H. Adam Holt, CFP®, ChFC®

#taxtiptuesday - Brought to you by Jeremy Heavey, AIF® - Financial Advisor | July 16, 2024 https://lnkd.in/efFfKepv #TaxTip #RoseStreetAdvisors #KalamazooMI #RothIRA #RetirementPlanning #WealthManagement #RetirementFunds #RothConversion #TaxEfficiency

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Annuities can play a valuable role in retirement planning. However, it is crucial to understand how annuities are taxed to set realistic expectations for income and growth. To learn more about how an annuity may fit with your retirement planning, and to understand the tax implications, contact an Enza Financial Professional. #annuities #tax #retirementplanning https://lnkd.in/e_z5qeAQ

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THIS is the difference. Be a part of something bigger, and better, yet “localer”. Ask me how to grow your business as a franchise brand today! SMB Franchise Advisors Stadium Ventures, a division of SMB Franchise Advisors

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Wealth Management – Think like a Chief Executive Officer (CEO) Your key “Executives” • Your Financial Advisor and Accountant – Chief Operating Officer (COO) and Chief Financial Officer (CFO) • Your Estate and Business Attorney – General Counsel • Your Insurance Agent – Chief Risk Officer (CRO) Top of mind for CEOs: • Balance Sheet Efficiency - Just like a CEO, you have a plan for the overall efficiency of your assets (Cash and Investment Portfolio) and liabilities (Mortgage, Credit Card etc.) • Cash Flow Management - Just like a CEO, you manage your various forms of revenue (Income relating to W2, 1099, stock sales, business earnings etc.) and operational expenses (Fixed and Variable expenses) and hopefully have retained earnings (Savings) over time • Long Term Planning - Just like a CEO, you plan for larger, non-cashflow funded expenses in the future (Goals like Education and Retirement) • Risk Management - Just like a CEO, you have built a financial foundation that needs to be protected with various forms of insurance • Succession Planning - Just like a CEO, you plan for the succession of the business (family legacy through wills and trusts) Whether using Business terms or Personal Finance terms, the financial management of a Business and Family Entity are very similar

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How are plan sponsors using #definedcontribution plan design to help participants meet #retirement goals. PLANSPONSOR https://lnkd.in/eanWCF79 #ERISA #plandesign #retirementplans #401k #403b #investing

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In her latest article, Leanne Fee explores the concept of elderhood by sharing insights into preparing for a fulfilling retirement and reflecting on the opportunities that come with this stage of life. Read more here: https://lnkd.in/eb9jSEmJ #MyStewardshipAdvisor

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Are you leveraging the power of Roth IRAs for your child’s financial future? Find out why small business owners should consider this particular investment strategy. https://lnkd.in/e3JSVCEC #rothiraforkids #financialfuture #nextgeneration #investingforkids

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The Refocus Coaching Academy | Non-Financial Retirement Planning Course for Financial Advisors's Early Bird Pricing ends in 5 days! It's so important for financial advisors to go beyond managing money. We need to focus on providing fulfillment and purpose. Make sure to secure the course before pricing goes up!

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WARNING - Your advisors are not helping you… Now that I have your attention here is the point. Your advisors are not helping because they are not working together to get you what you need. They don’t communicate with each other and everyone wants to be in control. This is not helping you. You deserve advisors who check their egos at the door and who don’t lead with solutions before defining the problems and the work to be done. Siloed advisors are dangerous and they can cause unintended consequences. It is your business, your family and your stakeholders. When your advisors agree to work together then you will be closer to being Exit Ready and closer to being Emergency Exit Ready. #businessplanning #businessprotection #businesssuccession #businessexit #bvpp #seattle

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"Retirement planning is about more than return on investment; part of it is envisioning their retirement experience. And if you can maximize your clients’ experience, you can exceed their expectations, no matter the market conditions." https://loom.ly/TVOhbLg #retirement #retirementdreams

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💥 Introducing: Nestimate’s Retirement Income Map. In light of many recent developments with retirement income in the 401k, Nestimate is attempting to create a map to help the industry navigate the ever-evolving space. *Please note, this map is intended as an initial guide and may be simplified due to the complexity of categorizing these solutions. For example, it is often the case that two or more of these providers partner to create a solution. We welcome your insights to enhance its accuracy and completeness. If you are an insurer or provider not listed, please let us know and we’d love to include you. National Association of Plan Advisors Bonnie Treichel Matthew Wolniewicz, AIFA #RI(k) #retirementincome #guaranteedincome #401k

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Retirement planning cannot be linear! Adopting an adaptive approach to retirement planning acknowledges the dynamic nature of spending patterns and emphasizes flexibility in financial strategies. Read more as Jamie Hopkins Esq., LLM, CFP®, ChFC®, CLU®, RICP®, CEO, Bryn Mawr Capital Management, LLC and Director of Private Wealth Management, Bryn Mawr Trust explores this >> http://spr.ly/6044wmmDY Jamie will be joining us at Wealth Management EDGE to share his insights on the convergence of wealth and retirement. Find out more about his session here: http://spr.ly/6047wmmDW #WMEDGE #retirement #wealth

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