Debbie Jones, CPA

Community bank executives: Need information on the FedNow® Service’s integration, customer impact, and fraud mitigation strategies? We've got you covered. #communitybank #FedNow #instantpayments

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Is a full core transformation best for your bank?🤔 Find out when you read The Community Banker's Guide to Moving to a Modern Core System.💻 💡In this ebook, you'll learn about the benefits and challenges with a core transformation and read the best practices for preparing your bank for a successful conversion. 🎉 Not ready for a new core yet? That's ok! It doesn't hurt to explore your options and plan for the future. Click the link below to see what's inside this guide and download it now. ⬇️ https://hubs.li/Q02yjRK00 #CommunityBanking #CoreBanking #CoreModernization 🌟🏦📈

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Are you using the right payment method for your business transactions? Understanding the differences between ACH and credit card transactions is essential for optimizing payment processes and reducing costs. Our latest blog dives into the key aspects of ACH and credit card processing, providing insights into their benefits, costs, and best use cases. Whether you manage finances for a small business or oversee payments at a larger company, knowing the right context for each payment type can greatly enhance your operational efficiency. We explore transaction speeds, security measures, and the financial implications of both methods. For detailed insights and to ensure you're making the best choices for your business, read our full comparison here: https://lnkd.in/gUk3uAgu

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Credit unions: Your member experience requires constant attention and vigilance. Make sure that you: - Regularly assess your member journey across all channels. - Define your brand thoroughly for a consistent experience. - Create a journey map to identify all touchpoints. - Conduct monthly trainings to keep everyone aligned. As you map out your customer journey, don't forget your member authentication processes. Are outdated methods like one-time passcodes or knowledge-based questions frustrating your members? If so, IDgo offers a seamless, passwordless solution that not only enhances member experience, but also bolsters fraud protection. #CreditUnions #MemberExperience #Authentication

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An adequate level of liquidity depends on a credit union’s ability to efficiently meet both expected and unexpected cash flows and collateral needs without adversely affecting the credit union’s daily operations or financial condition. Visit the NCUA's Liquidity Risk Resources at https://lnkd.in/gTF2F9Km to learn more. #liquidity #creditunions #finance #money

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Did you know that April is #CommunityBankingMonth? Be on the lookout for future posts that highlight how community banks truly serve the communities in which they operate. Do you bank local? #BankLocally #banklocal

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As banking and technology continue to evolve, let Abrigo help your financial institution navigate the change and come out successful. Learn more about Abrigo Change Management: https://lnkd.in/gJnRpRk9

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At MidSouth Bank, safeguarding you and your finances is our top priority, especially during emergencies. With hurricane season approaching, it’s time to ensure you're prepared. Here are important steps to take before severe weather strikes: -Keep cash on hand: Access to ATMs and credit card services might be disrupted. -Enroll in Online Banking: Easily monitor your accounts, transfer funds, and pay bills from anywhere. -Download our Mobile App: Manage your banking needs on the go with your phone or tablet. -Open a Safe Deposit Box: Secure your valuables, photos, contracts, and important documents. Additionally, familiarize yourself with MidSouth Bank’s Anytime Banking Services, offering you 24/7 access to manage your finances seamlessly.

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United Bank & Trust, Farmers National Bank, Diamond Bank USA, BankNorth and Heartland Bank (NE) are among the community banks with the largest farm loan portfolios at the end of March. Read here to find out how the leaders fared. #banking #lending https://bit.ly/4cOsmGt

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Our Principles & Philosophies Workshop digs into the credit union movement and empowers you with practical knowledge. Save your spot by July 17! Space is limited: https://ow.ly/zJlC50SlboI #CUdifference #CreditUnions

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Ag lending partners - if you have questions on risk management, regulatory and compliance, new tools and technologies, your secondary lending partner should be your go-to resource. More than just a source of capital, secondary market partners should serve as your agriculture industry experts, partnering with you to help grow your ag loan portfolio and better serve your clients. Click the link below to read our newest article on this topic, "How to Optimize Secondary Market Partnerships," via Bank Director: https://ow.ly/lI2050S7osg

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📅 Save the Date and form your cliques for the upcoming maiden edition of Fidelity Bank's Orange Market! 🍊 ​ #OrangeMarket #BelieveWithUs #FidelityBank

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In honor of Financial Literacy Month, we are debunking some common myths about SBA loans all month long! 💭 Did you know SBA loans do not need to be fully secured by collateral? #MythCrushingMonday #BankUnited #GoforMorein24 #FinancialLiteracyMonth

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Say farewell to misconceptions about the FedNow® Service! We answer community banks' common questions about the FedNow Service, including participation, use cases, and ROI. #communitybanks #FedNow #FedNowService

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Fed up with your big national bank? Here are five reasons to bank with a local community bank like North American Banking Company. Member FDIC https://trst.in/PXjSef #communitybank #communitybanking #banklocally #banklocal

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On April 16, 2024, the CFPB issued a revised rule aimed at streamlining its procedures for designating nonbank covered entities for supervision. The CFPB said the revised procedures “reflect changes to the CFPB’s organizational structure,” but also noted that the revised procedures would lead to a “reduction in time and general streamlining of the decisional process” by which nonbanks are designated for supervision. 📖Read more in this #GTAlert written by Timothy Butler, Matthew White, Tessa Cierny, and Zeba Pirani: https://bit.ly/4b8Icus. #CFPB #financialservices #financialproducts #nonbanks

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