Anuj Gupta

𝐆𝐨𝐨𝐠𝐥𝐞 𝐌𝐚𝐩𝐬 𝐩𝐫𝐢𝐜𝐞𝐬 𝐬𝐥𝐚𝐬𝐡𝐞𝐝 𝐛𝐲 70% 𝐟𝐨𝐫 𝐝𝐞𝐯𝐞𝐥𝐨𝐩𝐞𝐫𝐬 𝐚𝐟𝐭𝐞𝐫 𝐎𝐥𝐚 𝐌𝐚𝐩𝐬 𝐨𝐟𝐟𝐞𝐫𝐞𝐝 𝐟𝐨𝐫 𝐟𝐫𝐞𝐞 💰 Google has slashed the prices of its Google Maps Platform (GMP) for developers in India. This means companies and individuals building apps or websites that rely on Google Maps functionalities will now pay significantly less to access these services. 🌟 𝐓𝐡𝐞 𝐬𝐩𝐞𝐜𝐢𝐟𝐢𝐜𝐬: ⚙ - The price reduction is reported to be as high as 70% for certain Google Maps Platform services.   - Google has also introduced India-specific pricing for GMP, potentially making it more affordable for local developers.  - Additionally, Google might offer further discounts to developers working on projects related to the Open Network for Digital Commerce (ONDC), a government initiative aimed at promoting open e-commerce in India. 𝐖𝐡𝐲 𝐩𝐫𝐢𝐜𝐞 𝐝𝐫𝐨𝐩? 🤔 - Google's move is likely a strategic response to increase the adoption of the Google Maps Platform among Indian developers. - A lower price point could make it more accessible for startups and smaller businesses to integrate location-based features into their applications.   - This price reduction might also be a way for Google to compete more effectively with other mapping services in the Indian market. 𝐏𝐨𝐭𝐞𝐧𝐭𝐢𝐚𝐥 𝐈𝐦𝐩𝐚𝐜𝐭: ✨ - This price drop could lead to a surge in innovation and development of location-based apps and services in India. - It could also benefit Indian businesses by providing them with more affordable access to powerful mapping tools. 𝐈𝐭'𝐬 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭 𝐭𝐨 𝐧𝐨𝐭𝐞: - The price reduction is currently specific to India and may not be implemented elsewhere. - The exact details of the new pricing structure are still emerging. Google's move to reduce Google Maps Platform prices is a positive development for the Indian tech ecosystem. It has the potential to fuel innovation and empower businesses to leverage location-based functionalities for growth. 𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐲𝐨𝐮𝐫 𝐭𝐡𝐨𝐮𝐠𝐡𝐭𝐬 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐚𝐬 𝐢𝐭 𝐜𝐨𝐦𝐞𝐬 𝐚𝐟𝐭𝐞𝐫 𝐎𝐥𝐚'𝐬 𝐚𝐧𝐧𝐨𝐮𝐧𝐜𝐞𝐦𝐞𝐧𝐭? 🤔 Follow Anirudh Pratap Singh 🏆 for more 💯 #googlemaps #google #olamaps #ola #ondc #technology #anirudhshares

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https://lnkd.in/g7RpUWg7 Understanding Market Microstructure: A Deep Dive into Order Books and Price Movements - A THREAD 🧵 In this thread, we have done break down of key concepts, mathematical models, and the intricacies of order books (OB) Follow Us on X, for more interesting Thread

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I wrote a piece for YourStory Media about “How account aggregators are reshaping the borrower-lender relationship” It covers how account aggregators are driving a paradigm shift in the financial sector, transforming the way financial data is accessed, utilised, and shared. The article is pinned in the comments Would love your thoughts on it. 

