Gary Bechtel

When it comes to SBA financing, a machinery and equipment appraisal can be a game-changer. Here’s why: 1️⃣ Accurate Valuation: Determine the true value of your assets with our USPAP-compliant appraisals. 2️⃣ Collateral Confidence: Understand how your machinery supports your loan, meeting SBA requirements. 3️⃣ Regulatory Compliance: Stay on the right side of SBA criteria and other regulatory demands. 4️⃣ Confident Lending: Make informed lending decisions with solid collateral backing. Peak Business Valuation has your back! We've partnered with over 100 SBA lenders nationwide, providing top-notch machinery and equipment appraisals. Ready to take the next step? Schedule a free consultation today at peakbizval.com! #SBALoans #BusinessValuation #SBAFinancing #SmallBusiness #BusinessAppraiser #BusinessAppraisal #SmallBusinessOwner #EquipmentValue #SBA #MachineryValue #EquipmentAppraisal #EquipmentAppraiser #SBAValuation #SBALender #BusinessValue #AssetValue

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"Scoring the Best Rate on Your Mortgage”  Discover valuable tips and insights by Daveyan Hill, Accountant at PROVEN Properties.  READ MORE ----> https://lnkd.in/eVDDuuYi #PROVENProperties #PROVENGroup #PROVEN #RealEstate #RealEstateJamaica

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Join us for an engaging discussion and Q&A on how interest rates are incorporated into current valuation practices. The panel will be moderated by Amit Stern with insights from Steven Schaller on appraisal methodology, Stella P. on agency loan requirements, and David Weinstein, discussing the perspectives of buyers, sellers, and lenders. Learn more at https://lnkd.in/dq4fxfrc #commercialrealestate #commercialmortgage #crefinance #investments #investing #realestate #appraisals #appraiser #privatelending #privatelenders #hardmoneylenders #directlenders #privatemoneylenders

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#Multifamily property owners are finally getting a break.   Effectively immediately, HUD is raising the maximum permissible wind or named storm deductible for properties with FHA-insured mortgages to $50,000 or 5% of the insurable value per location, whichever is greater, up to a maximum of $475,000 per occurrence. Beforehand, the maximum #deductible was $50,000 or 1% of the insurable value, whichever was greater, up to a maximum of $250,000. Multifamily #insurance costs have risen dramatically over the past several years — up 27.7% over the 12 months ending in January and 129% since 2018, according to a recent Yardi Matrix report – so this news from HUD is more than welcome.

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🚨 Why is this a big deal? Because credit pulls affect your score! With other lenders, every time you purchase or refinance a home, it results in a credit pull. DING! That’s one hit to your credit. Refinance again to put renters in? DING! Another hit. Over 6 months, you might be dealing with multiple credit pulls, especially if you’re handling 4 or 5 homes a year. All those pulls raise concerns for lenders, leading to higher rates or even declined applications. But that’s not how we operate. We don’t pull credit because we know it hurts investors. We’re investors too, and we’ve experienced the impact firsthand! 🔗 Learn more

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Why The SBA 7(a) Loan Program Is The Best Financing Option To Buy-Out A Partner Business succession planning is vital to the longevity of any business. This is especially true when a business is owned by two or more individuals, for seldom do business partners share the same retirement and life goals. Therefore, a business is most likely to experience an interruption or even worse, the ceasing of operations altogether, when one partner is ready to exit the business and the others are not. This matter is further complicated when the partnership also owns both the business and the real estate from which the business operates. Possible scenarios, when one partner is ready to exit and the others are not, include a private loan from the partner exiting the business to the remaining partners, an earn-out for the benefit of the partner exiting the business paid out over several years or a venture capital non-bank funding source. These funding sources are often expensive and complicated. None of these scenarios likely meet the goals of all parties involved. On the other hand, if a partner buy-out is structured correctly, the SBA 7(a) loan program is perfectly suited to meet the goals of both the partner exiting the business and the remaining partners. The partner exiting the business is able to receive full payment for their equity ownership and therefore enjoy retirement by dropping all involvement in the business. The partners remaining in the business take 100% control with no cash out of pocket as long as the business balance sheets for the most recently completed fiscal year and current quarter reflect a debt-to-worth ratio of no greater than 9:1 prior to the change in ownership. Other benefits of the SBA 7(a) loan program include: SBA loan interest rates are competitive with conventional rates SBA guarantee fees may be financed instead of paid out of pocket preserving precious operating capital The loan is amortized over a 10 year period There is no prepayment penalty There are no financial covenants or burdensome annual documentation review requirements When the real estate is owned by all partners and included in sale, there is the ability for the partners remaining in the business to combine the partner buy-out with the real estate purchase into one loan amortized over a 25 year period

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#MarketUpdate: The single- and multi-unit housing markets are moving in opposite directions, with US Single-Unit Housing Starts currently in Phase B, Accelerating Growth, and US Multi-Unit Housing Starts in Phase D, Recession. As we look to the future, what are our expectations for these markets over the next few years? Sign up for a free trial of the Trends Report™ to find out! https://hubs.la/Q02BkRNv0

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National Report: Single-Tenant Net-Lease Retail Backstopped by Standout Fundamentals and Consumer Durability, Single-Tenant Properties Remain Well Positioned #cre #commercialrealestate #investments #retail #marketinsight #research #insight #news #financialmarkets #singletenant

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“Not all markets are created equal,” Curinos’ director of real estate lending solutions Richard Martin tells MarketWatch's Aarthi S. in a recent article on the current state of mortgage rates. According to Curinos LendersBenchmark data, median funded rates differ from state to state by up to 38 basis points, propelled by a variety of financial, legal and behavioral factors. Read more: https://hubs.li/Q02zTKtL0

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Q&A Spotlight 🌟 Q: What's the down payment for an SBA 504 loan? A: For an SBA 504 loan, you'll need a down payment of 10-20% of your project's total cost. This varies by business and property type. Short on cash? You might be able to borrow this amount, depending on your cash flow. Questions? We're here to help. Drop us a line! 📩 Ashley Mapes Lori Simmons Ross Kohl Anthony Martinez #LocalCommunity #ArizonaGrowth #SmallBusinessTips #EntrepreneurialJourney #LocalSupport #LocalCommunity

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#MUSTREAD! The most recent Economic Update by SVN Research that discusses relevant CRE topics 🌐 ✔ Bank Stress Tests ✔ Commercial Property Prices ✔ Flight to Quality in Office ✔ Office Maturities Tick-Up ✔ BGO CRE Outlook ✔ Zooming in on Housing Affordability ✔ NAHB Housing Market Index ✔ Retail Sales ✔ Consumer Confidence ✔ Rising Costs in the Multifamily Sector Click to read the latest Economic Update provided by SVN® International Corp and Chandan Economics! 📊 https://loom.ly/WdLNxOk . . #SVNTEG #SVNLasVegas #crestats #economicresearch #cre #lasvegascre #economics #realestateinvesting #realestateresearch #economicnews #SVNLV #lasvegasrealestate

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