Jon Dayco ETA-CPP

Maximize Your Average Member Relationship With 3 Core-Driven Solutions - Discover how to boost your credit union's success with strategies to improve the Average Member Relationship by leveraging core technology. https://hubs.ly/Q02CKttV0

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Ultimate Guide to Cross-Selling in the Lending Process - Enhance your credit union's lending process by utilizing cross-selling techniques. Identify opportunities, overcome challenges, and boost revenue. https://hubs.ly/Q02t2syh0

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3 Ways to Utilize Your Core to Cut Operating Expenses - Are your operating expenses eating into your margin? Learn how your core processing system can save your credit union money by minimizing expenses daily. https://hubs.ly/Q02zTHzF0

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A 47% increase in Same Day ACH volume helped lead the way as the ACH Network began 2024 by handling 8.2 billion payments in the first quarter. There were 273.7 million Same Day ACH payments in the first quarter. The value of those payments was $719 billion, up 27.2% from a year earlier. Same Day ACH volume in March 2024 was 95.6 million, averaging more than 4.5 million payments per day, both all-time monthly highs since Same Day ACH launched. Business-to-business (B2B) payment growth remained strong, with 1.7 billion payments in the first quarter, a 10.8% increase. Total first quarter ACH Network volume was 8.2 billion payments valued at $20.7 trillion, respective gains of 5.6% and 5%. #ACH #SameDayACH #FedACH #NACHA #ACHNetwork #CHIPS #RTP #FedNow #Payments #InstantPayments #RealTimePayments #Zelle #ChinnapaReddy #Banking #Innovation #Fintech #BillPay #B2B #FasterPayments #B2BPayments #SWIFT #NEFT #RTGS #FedWire #LYNX #CHAPS

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🌟Small Business Loans vs. Merchant Cash Advances (MCAs)🌟 💰 Small Business Loans: These traditional loans involve borrowing a fixed amount from a lender and repaying it over time with interest. While they offer lower interest rates and predictable payments, the application process can be in-depth, requiring documentation and collateral. Business owners use loans for various purposes, such as launching new products, buying equipment, or hiring staff. 💸 Merchant Cash Advances (MCAs): Unlike loans, MCAs are based on future sales. You receive a lump sum upfront and repay it through a percentage of your daily or weekly credit and debit card sales. While MCAs provide quick access to funds, they come with higher costs due to fees and interest. MCAs are often used for urgent needs, emergency expenses, or cash flow management during seasonal changes. Understanding these differences empowers you to choose the right financing option for your business. Explore more insights in our blog 📚🔍

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3 Core Strategies to Enhance Credit Union Asset Growth [+ Case Study] - Optimize your credit union's asset growth with innovative strategies leveraging core processor power for loan processing, member services, and security. https://hubs.ly/Q02CjsMB0

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Financial institutions must harness data intelligently to engage account holders effectively and cross-sell relevant products. This whitepaper explores how data-driven core transformation can empower #financialinstitutions to achieve these objectives seamlessly. By leveraging advanced analytics, personalized engagement and seamless integration, they can enhance deposit services, deepen customer relationships and drive revenue growth. #DeepTarget #DataDriven

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In-Branch vs Digital Lending: Comparison, Benefits, and Balance - Discover the benefits and strategies to maximize both in-branch and digital lending to make informed decisions for your credit union and members. https://hubs.ly/Q02tmkvd0

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This is a good quick read explaining digital wallets and when it is beneficial to use them over the card in your wallet. #DigitalWallets #Fintech

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Is your credit union's brand just 'good enough'? It shouldn't be. Great brands are like unforgettable characters in stories—they grab attention and stick with you. 🌟 If your brand only ticks the boxes for adequate service or convenience, you're missing out. Don't let your credit union blend into the background. We can help sharpen your brand's identity, making it something that your members can connect with and passionately support. Ready to stop being just another option? https://loom.ly/N6HtD5g #CreditUnions #Branding #CreditUnionLeaders #StandOut #MarketingStrategy #CreditUnionSuccess

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We know that #communitybanks and #creditunions are always looking for effective ways to get the most out of their financial products to boost primacy, organic growth, differentiate from competitors, as well as fend off the megabanks and big regionals. In our new, free webinar, Dave DeFazio will talk about how building value-added, subscription-based product line-up can accomplish a lot of those goals, even in today's competitive world. #banks #banking #communitybanking #creditunions #checkingaccounts #SMBs https://lnkd.in/e5GrXiWG

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There are TWO days left until our famed Tabletop Exercise. Have you registered yet? If not, now is the time to do so. Not sure what a Tabletop Exercise is? Here are the details: A tabletop exercise is a walk-through of emergency procedures with your credit union’s key personnel about what could happen in a real-life incident. This live tabletop will test your credit union’s plans with a “mock” real-world example. How will your team handle the situation? Are you prepared? This tabletop session is designed for multiple credit union team members to participate together. The session will break periodically for 5-10 minute intervals to allow time for team discussion regarding the tabletop scenario. The goal of this exercise is to test the effectiveness and efficiency of the team and your credit union’s security and risk plans. https://lnkd.in/eJ8HbzQ7 #BusinessContinuity #DisasterRecovery #VizoWebinars

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SBA Needs Vs SBA Lender Needs

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Calling all Supervisors, Managers, anyone in the Management Capacity-We have the Bootcamp for You! https://lnkd.in/eVbZvsw8 #CFTnow #Bank #BankTraining #BankingEducation #BankersEducation #CreditUnion #CreditUnionTraining #Supervision #Management #BranchManager #BankingToday

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Read on for tips about your credit union and the bottom line, as we all know that every business and non-profit must stay on budget. https://ow.ly/E29050SfHoJ #creditunions #creditunion #creditunionlife #fintech #leadership #strategy #efficiency #solutions #branding #marketing

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Exciting news for the start of 2024: We’re the highest-rated bank in Forbes’ newest list of the top 300 U.S. Companies for customer service. “We believe the message is resonating: Regions is here to be more than just a bank; our focus is to truly help consumers and businesses chart a personalized path to financial confidence.” The 2024 Forbes Best Customer Service list, created in partnership with HundredX, honors the top 300 companies and brands that customers say best meet their needs in customer-service categories such as knowledge and attitude of staff, speed of service, and handling of returns. Learn more about the honor: https://bit.ly/3wTo1lY

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Building Member Trust: The Most Secure Digital Payment Types to Offer - Learn how to enhance member trust with secure digital payment options at your credit union. Discover top methods to maintain security and convenience. https://hubs.ly/Q02x7HlN0

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The World Council of Credit Unions (WOCCU) is urging G20 nations to take action in order to enable #creditunions to increase #financialliteracy globally. Read more: https://loom.ly/1n9xXcI #creditunion #financialinclusion

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