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If you doubted the rise of India as a powerhouse, Pine Labs, a significant fintech player, is now relocating its headquarters from Singapore to India following approval from a Singapore court. This strategic shift mirrors other successful Indian startups like PhonePe, Razorpay, and Groww, embracing the trend of ‘reverse flipping’. The move signifies growing confidence in the Indian market and its potential. Key factors enabling this move include: - Favorable economic policies - Growing domestic market - Increasing investor confidence - Greater certainty of an exit at a higher valuation - Ease of accessing capital - Regulatory changes - Maturing capital markets - Cost-effective listing process All great signs for India! #India #Fintech #PineLabs #Startups #BusinessGrowth

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Gamma Exposure (GEX) is a critical concept in understanding how market makers and dealers hedge their positions in the options market and how these hedging activities influence market volatility and price movements Detailed Thread on Gamma Exposure (GEX) and Its Market Impact🧵 https://lnkd.in/gRbV7dc7

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Wow. wonderful list of #software creators. They cover wide variety of topics. and what i Like is their simplification. how they cut the clutter. Mayank Ahuja is one of them. very useful for beginners , tech personnel new to that #technology, and non tech people too to start their journey of understanding tech intuitively beyond jargon. #india #tech #linkedin #devops #management #leadership #projectmanagement #productmanagement

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To all founders, CTOs, Vp Engg... if any company/individual approaches you with the following claims 1. We will build ML solution even if you don't have enough data {data synthetic will not work unless you have enough evidential data to create} 🛑 2. We have built LLMs or we will help you build LLMs 🤥 3. We will provide AI solution for very cheap 😥 4. We will improve efficiency/ROI/CR by 50% from day 1 using our AIML solutions Then please RUN 🏃‍♂️ 🏃‍♂️ 🏃‍♂️ .... All these are nothing but diet pill ads 💊 #CTO #CIO #VP #AIML #GENAI

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https://lnkd.in/gXKVzPYb Machine learning for volatility trading leverages advanced computational techniques to forecast market volatility and improve trading strategies. Here is a detailed Thread on Machine Learning for Volatility Trading🧵

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My hot take for startup founders on hiring: Framework >>>>> Referrals ~90% of early hires at tech startups in come from referrals. And don't get me wrong, it should always be the first place you look. However, as the business grows and the team needs to scale, this approach starts to falter if relied on too heavily. At a certain point, It’s not scalable. Limiting your sourcing methods early on can reduce your chances of hiring the right talent in the future. I'm sure we can agree that hiring is one of the most important factors in a company's success. So invest in a system that will deliver quality talent at scale, early. My advice? Prioritize your talent acquisition framework, no matter the stage of your company. 𝐄𝐚𝐫𝐥𝐲 𝐒𝐭𝐚𝐠𝐞 ( Seed & Series A) Goals in this phase should include: - Establishing company culture and values. - Setting up basic recruitment processes (ATS, uniform interview processes, establishing a scorecard system). As I've emphasized before, your first HR talent must be exceptional —they lay the foundation for your organization. This person should interview with every leader in your organization and must be a collective 'yes!' 𝐆𝐫𝐨𝐰𝐭𝐡 𝐒𝐭𝐚𝐠𝐞 (Series B+) The goal here is to build a strategic talent pipeline focusing on quality and diversity. Key approach: Data, data, and more data. 1) Develop frameworks and begin to collect your data. Key success indicators include talent performance, diversity metrics, and promotion/advancement. This data helps identify patterns in your most successful hires—and the least. 2) Relentlessly seek feedback from candidates, recruiters, your boss, colleagues, and your team. 3) Use this insight to update your ATS system and interview process. Common mistakes when hiring: - Over-relying on recruitment agencies. - Under-utilizing recruitment agencies. You must define the scope of work for your internal Talent team and recruitment agencies clearly: - Allow your recruiters to focus on what they do best: defining roles with hiring managers, sourcing talent, engaging talent (both outbound and inbound), qualifying/disqualifying candidates, and guiding them through the interview process. - Outsource domain-specific roles to an agency. They bring experience and data for those roles, saving time and effort, and potentially avoiding a poor hire. Treat the early days like trial runs. Vet agencies so that by the time you reach Series B/C, you have one or two reliable "go-to's" for each function. Check out one of the ways we at M Search source candidates requiring domain expertise for our clients: https://lnkd.in/gDTSYAj6 P.S. Need help hiring GTM talent for Data, AI/ML, Compute, and Cloud Infra? DM me. We've assisted successful early-stage startups (backed by Zoom, Norwest, and Two Sigma Ventures) in finding A+ hires. #GTMstrategy #GTMteam #recruitment #strategy

