Antonio Rolando

Paperless payments offer many benefits to your business and your residents. We’ll explore three of the most compelling reasons you should consider implementing a paperless payment solution in our latest #blog post from Heitor B., our VP of product management: https://shorturl.at/ejrHT 

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#PaymentsSimplified The basic diagram can provide some methodology to build out from. SmartCard Marketing Systems Inc (OTC:SMKG) #PaaS #EmbeddedPaytech & #EmbeddedFinance with #DigitalPayments

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Great insight from #FIS Kevin Flood - are you and your firm ready for the mandatory change in the payments landscape? Do you need assistance with your technology to support the impacts of moving to real-time? Consider; fraud, payments, real-time core, reconciliation - FIS are supporting clients with the change. Get in touch. #sepa #payments #instantpayments

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Pack your sunscreen and payment insights: XMLdation is on its way to Nacha Smarter Faster Payments in Miami! 🌴 From May 6 to May 9, stop by booth #423 to talk about payments automation and more! 😉 #payments #paymentsolutions #paymentautomation #paymentevents #Payments2024 #XMLdation

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Great article! Is a clearest explanation about BNPL works and that’s how the business can accelerate its innovation roadmap, even if you are the BNPL issuer. The right orchestration about the rule and scope of the partnerships is the key. Remember that AI is changing and transforming the whole industries, specially the credit core business in banks. #fintechrules #openfinance

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“Let’s talk about seamless payments. With our solution, it’s smoother than ever. #GlobPey #SmallBusiness #BigDreams #GlobpeyRevolution #POS #PosSystem #Payments #TransitioningTimes #BankingIndustry #PaymentIndustry #FinanceNews #Finance #GlobalBanking #GlobPeyInnovation #GlobpeyGrowth #Banking #GlobalNews

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Join experts from the Fed for discussions on payments trends at industry events this week. Details: https://lnkd.in/dpnz6n4v #FederalReserve #paymentsindustry #banking #FedNow #fasterpayments #instantpayments #fintech #payments

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Real-Time Payments (RTP) accounted for 266.2 billion transactions globally in 2023, a year-over-year growth of 42.2%. Brazil🇧🇷 (PIX) and India🇮🇳 (UPI) leading the pack: Check the latest Global stats by ACI Worldwide below👇 #payments #paytech #digitalpayments #realtimepayments #trp #fintech #financialtechnology #fintechindustry

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Outwit the Competition with MX™ Merchant Insights Are you tired of making critical business decisions in the dark?  Imagine a world where you have the ability to unlock the full potential of your payment data, revealing actionable insights that propel your business forward. Welcome to MX™ Merchant Insights!Uncover Hidden Patterns With Insights, merchants can dive deep into their data, detecting trends, correlations, and outliers that were once invisible. This helps merchants make smarter decisions by understanding the underlying factors that drive their success. Boost Efficiency Merchants can say goodbye to time-consuming data analysis. Insights automates the process, saving countless hours while providing real-time updates. Merchants can focus on strategy and innovation, while we handle the data crunching. Empower Teams Insights' user-friendly interface ensures that even non-technical users can harness the power of data analysis, fostering a culture of data-driven decision-making. Maximize ROI By making informed choices backed by data-driven insights, merchants can optimize resources, minimize risks, and maximize returns on investments.

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🚀 Exciting news in the FinTech world! Plata Card has just secured a $100 million credit line from Fasanara Capital. This marks a significant step for Fasanara as they expand into Mexico's consumer lending market for the first time. 🌐 With about $4 billion in assets under management, Fasanara Capital is a powerhouse in the FinTech lending space. Their investment in Plata Card is poised to transform personal finance for Mexican consumers, offering more inclusive, straightforward, and dependable financial solutions. 🇲🇽 This collaboration is not just about numbers; it's about real impact. It supports Mexico's swift digital advancement and financial inclusion, making personal finance services more accessible to everyone. #FinTech #FinancialInclusion #DigitalTransformation #Mexico

