Brian Bellware, CIC, CHVP

Very much of a changing landscape for GLP-1 insurance coverage for obesity. Employers need to have a completely separate carved out wholistic program addressing mental health, nutrition, exercise, with medications used as a tool when members get stuck in their health journey with their disease of obesity. #GLP1 #obesitycoverage #wegovy #zepbound #healthinsurance #employeebenefits #PBMs #weightlossmeds #burnhambenefits #theBaldwinGroup

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At Freightliner of Grand Rapids, finding the best health plan for employees while minimizing out-of-pocket expenses is a top priority. By partnering with Sympl Benefits, the company has achieved significant savings without compromising on quality. Want to learn more about how Freightliner of Grand Rapids is improving their healthcare approach and prioritizing employee well-being? Watch the full video to discover the impact of Sympl Benefits' solutions and see how your organization can benefit from a similar strategy. https://lnkd.in/gVJbyRY9 #EmployeeHealthcare #CostSavings #InnovativeSolutions #SymplBenefits

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Who: Ben Krambeck Where: West Des Moines, IA What: A 60 Minutes-style Interview Why: To share the powerful story of ClaimDOC We hope you enjoy this journalistic look at how ClaimDOC came to be. #rbp #referencebased #medicalpricing #medicalbilling #healthinsurance #insurance #claimdoc #selffunded

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Medicare savings = Increased employer cost Medicare has a much larger impact on employer health plans than many realize. Fierce Healthcare highlighted one area in this recent article - here’s what it means for employers and what you can do about it. https://lnkd.in/gxpwTjKn #makehealthcarebetter

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This is such an outstanding example of the professionalism of John Marshall, HUB International and our Healthcare Specialty Practice. Far too often risk advisors only consider insurable exposures to risk. This is a prime example of what it means to “break barriers” in the field of risk management and healthcare. Way to go, John!!

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Understanding the unique needs of different generations is crucial in providing them with the right coverage. Seniors often seek the most comprehensive insurance they can afford, but many misunderstand Medicare Advantage's limitations. Join Brandon Clay and myself for an exclusive Drip the HIP Wired event Live on LinkedIn this Tuesday, June 4th, as we dive deeper into bridging these gaps and ensuring better security for our seniors. #InsuranceInsight #LinkedInLive #MedicareAdvantage

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Did you know employers can benefit from supporting employees throughout their family-building experiences? Read this article to learn about the impact of comprehensive family solutions and the positive effects on both maternal and newborn health. #maternalhealth #personalizedhealthcare #healthoutcomes https://ow.ly/8SbW30sCjg8

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https://lnkd.in/gCN4G4dG VIDEO: #Reduce the impact of #pharmacy spending on #healthplan #premiums for your organization. As #prescriptiondrugcosts continue to #increase, #employers may consider #carvingout #pharmacybenefits to reduce the impact on #healthplanpremiums. Weigh your options carefully when developing a #pharmacystrategy for your organization.

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Could better health pricing transparency be on the way? Find out in the post below from #SempleSolutionsLLC!

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As Bob Dylan famously sang, "The Times They Are A-Changin'." Indeed, we're facing some possible changes to Medicare Advantage that could impact us all. It’s important to stay informed and prepared as we navigate these shifts. By understanding what's on the horizon, we can continue to provide the best service and advice to our clients. But amidst all these changes, there’s one thing that remains steadfast and reliable: Hospital Indemnity! It’s the perfect complement to any Medicare plan, offering additional peace of mind and financial protection. Hospital Indemnity is a true constant in an ever-evolving landscape, and it continues to be a "win-win" for both agents and clients. Now is the time to leverage the stability of Hospital Indemnity to make a real difference. By educating our clients on its benefits, we not only enhance their coverage but also reinforce our role as trusted advisors. This product bridges the gap between Medicare Advantage and Supplement plans, ensuring comprehensive protection for our clients. Let’s embrace the opportunity to make a positive impact. Get out there, share your knowledge, and start selling! Every conversation you have is a chance to make someone’s life a little easier and a lot more secure. Together, we can navigate these changes and come out stronger on the other side. Remember, success is not just about numbers; it’s about the lives we touch and the peace of mind we provide. So, let's all be winners! Stay positive, stay motivated, and let’s make a difference in the lives of our clients. #Medicare #Motivation #StayPositive #ClientCare

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This story is from Illinois. They are trying to remove Step Therapy which is a common complaint of consumers. In simple terms Illinois new law means the insurance company can't force you to try less expensive options before covering treatment your Dr. thinks you should do. I can argue both sides. On the one hand if your trusted Dr. is saying you need to do treatment A then that seems reasonable. On the other hand when the insurance company says treatments B, C, and D show equal effectiveness at a lower total cost... that helps keep premiums down for everyone. Bottom-line is I imagine a lot of states are going to watch and see what happens in Illinois over the next few years. If this law does not cause the cost of medical care and the cost of medical insurance to rise dramatically other states may follow. I don't just sell Employee Benefits, I teach Employee Benefits. I tell my students the great part about our industry is legislation causes it to constantly change. New agents that stay current can compete with tenured agents that don't service "smaller accounts". I specialize in Florida employers 20 to 250 employees. #notyouraverageagency #examfx #naifatampaBAY #naifaproud

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A great deal to unpack in this article, but I would have to say that in Wisconsin, the government has already put a lot of money into dental care for folks who are more challenged financially, and it has not led to better results. Many times the dentists (who are more than happy to help people) were losing so much money that they could not provide care any longer. It will be interesting to see where this goes! #hr #cfoinsights #ceoinsights #employeeexperience #thinkingdifferently #hrbenefits

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What's your company's GLP-1 strategy? Insurers are removing coverage, and roughly 60% of self-insured employers don't cover them. They help people with #diabetes - but at a cost of $12k to $15k / year. Need help? We have #realworld solutions cutting that cost in half. #workingsmarter #ssgmi #pbm #glp1problems #benefitspend #benefits #benefitbroker https://lnkd.in/eQw4ZQyQ

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ClaimDOC CEO Shares insights on what makes Fair Pricing work and market insight. Quality Fair Pricing Matters. ClaimDOC Matters.

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Substance abuse is a growing concern among older Americans, posing significant risks to senior care facilities. For providers in nursing homes, independent living and assisted living services, addressing this issue is crucial to maintaining safe and effective operations. Learn more: https://ow.ly/JSr150SxPE3 #SeniorCare #Healthcare #RiskManagement

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How do your medical plans compare to other employers in your area and/or your industry? Have you compared both plan design and costs/employee cost sharing? For Illinois employers seeking to make well-informed employee benefits decisions, it's essential to benchmark your plans and costs against national standards and local peers. For a custom benchmarking analysis of your medical plan, reach out to me today.

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Is simplicity and choice the future of employee benefits? Are employers moving to ICHRAs? According to the HRA Council’s newest report, the adoption of #ICHRA among employers with 50 or more employees increased by 84%. ICHRAs, or individual coverage health reimbursement arrangements, allow employers to offer a defined tax-advantaged contribution to reimburse premiums for a personal health plan purchased by an employee on their state's ACA exchange. Read the Press Release  >>    https://lnkd.in/eNv9JVr4 Download the full reports >>  https://lnkd.in/ewaAmdR9 #HR #Innovation #Business

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Did you know that your health is closely tied to the health of your community? At #ElevanceHealth, we partner locally to improve the health of those we serve. Learn more. https://ow.ly/MMxj30sEZEI

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