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Revealed: the results of the largest survey of current PMs in India. Ankit Shukla and I collected data from over 1,019 PMs. We found that average PM CTC grows from 17 Lakhs per annum as an APM to 130 Lakhs as a CPO. Of course, there's some bands around all of this. Here's the total comp 25th to 75th percentiles: Associate PM: 14 to 20 lakhs PM: 18 to 38 lakhs SPM: 37 to 62 lakhs PPM/GPM: 62 to 97 lakhs Director: 61 to 133 lakhs VP: 77 to 135 lakhs CPO: 52 to 194 lakhs But it's interesting to look at the average. For instance, here's the average split between Fixed/Variable/ESOPs Associate PM: 82%/ 11%/ 6% PM: 81%/ 6%/ 13% SPM: 76%/ 9%/ 14% PPM/GPM: 74%/ 13%/ 14% Director: 65%/ 7%/ 28% VP: 65%/ 7%/ 28% CPO: 55%/ 7%/ 38% The ramp up in variable and ESOPs is very dramatic at senior levels, from 17% to 45% of total compensation. And that leads to huge increases in Total CTC. For more details - mediums, locations, company, and other cuts - check out the full report: https://lnkd.in/e-v2F27p

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Your customers do NOT care whether your start-up runs on fancy tech or has manual processes, you are part of some '30 under 30' list, or you raised millions of dollars in #funding or are #bootstrapped. All they care about is whether you solve their problem. At BharatLoan, we embody this ethos wholeheartedly. Our focus has always been on providing swift and accessible #emergency loans to individuals in urgent need of financial support, regardless of their credit history. We understand that when people face #financial crises, what matters most is finding a solution quickly and efficiently. From our inception, we have prioritized innovation and inclusivity. Our digital, paperless loan procedures ensure that funds are disbursed within just 10 minutes, making the process seamless for our customers. We are not just a lending platform; we are a lifeline for those grappling with urgent financial needs. Looking ahead, our vision extends beyond just #emergencyloans. We are committed to transforming the lending landscape by prioritizing expediency, accessibility, and sustainability. At BharatLoan, we are not just in the business of #lending #money; we are in the business of empowering financial resilience and effecting positive change. Join us on our mission to make emergency financing seamless, expedient, and inclusive for all. #CustomerFirst #SwiftLoans #AccessibleFunding #InnovationInLending #followforfollowback #FinancialSupport #EmergencyAssistance

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🚨 Making of a billion-dollar exit 💰 Accel has sold shares worth over $300 mn in Freshworks over the last 12 months, according to research done by The Arc The VC firm had not sold any shares during the IPO in 2021. It still holds over 13% stake in the Nasdaq-listed company 👨‍💻 The returns on this will be a multi-bagger for Accel 🤑 Series A entry price - $0.05 a share Current price - $18.44 a share Accel's average price increased as it participated in follow-up rounds. More 👇 #venturecapital #software #saas #freshworks #accel #vc #exits #returns https://lnkd.in/g65TbjGR