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Building a Legacy on First Principles We've all seen companies try to slap a fresh coat of paint on outdated infrastructure. It's a common approach in payments, where many solutions are still built on top of legacy systems. That's not the path we've chosen at Moov. Building on top of the legacy U.S. payments ecosystem comes with a plethora of challenges. Almost all of this infrastructure was built and implemented pre-internet, pre-cloud, pre-mobile, pre-AI, pre… you get the point. For example, ISO 8583 is the international messaging standard for payments initiated with a financial transaction card (credit or debit card). Visa, Mastercard, and various other financial institutions and financial networks base their authorizations on the ISO 8583 standard. What does ISO 8583 have in common with the song “Walk Like an Egyptian” by The Bangles? It was published in 1987, the same year this was the number one song. Moov was designed to make it easy to move money. Hence the name. We designed Moov to be built on First Principles. First principles are the fundamental building blocks that allow our engineers to create a payment orchestration platform without dependencies on outdated infrastructure. We started with an innovative core and built upwards. The result? A future-built platform supporting the full range of payment orchestration capabilities: - Bringing in money and pushing it out via ACH - Card acquiring processing and updates to a real time ledger with full transaction transparency (a single source of truth) - Virtual cards and RTP - AFT and OCT over push and pull to debit - Connectivity to all the major credit card rails, the Clearing House, Fedline, and the Moov Wallet. Rebuilding payments from the ground up using modern architecture and first principles thinking wasn't easy. It required deep domain expertise and an unwavering commitment to simplicity. As Steve Jobs said, "Simple can be harder than complex...But it's worth it in the end because once you get there, you can move mountains." That's exactly what we're doing at Moov. We're moving the mountains of legacy payments into the modern era - built first principles first. Want to learn more about what Moov has built and what’s next? Reach out to Andrew Salazar, Kevin Hernandez, or myself. We are looking forward to the conversation. #payments #retail #loans #loandispursements #insurance #ach #fedline #banking #fintech GoodLeap Spiros Margaris 💯 Jim Marous Richard Turrin Karen Webster The Financial Brand Simon Taylor Alex Jimenez Urs Bolt Shamir Karkal Ohad Samet Maia Bittner Wade Arnold Moov Scarlett Sieber Bryan Clagett Bradley Leimer Nik Milanović Jason Mikula Alex Johnson

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Unlimit and DEUNA to Deliver a New Payment Experience for LatAm Enterprises Ignacio Jose Morales, Head of Unlimit Mexico, commented: “Our partnership is an important next step in our mission to eliminate payment-related borders for companies ready to embark on their global expansion. We believe that fostering strong bonds in our industry is the key to redesigning B2B payments as we know them and we are glad to join forces with such a strong player like Deuna.” Jose Maria Serrano (Chema) https://lnkd.in/eHPNVV8G #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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The CDEZ has taken a significant step toward strengthening the U.S. banking ecosystem with the Zone Authority's approval of its Banking Regulation. Explore our website's Banking Regulation explanatory section to understand how the advantages it provides for bank charters. https://buff.ly/3OS549Q

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Just spotted the new "Prime Time for Real-Time Global Payments Report" from ACI Worldwide. [1] Real-time payments are now an integral part of the global payments mix as more markets go mainstream. (Right. Just don't remind me that we still write checks in the U.S. ...) [2] The report cited some common success factors for countries that have developed thriving real-time payment ecosystems, including: - Active collaboration between FIs, payment service providers, central banks and government institutions, merchants, and 3rd party stakeholders. - Open and inclusive payment ecosystems. - Strong merchant incentives. - User-friendly use cases to drive adoption (i.e. things that are truly useful for consumers and businesses). - Cross-border ambitions. [3] ACI predicts that by 2028, real-time payments will account for 27.1% of all electronic transactions globally, up from 19.1% in 2023. [4] Top five real-time markets by volume: - India - Brazil - Thailand - China - South Korea Here is the excerpt on the Latin America market with focus on Brazil. The stats are absolutely fascinating. Do read the full report though to get deeper dives on countries and regions. #payments #fintech #financialservices https://lnkd.in/e3zarSgR

