Elizabeth Osborne

Did you know as a Comerica Bank small business customer in Michigan, you can get FREE access to small business competitive market research that will help you build performance benchmarks, discover potential customers, optimize your marketing, and more? Learn more: comerica.com/prosper Member FDIC. #ComericaBank #Comerica #SizeUp #MarketResearch #FreeBusinessResources #IWorkForComerica

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Could you use up to $750 for your business? You’ve got it—when you open an Associated Bank business checking account! Follow these simple steps and get growing now! http://spr.ly/6040e8Tso

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Citizens sees the countless moments that make you a better, stronger, more successful business owner. Which is why we celebrate Small Business Month — to recognize those moments and create even more. Check out the link for trusted guidance and valuable resources to help your business grow and succeed: http://spr.ly/6049jj4zL. #CitizensColleague #SmallBusiness #SmallBusinessMonth #MadeReady

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If you’re raising a teen, you’re probably wondering how to help them develop good habits with money. As a #CitizensColleague, I feel fortunate that Citizens is #MadeReady to help parents educate their children about financial responsibility through a student checking account. Checking accounts help teenagers learn how to check their balance, set up direct deposit, use ATMs, and transfer money. Interested in giving your teen a head start? Learn more about the benefits of opening a checking account with the article: http://spr.ly/6040eWuWu. #PersonalFinance

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No bank or credit union wants CRM to mean "Chaotic Repeating Madness" in their organizations. I encourage everyone to check out a lil' fable from my colleague Elizabeth Gujral on avoiding the pitfalls in CRM strategy, investment and implementation. Who's ready to break through CRM cliches? #CRM #gonzobanker #smarterbank #techspending https://lnkd.in/g7VvK4AH

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Colossal #bank #merger alert! UMB Financial Corp/UMB Bank is set to acquire HTLF (Heartland Financial USA) in an all-stock deal worth $2 billion. The deal will create a combined $65 billion-in-assets entity with a 13-state footprint and nearly 5,500 employees. Notably, Heartland had been an active acquirer themselves and currently operates banks within an 11-state footprint under several divisions including Minnesota Bank & Trust, a division of HTLF Bank, Wisconsin Bank & Trust, a division of HTLF Bank, and Arizona Bank & Trust, a division of HTLF Bank, among others. Exciting news... and a harbinger of what's to come??? And lastly- will this deal actually close???

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Citizens sees the countless moments that make you a better, stronger, more successful business owner. Which is why we celebrate Small Business Month — to recognize those moments and create even more. Check out the link for trusted guidance and valuable resources to help your business grow and succeed: http://spr.ly/6047jYbQL. #CitizensColleague #SmallBusiness #SmallBusinessMonth #MadeReady

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Reflecting on my career, one thing stands out: leadership is about human connection. From teaching at Washington University in St. Louis to leading in the banking industry at Midwest BankCentre, I've learned that the ability to empathize, communicate, and foster relationships defines true leadership. These "soft skills" are indispensable.  They shape effective leadership and drive organizational success. Dive into my latest blog post on The Accidental Banker to learn more.

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Honored to stand alongside these two exceptional colleagues, Zondra and Shiva, who help make our bank a success every day! Our teamwork, dedication, and passion drive us forward. Cheers to us and our shared commitment! #TeamExcellence #BankingHeroes #BankOZK 🧩 💐 🏫 #Government #PublicService #CivicDuty #Policy #Governance #Legislation #GovernmentJobs #PublicSector #GovernmentAffairs #CivicEngagement #PublicAdministration #GovernmentInnovation #LocalGovernment #FederalGovernment #GovernmentTransparency #Georgia #gacities

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Citizens sees the countless moments that make you a better, stronger, more successful business owner. Which is why we celebrate Small Business Month — to recognize those moments and create even more. Check out the link for trusted guidance and valuable resources to help your business grow and succeed: http://spr.ly/6042jdU7K. #CitizensColleague #SmallBusiness #SmallBusinessMonth #MadeReady