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𝐖𝐡𝐚𝐭 𝐢𝐬 𝐰𝐫𝐨𝐧𝐠 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐈𝐧𝐝𝐢𝐚𝐧 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐫 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲? 🤔❌ Fraudulent service providers with false portfolios, subpar quality of work & delayed timelines have become common sights especially in the start-up world. Early age start-ups are generally short on funds. They prefer taking a lean approach and outsource tasks to relevant service providing agencies. However, quite often, these arrangements lead into terrible experiences, with loss of time, money and opportunity. ❌ ⌚ 💰 🧗‍♀️ Being a young start-up founder myself, I got caught into such situations twice in recent months even after due diligence. I am sharing my experience not to wallow in self-pity but to raise a concern among the industry. I also hope to receive a response from the unresponsive founders of the agencies I got caught with. The first instance involves Virtual Real Design Pvt. Ltd.®, a Dehradun based graphic design agency. The delivered quality of work was starkly different from the impressive portfolio shared with us. Upon asking for a resolution by either setting off the unproductive time loss or a refund, my request was denied, brutally. My attempts to reach the founder for a resolution were not successful either. I was asked to reach out via LinkedIn (not via email) and as expected, my messages remain unanswered until now. Tagging the founder Mr. Devendra Sharma here, in a hope for a solution. A similar scenario happened with Powerhouse (founder Mayank Kumar & manager Shivani Bansal - conveniently deleted LinkedIn profiles). The project dragged on, remained incomplete, and the promised refund never came. Attempts to communicate with the founder were again unfruitful. Tagging Mayank Kumar's last known workplace Lilypad and founder Aaryan Sharma only to inform them about this deceptive incidence. 🔎🌸 What baffles me is that while some humble founders painstakingly reach out to their customers to ensure quality service; many service providers still take their customers for granted. A big ‘𝘩𝘰𝘸 𝘵𝘰 𝘥𝘦𝘢𝘭 𝘸𝘪𝘵𝘩 𝘢 𝘤𝘭𝘪𝘦𝘯𝘵’ lesson learnt. 📖 🙎‍♀️ I would love to take any relevant advice from experienced founders having navigated through such situations. Thanks in advance! 👴⛑

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Some time back, Neil Borate and Sashind Ningthoukhongjam of LiveMint wrote about how Computer Age Management Services Limited plans to use the Account Aggregator (AA) framework to reduce SIP bounce charges by first checking the account balance using AA. This brilliant use case of Account Aggregator is only one of the powerful ways AA is set to transform the financial services industry in India. Much like how UPI transformed digital payments in India, AA is fast turning out to be touted to be the next big thing in the financial services industry. For those who are yet to discover the importance of AA, in the latest edition of the Create Wealth newsletter, we have covered the following – - What are Account Aggregators, and how do they work? - How the AA framework is transforming financial management  - Key applications of the AA framework - How AA can be leveraged for wealth creation - How AAs are helping India’s financial landscape evolve Subscribe to the Create Wealth newsletter (LINK IN COMMENTS) and join 3,00,000 other wealth creators to get weekly insights on business, finance and investing. Now, back to AA and how they are transforming the financial journeys of investors. Let’s take an interesting example from the Mint article on how insurers can verify declarations made by applicants by leveraging AA – transaction values could hint at the purchases made. For example - chips and (bottled) water cost ₹10 or ₹20. So, frequent ₹16 or ₹18 transactions could mean cigarette purchases - a critical piece of information for an underwriter if you’ve declared yourself a non-smoker. Imagine the limitless possibilities if such granular data could flow from one financial entity to another in a regulated manner, requiring minimal human intervention. That’s exactly what the AA framework strives to do - quick, secure, and streamlined flow of data to eliminate inefficiencies during financial or non-financial transactions. At Dezerv, we too are leveraging AA to transform the investing experience for investors. Dezerv is empanelled as an FIU with Sahamati AA and is in the final stages of its integration. In the next few weeks, we will allow all our users to track their stocks and ETF investments on Dezerv’s Wealth Monitor with the ability to add savings accounts tracking and expense analysis. Stay tuned for more updates from our side! #finance #accountaggregator #wealthmonitor #CreateWealth #Dezerv

