtag#NewJersey hashtag#AccessCapital

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In our latest look at the CFPB’s expanding supervisory authority of fintechs and other non-bank financial service providers, RegFi cohosts Jeremiah Buckley and Sasha Leonhardt welcome fellow Orrick partner — and former deputy general counsel for the CFPB — John Coleman. John shares his insights on the Bureau’s first of its kind decision to publicly announce its intention to assert supervisory authority over an individual institution, what companies can do to prepare for regulatory examinations, and how financial regulators might leverage technology to transform the supervisory process. Listen now: https://bit.ly/RegFiEp29 #CFPB #fintech #financialservices #finreg

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In today’s deal market there is a growing trend of a lender proposing as a single lender but then post-letter of intent sign-up, shifting to a multi-lender approach, particularly when there is an accordion facility as part of the loan structure which requires additional funding. #AcquisitionFinancing #MergersAndAcquisitions #BusinessLoans #CapitalRaise #PrivateEquity #VentureCapital #DealFinance #InvestmentBanking #BuyoutFinance #CorporateFinance

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In NCRAM’s midyear update to Emerging Market Hard Currency 2024 Outlook, we explore and share our insights on EM hard currency bonds, EM economic growth, key corporate credit metrics, valuations in EM high yield credits and more. https://lnkd.in/eZWhzdRR

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