Emma Booker

Sometimes in equipment finance, you have to look beyond the visible data and see the story behind. Did you know that many sources of lending don't report your loan or lease to any credit bureau? This can lead to higher rates and difficulty getting approved. At times like these, it's essential to dig deeper. While some lenders don't report the payment history, they file liens with a specific end date 5-6 years after filing. Your bank statements show the payment monthly. With a little creative reasoning and knowledge of the industry, we can help you get approved at reasonable rates, and more importantly, we report. So, you can improve your business credit profile and have more buying power. If you're struggling with equipment finance, don't hesitate to reach out. I'm here to help.

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No matter what it is, the best place to start is with learning and education!

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Throughout my years working at the bank, I have learned several invaluable lessons that have shaped my professional journey. First and foremost, no one knows everything, and learning on the job is not only possible but essential. A good attitude can open doors and create opportunities that might otherwise remain closed. It’s crucial never to look down on anyone, as today’s colleague could become tomorrow’s manager. Embracing a growth mindset has allowed me to continually evolve and adapt. Lastly, I have come to understand the importance of never missing an opportunity to learn and grow, as continuous improvement is the key to long-term success.

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Select TRAC on a loan and UWM will apply a pricing incentive based on the loan amount. That means your borrowers can get a lower interest rate along with a cheaper and more efficient closing process. Call me for details!

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If saving is in your BIG PICTURE, don’t miss our grand opening CD special! Reach out to me, stop by the bank or visit https://lnkd.in/gqrCsHaS to learn more. {FB&T|MemberFDIC}

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Happy National Social Media Day! Time to pop a bottle of Prosecco (Social Media Day’s official beverage) and get online. Or offline. Just be more social today—it doesn’t matter how! #SocialMediaDay #SocialMedia #SocialMediaMarketing

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Being able to help my clients achieve their financial goals has always been a passion of mine during my 19 years (and counting) in banking. #whoyoubankwithmatters #thebankoftampa #communitybanking

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Have you ever faced a situation where you had to leave a job and were surprised by the number of "friends" who were actually interested in your next move? One member of our community recently shared their experience and it highlights the importance of maintaining a professional relationship with colleagues. While it's great to have friendly relationships with co-workers, it's important to remember that work is work, and friendships are separate. Calling co-workers "colleagues" and not "friends" is crucial to maintaining a productive work environment. What are your thoughts on this topic? Have you ever experienced a similar situation? Share your thoughts in the comments below and let's discuss the importance of workplace etiquette and professionalism. Remember, it's not about blurring the lines between professional relationships and personal ones. #workplaceetiquette #professionalism #colleaguesnotfriends

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If you haven't logged into Octane lately, you are missing out on incredible technology, fast closings within hours of your CTC, and Great UW. Don't leave money on the table by not calling and sending me your FHA loans, Investment Properties, 2nd Homes, Renovation loans, etc! We close Reno loans within 30 days! Do you have a 700 FICO borrower that could also go FHA? Today, you can get 5.99% with Cardinal Lender Paid! #CardinalFinancial #RenovationSpecialist #OctaneabeastbuttheBest!

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Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it off completely, factors into your score differently than just having it paid off. Our advice? Wait until after you close on your mortgage to close a credit account #2CentsTuesday

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Certified Financial Planners/Advisors: Next Free webinar of the Series will be on June 20th. 2024 at 2:00 p.m. EST: “What Advisors Should Know when a Retiree Relocates”. We are offering several webinars on how to apply Reverse Mortgages and "sequence of returns" to your clients’ portfolios; a great way to diminish loses and grow their investments. After the webinar, 1 credit will be applied towards your CE. Please, contact me via LinkedIn, by email at cwilliams@statecapitalgroupcorp.com or by phone (914) 393-9600 to register and/or to find out for more information. The combination of rising inflation and volatile investment markets, has many financial advisors considering home equity to help safeguard and improve retirement outcomes. Often serving as a client’s largest asset, strategically accessing home equity with a reverse mortgage may: • Manage long-term care risks.  • Bridge gaps to maximize social security.  • Eliminate a mortgage payment.  • Fund legacy strategies and more.  • Long-term care planning, paying taxes on Roth Conversions, cash flow management. • Strategically utilize home equity. • Learn the reverse mortgage cost, borrower eligibility, requirements and consumer protection. In this webinar for Financial Advisors, you will learn how a reverse mortgage works, and how to incorporate it into your planning practice. Presented by Phil Walker, Vice President of the Retirement Strategies Division at HighTech Lending, Inc.  This class is eligible for 1 CFP CE credit. #seniorcitizen #seniorservices #seniors #reversemortgage #reversemortgages #reverseretirement #financialfreedom #financialadvisor #financialplanning #financialindependence #financialadvisor #financialplanner #elderlaw #divorceattorney #willsandtrusts #realestate #realestateplanning #relocation #homedownsize #homeownership

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HGTV inspiration hitting hard? 🤩 A GO Mortgage Renovation Loan can unlock the potential of your home. 💭Imagine cozy nights in your dream kitchen or relaxing evenings in a spa-like bathroom. Let's make it a reality! Comment below or send us a message to learn more! #HomeownershipHappiness #RenovateOnABudget #GOMortgage

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Wondering if you qualify for a mortgage? Let's find out together!Whether you're a first-time buyer or looking to refinance, I'm here to guide you through the qualification process. Send me a message to get started! https://myoc.io/bof*01 #mortgagetips #BankofEnglandMortgage #realestate #firsttimehomebuyer

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Guess the mortgage term! 🤔 Here’s a hint: This is a combination of the cash you put down upfront, and what you build upon with each mortgage payment you make. It’s the amount of your home you own outright. Drop your guesses in the comments! #MortgageTerms

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Another great week at LoanStream. We ended June on a strong note, and July promises to be a even stronger month. The team work that I continue to see here at LoanStream is just truly something to see. To all our sales folks out there, if you are looking for a company that has great products, quick closes and a culture that will help you grow, then look no further. Here is too a fantastic month in July. #loanstreamculture #loanstreamsales #loanstreamunderwriting #loansteamops #loanstreamclosing

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