Bruce Callen

Looking to maximize the efficiency of your citizen developer projects? Look no further! Join us in watching a compelling video featuring Major Sandin, SVP of Risk Strategy at U.S. Bank, as he shares invaluable insights on the pivotal role of IT collaboration in project success. 🚀 Don't miss out on Major Sandin's expert advice! Watch the video now:  https://lnkd.in/eg6iFiA3 #CitizenDevelopers #ITCollaboration #Innovation #AI #ArtificialIntelligence #MachineLearning #DigitalTransformation

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#Checkfraud is skyrocketing, leaving community banks to pick up the pieces. Chris Doyle, President and CEO of Texas First Bank, declares, "It's an all-out war." David G. Schroeder of the Community Bankers Association of Illinois warns, "Check fraud is spreading like wildfire." This escalating threat is causing significant financial losses and eroding trust in the entire banking system. Why should you care? The rise in check fraud isn't just a minor inconvenience—it's a growing crisis that affects everyone. Despite initiatives like Project Safe Delivery from the U.S. Postal Inspection Service, mail theft and check fraud continue to rise. Criminals are exploiting gaps in the system, using advanced techniques to alter and deposit fraudulent checks, often bypassing automated #fraud detection. Read the full article from American Banker and get a better understanding of why the stakes are high, and why the need for better compliance has never been more urgent. https://lnkd.in/gD7WdK_v

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PQRST the syllabus

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"Credit union loan balances finally tick up, breaking a three-month decline." Pent up demand and consumer capitulation is real! It's happening now! The lenders we speak with are preparing for the coming surge in loan volumes today. They recognize the need to add flexible lending infrastructure that instantly scales to meet demand, is cost effective, and easy to implement. Conductiv is proud to help lenders Do Less Work, Make More Loans, and Have Happier Members! #CreditUnions #FinancialTrends #LoanGrowth Credit Union Times

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Learn from Constant how you can access untapped revenue streams related to auto payoffs through reducing delinquency by avoiding short payoffs and providing early-stage hardship relief for your members: https://hubs.li/Q02vcsxZ0 #creditunion

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Hear Rhett Roberts' journey from teenage entrepreneur to FinTech leader (and Co-Founder & CEO of LoanPro) on our podcast. Uncover the story behind LoanPro's success and the impact on the banking industry. #payments #fintech

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Credit Unions: Tired of the time-consuming process of member data imports? ⏳ Today, we’re sharing how GreenHouse is solving this common challenge – our Jack Henry Symitar and HubSpot integration. This integration is the solution to automating data flow and customizing your marketing automation platform – a way to save time, reduce costs, and gain a better understanding of your members. Ready to personalize your member engagement by seamlessly integrating your banking core with your marketing platform? Contact us to book a demo today. ✉️ #creditunion #marketing #integrations #jackhenry #banking #hubspot #marketingautomation

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Switching to ACH payments not only enhances efficiency but also fortifies your business against fraud. Dive into the world of secure transactions and reap the benefits just like BBB of South Dakota, Inc. has. They shared a cost-saving strategy: “Using ACH payments has saved us thousands of dollars in discounts with one of our suppliers. It also makes payroll much more convenient with direct deposit into our employees’ accounts.” https://lnkd.in/gX6p-S-t #BusinessEfficiency #ACHPayments #SecureTransactions #FightFraudFriday

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💸 Dive into the world of ACH Payments!    Discover how Automated Clearing House (ACH) transactions revolutionize financial transfers by offering efficiency, reliability, and adaptability.    From payroll deposits to B2B transactions, ACH payments streamline your financial processes, ensuring secure and swift transfers. #ACHPayments #FinTech #DigitalPayments #SmallBusiness #B2B #FinancialInnovation   https://lnkd.in/d6vMyZhK

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Credit Union email timeliness scheduling can be very complicated, but we can devise some simple rules for generality's sake. https://ow.ly/zIwH50Ss0of #creditunions #creditunion #creditunionlife #fintech #leadership #strategy #efficiency #solutions #branding #marketing

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Tabrasa One 🤝 Your go-to marketing powerhouse for mortgage professionals With three products seamlessly integrated into one platform, and now featuring our brand-new Tabrasa One Mobile App, success has never been more accessible. Learn how at tabrasa.io

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Creating and maintaining test credit reports can be time-consuming and expensive. Even using credit bureau test regions can be difficult, as reports aren't configurable, might not show all behavior, and can change without notice. Learn about a better way to approach testing and contact us today to schedule your demo of DMS TestLab®. #creditpolicy #credit #lending #testing #creditbureau

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Are you a #creditunion or #communitybank looking to implement a small account digital wealth management solution? Here's what to look for in a vendor. Community FI's have been slow to adopt investment solutions for small accounts despite the massive growth in self directed investing and the success of Robinhood Wealthfront Cash App as well as Big Brand Banks. One reason is the lack of credible vendors and the risk of working with Fintech startups. Here is what to look for: - Funding Stage and Risk Innovation has disproportionately been driven by Fintech startups. They have VC money, technical capabilities and a thirst for innovation and experimentation that is unmatched. They come however with risk - when the macro market changes or the money runs out they have to raise money to stay alive, not all make it. - Product and feature breadth Alternative fintech investment apps emerged in the early 2010's focussed on specific niches - self directed investing of fractional stocks, robo investing, alternative assets. Since then they have expanded their products across investing and banking. If your vendor only offers Robo or self directed investing you are already stuck in the past. - Regulation, compliance and risk Fast and loose with regulation and compliance is not an option. Fintech founders can be a diverse group many highly experienced in tech and startups but far fewer with directed experience in regulated marketing and financial services. You need both. - Economics - if the vendor does not share customer generated revenue with you - why not? sharing the upside and participation in the value created is critical to establishing a long term sustainable (and profitable) new business line. - Established reference clients Especially challenging in a nascent market - chicken and egg problem. The ability to support employee pilots/proof of concepts as a way to overcome the natural fear of being first should always be offered. - Flexibility and customization Does your company own a traditional wealth management business and you want to use their proprietary models for Robo or deliver your own focussed strategic portfolios? Crypto too spicy for your Board currently? No problem. Your vendor should be able to work with whatever assets and capabilities you have not force a one size fits all approach. - Customer audience Consumers OR SMB's? Consumers AND SMB's? All your customers can benefit from accessing an enhanced group of services and features. Serve all your customers with an embedded investment platform whatever their needs. Unifimoney is a turnkey digital wealth management platform enabling Community Financial Institutions to compete with Fintechs and Big Brand Banks at high speed, low cost and without the need for technical integration. Owned by Palm Ventures a large family office backed investment firm. If you would like to speak to us please reach out or visit the website. #wealthmanagement #investing #banking #fintech #wealthtech

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The SBA's Lender Match platform just got a makeover, making it easier to navigate the path to success for your small business. This free tool connects you with a network of trusted lenders, increasing your chances of securing the funding you need to achieve your dream. Feeling unsure about navigating the loan process? This article can help. 👉https://lnkd.in/g__P5wx7 #CentralVA #CharlottesvilleVA #Funding #LenderMatch #SmallBusiness #SOARwithSCORE

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