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How to spot the next NVIDIA? Everyone likes to have a multibagger in their portfolio. Right? Here is a small hack that can help you spot high growth asset or stock. Forward Earnings (EPS) While we keep an eye on the quarterly results that companies declare its the forward earnings that market looks upto. Take the example of NVIDIA. Thanks to their AI chips (limited knowledge here), their forward earnings number kept going up every time they made an announcement. If you see the image you will see an interesting pattern. - The stock price shot up - The EPS also shot up - The price and EPS converged at various points - But the P/E multiple (valuation) never went up significantly. It just meant one thing, the stock continued to offer value for the money (good valuation for EPS growth). Therefore it kept going up. What can stop this rally, lower EPS growth and higher P/E. One day that will happen too and that is when one can think of reducing a stock like NVIDIA. India today is the NVIDIA of the world countries. Which stock in your portfolio do you think has this potential? Follow me and MIRA Money and do share this with your network.

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❗ The game has changed for frontend interviews. The focus is shifting towards 𝐫𝐞𝐚𝐥-𝐰𝐨𝐫𝐥𝐝 𝐬𝐜𝐞𝐧𝐚𝐫𝐢𝐨𝐬, testing your ability to 𝐚𝐩𝐩𝐥𝐲 𝐜𝐨𝐫𝐞 𝐟𝐫𝐨𝐧𝐭𝐞𝐧𝐝 𝐤𝐧𝐨𝐰𝐥𝐞𝐝𝐠𝐞 𝗖𝘂𝗿𝗶𝗼𝘂𝘀 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗮𝘁'𝘀 𝗰𝗵𝗮𝗻𝗴𝗲𝗱 𝗮𝗻𝗱 𝗵𝗼𝘄 𝘁𝗼 𝗽𝗿𝗲𝗽𝗮𝗿𝗲? Join us for a FREE webinar on Wednesday, May 11th at 6:00 PM with Shasank Pandey , SDE 3 at Walmart Global Tech India 👇 https://lnkd.in/gQV8X8D6 In this session, we'll dive deep into the evolving landscape of frontend interviews, exploring: * Problem-solving over algorithms * Strategies to master core frontend knowledge * The rise of practical challenges and many more 📅 𝐃𝐚𝐭𝐞 : 𝟏𝟏 𝐌𝐚𝐲 , 𝟔𝐩𝐦 Link https://lnkd.in/gQV8X8D6 #careerguidance #session #mentor #alma #softwareengineer

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I seek sorry for shit posting lately regarding digital Apps charging huge interest rates & processing fees .. Lately I have realised I was only seeing the cost of it and not the value. Usually such apps lend to borrowers with minimal or bad credit history whom no traditional banking channel would lend to.. I guess Market is the biggest Equalizer force and would bring down interest costs for these borrowers gradually with more data being available, more competition & different credit underwriting policies by traditional banking etc. Interesting times we live in. Micchami Dukkadam 🙏 #peace #lending #digitallending #costofcapital

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Investing proactively by Vatsal Shah - 04 Fundamentals Vs Expectations What really separates great investors from everybody else is their skill at comparing a given company’s “fundamentals” (i.e., sales growth, profit margins, capital structure, etc.) with the “expectations” implied by its stock price. As Michael Mauboussin writes in his paper on ten attributes of great investors – Fundamentals capture a sense of a company’s future financial performance. Value drivers including sales growth, operating profit margins, investment needs, and return on investment shape fundamentals. Expectations reflect the financial performance implied by the stock price. Making money in markets requires having a point of view that is different than what the current price suggests. Michael Steinhardt called this a “variant perception.” Most investors fail to distinguish between fundamentals and expectations. When fundamentals are good they want to buy and when they are poor they want to sell. But great investors always distinguish between the two. Lesson 04 - One way to separate fundamentals and expectations in stock investing is by performing a reverse DCF analysis, whose aim is to get the intrinsic value to match the stock’s current price – to find out what’s the free cash flow growth estimates the stock market is pricing in the stock. #investingseries #investingproactively #financiallitreacy #investingwisdom #behaviouralfinance #investorpsychology

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