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Pride Month is a time to celebrate and honor the LGBTQIA+ community, recognizing the impact and contributions of its members. Many organizations, including credit unions, often show support for Pride Month through various initiatives, events, and advocacy efforts. Credit unions, being community-focused financial institutions, often prioritize inclusivity and diversity. During Pride Month, some credit unions may launch special campaigns to raise awareness about LGBTQIA+ issues, offer financial services tailored to the needs of LGBTQIA+ individuals and families, or support local LGBTQIA+ organizations through donations or partnerships. Additionally, credit unions may use Pride Month as an opportunity to reaffirm their commitment to fostering a welcoming and inclusive environment for both employees and members, regardless of sexual orientation or gender identity. This might include implementing non-discrimination policies, providing LGBTQIA+ sensitivity training, or participating in Pride parades and events. Overall, Pride Month provides credit unions with a chance to demonstrate their support for equality, diversity, and inclusion while also engaging with and giving back to the LGBTQIA+ community. #creditunion#pride#pridemonth#lgbtqia#love#pride2024#celebrate#cudifference

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Citizens sees the countless moments that make you a better, stronger, more successful business owner. Which is why we celebrate Small Business Month — to recognize those moments and create even more. Check out the link for trusted guidance and valuable resources to help your business grow and succeed: http://spr.ly/6042jJuRE. #CitizensColleague #SmallBusiness #SmallBusinessMonth #MadeReady

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Are you curious how to build equity in your home? Here are 6 ways to do so, along with using that equity to fund other areas of your life.

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Digital experience alone is just another commodity.... let me explain: I was listening to a great podcast conversation between our CEO, Josh Cook, and author/speaker James Robert Lay the other day, and they really got me thinking about the future of credit unions. Josh started by calling out how every credit union sounds the same. You know the drill: great rates, excellent member service, the latest in technology, blah blah blah. Josh is convinced that sticking to this script is a dead end. If credit unions don’t start differentiating themselves, they’re going to blend into the blur of sameness and become irrelevant. James backed him up, pushing the idea that while digital tools are essential, they’ve got to have a human touch. It’s not enough to just have the latest tech if it doesn’t make people feel genuinely cared for. He emphasized that the real differentiator is how these tools can be used to help create personal, memorable experiences for members. In other words, if we want to grow, we need to master the nuance of Digital Experience plus Human Experience. Josh shared some pretty interesting stories about what we’ve tried at Community Choice Credit Union. (Trust me, there are a lot more great examples than just these!) He also talked about thinking outside the box and creating member experiences that go beyond traditional banking. For Community Choice, it’s all about making meaningful connections with members in highly unexpected ways. The big takeaway? They both believe that credit unions need to stop blending in and start standing out by focusing on leveraging the human experience. It’s not just about offering digital convenience but about how integrating the human experience with digital is what’s making those interactions feel personal and engaging. Plus, if you’re just marketing the same old rates, and the same old products and the exact same online banking app as the bank down the street, you’re stale as hell and not on a trajectory for success. So, as credit union leaders, maybe it’s time to rethink our approach, and make our technology work better by enhancing and incorporating human personality in our digital interactions and connections. We should strive to be more than just another financial option—but one that truly gets and serves its members. That’s the future of banking these guys are talking about, and it sounds like a pretty compelling vision to me. If you haven’t already tuned in, be sure to check out the conversation! (...And if you're hungry for more from Josh, he's be speaking later this month at Credit Union relEvent with some thought provoking challenges for CU Leaders. And James Robert Lay's latest book "Banking on Change: The Leader’s Guide to Achieving Exponential Growth in the Age of AI")

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The financial needs of nonprofit organizations are unique, so it is important to choose a bank who understands this. Certainly, the basic factors will almost always include the fit of the products and services offered as well as potentially the convenience of the branch locations. Additional questions to consider in narrowing down to your final selection can be the level of experience the bank has in working with nonprofits, the level of trust you are able to build with your prospective banker, and the degree you feel the bank is able to partner to help you further your mission. Let's have a conversation about your nonprofit organization and what you are trying to accomplish in our community!

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New research underscores that cash-flow is one of the primary challenges facing small businesses today. This exact problem is one of the primary gaps that #OwnersBank seeks to fill. In 2024 in particular, cash-flow is king. There is perhaps no factor more critical to a small business's growth and sustainability today. That's why we created a new model for small business owners, ensuring fast access to business loans and lines of credit. #CashFlow #SmallBusinesses #OwnersBank #LibertyBank

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“As a privately owned bank, MidFirst truly aligns with its customers, employees and communities to create long-term value, without the pressure publicly traded banks face in managing quarterly earnings.” This sets us apart from other banks because it allows us to truly align with our customers, employees, and communities for the long term. #communitybanking #truetoyou #relationshipbanking #midfirstbank

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