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Finastra’s Ignite! Conference Emphasizes the Importance of Agility, Mindset and Culture as Community Financial Institutions Evolve Addressing attendees during the opening remarks, Narendra Mistry, chief product and technology officer, Universal Banking said, “Change and transformation are not new, but the pace of change, the rapid advance of technology, and the ability of new players to enter the market are all factors the industry is facing. This evolution makes it more important than ever for financial institutions to adapt and transform to continue to keep pace with the competition and stay ahead of what customers will come to expect. Through a combination of vision, drive, ambition, and the right technology, banks and credit unions can make transformation a reality sooner rather than later.” https://lnkd.in/e2D86zUk Swathy Parthasarathy #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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In 2022, Wells launched a credit card with Bilt Technologies, a fintech startup. But ...losing as much as $10 million every month..the program has also been hit by fraud. The partnership also poses money-laundering risk. Khwaja's Reflections from Board Oversight Standpoint: Wells Fargo has been making some (good) progress on the corporate governance front. Some of the forward-thinking areas include: ✅ Enhancing disclosures regarding board oversight of human capital management and risks, culture and ethics, and framework for workplace harassment and discrimination.  ✅ Technology and Innovation as one of five strategic pillars. More can be done. Here is My Take: ✅ There is a misalignment or lack of interlock between tech/innovation and risk oversight. ✅ I recommend the lead director establish a standing technology/innovation and cybersecurity committee. ✅ Make the pie bigger for value creation and don't delegate innovation/technology agendas to other committees such as audit or risk. ✅ Per proxy report, 38% of Director nominees only have technology/innovation/cybersecurity expertise while 92% have risk management expertise. Get more innovation/technology/Cybersecurity expertise. ✅ Get the right incentives aligned to take the lead in the innovation game. What do you think? *********Subscribe here to get all my 🔥 takes on the Board and C-suite effectiveness. 👉🏿 https://bit.ly/3VCkqyV ******** #CEO #KSgems #TheVentureMindset #Startup #Technology #Innovation #BoardOversight Manuj Aggarwal Nitin Gaur Christopher Hetner Ilya Strebulaev Alex Dang https://lnkd.in/euXAN-9b

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Sulpayments Switzerland and GameCash Mexico, have announced their consolidation under a unified holding structure. This move aims to leverage synergies between the two companies, combining Sulpayments' expertise in secure and efficient payment solutions in Brazil and Latam with GameCash's Mexican presence.This makes receiving local payments in Latam fast, simple and compliant with settlements in fiat or USDT thanks to SulPayments authorisation in Switzerland.#blockchain #payments #gaming #GameCashs #Sulpayments #FDC #PR #LATAM

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Title: The Evolution of Digital Remittances: A Look into SocialCashier's Impact on Cross-Border Payments. Introduction: In the realm of international finance, the landscape is continuously shifting towards digitalization. One sector that has witnessed significant transformation is remittances, particularly among Latin American and Caribbean migrants residing in the United States. While cash has traditionally dominated the remittance scene, recent advancements in financial technology (fintech) have paved the way for digital alternatives. In this report, we delve into the emergence of digital remittances and explore the influence of innovative solutions like SocialCashier in revolutionizing cross-border payments, including the integration of WhatsApp as a platform for financial transactions. Enter SocialCashier: One such innovative solution is SocialCashier, developed by Reimagination Technologies, which aims to revolutionize cross-border payments through seamless integration with messaging platforms like WhatsApp. SocialCashier leverages the widespread usage of messaging apps among migrant communities to provide a user-friendly interface for initiating and receiving remittances. By harnessing the power of social media platforms, SocialCashier eliminates the need for traditional banking infrastructure and physical locations, offering a convenient and efficient alternative for digital remittances. The Impact of SocialCashier: The introduction of SocialCashier has the potential to catalyze the digitization of remittances by addressing key barriers to adoption. Through its intuitive interface and integration with popular messaging apps, SocialCashier makes sending and receiving remittances more accessible to migrants, particularly those who are already accustomed to digital platforms for communication and financial transactions. Moreover, by leveraging WhatsApp's extensive user base, SocialCashier expands the reach of digital remittance services to a wider audience, facilitating financial inclusion and empowerment within migrant communities. Recommendations for Accelerating Digitization: Financial institutions like Credit Unions and Communitary Banks can play a crucial role in promoting digital literacy and facilitating partnerships with fintech companies like Reimagination Technologies to integrate innovative solutions into their existing infrastructure. Conclusion: The evolution of digital remittances represents a paradigm shift in cross-border payments, offering unprecedented opportunities for financial inclusion and empowerment. With solutions like SocialCashier leading the way, the future of remittances is increasingly digital, reshaping the way migrants send and receive money across borders. As we continue to navigate this digital transformation, collaboration and innovation will be essential in realizing the full potential of digital remittances to drive socioeconomic development and prosperity for migrant communities worldwide.

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