The more you know: A down payment is a percentage of your home’s purchase price that you pay up front when you close your home loan. Down payment percentages can vary depending on the loan program you choose. If you have any questions, or want to learn more, connect with us today!
Northpointe Bank
Financial Services
Grand Rapids, MI 5,783 followers
Relationship Based Banking. Your #1 Choice for Home Loans & High Interest Savings. Equal Housing Lender | Member FDIC
About us
After opening our doors in 1999, we have worked to be a different kind of bank with our customers at the center of everything we do. We offer innovative and high-value banking products nationwide, including a wide array of home loan programs and money market rates that are among the best rates in America.* We empower our employees to exceed your expectations and enrich the communities in which we serve. For nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.** Northpointe also earned the number eight best-performing bank in the nation according to S&P Global Market Intelligence rankings for 2020.*** If you are interested in joining our team, check out our career opportunities at: https://www.northpointe.com/about-us/careers/. Equal housing lender. Member FDIC. *Northpointe Bank’s $25,000 tier for money market rates is consistently higher than the national average as published by the Federal Deposit Insurance Corporation, National Deposit Rates. https://www.fdic.gov/resources/bankers/national-rates/ **Independent Community Bankers of America (ICBA) ranked Northpointe Bank top 20 in its class as a best-performing bank according to return-on-equity for banks with assets over $1 billion. ***S&P Global Market Intelligence rankings. https://pages.marketintelligence.spglobal.com/2020-Top-Community-Bank-CU-Ranking-Thank-You.html
- Website
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http://www.northpointe.com
External link for Northpointe Bank
- Industry
- Financial Services
- Company size
- 1,001-5,000 employees
- Headquarters
- Grand Rapids, MI
- Type
- Privately Held
- Founded
- 1999
Locations
Employees at Northpointe Bank
Updates
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Our blog dives into how Federal policies influence home loan rates and what it means for homebuyers and refinancers. Stay informed and read more here: https://lnkd.in/eCtT46aQ
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Meet Jess Siler, Loan Officer Assistant, at Northpointe Bank! What are you watching (tv show)? Black Sails (its older but I am loving it) What is your favorite hobby? Riding horses & Jet Skiing What is an item on your bucket list? To see the Northern Lights and to visit Ireland, Norway & Vancouver someday What is always in your refrigerator? Cheese & Heineken LOL What do you love about working at Northpointe Bank? Working with a team of professionals who truly care about our clients’ needs, and seeing them get into their dream homes!
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Watch sparks fly as we celebrate the land of the free and the home of the brave. Wishing you all a joyful and sparkling Independence Day! #4thofJuly #IndependenceDay
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Negotiate your purchase terms with confidence by having a full credit approval in hand. This is different from a pre-approval that most lenders give. The TrueApproval reviews your loan application information and issues a true credit approval by Northpointe’s experienced underwriting experts. Connect with us to get started today!
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Cheers to a year of dedication and excellence! Northpointe Bank deeply appreciates our valued employees for their hard work, positive impact on our culture, and commitment to growth. Here's to more years of success and greatness together! #wearenorthpointe
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Celebrate National Grilling Month by savoring the tradition of grilling at home with loved ones. At Northpointe Bank, we're #bringingyouhome to those heartwarming moments that make every meal special. #NationalGrillingMonth
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Congratulations, Jeff Morgan, on crushing the criteria for Northpointe’s North Star top performance award for 2024! Your passion and dedication to your borrowers shine bright. We look forward to seeing you at the annual celebration to show our appreciation for your efforts!
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June is National Homeownership Month, and we're excited to share stories from our clients and employees who have financed their homes with Northpointe Bank. Celebrate with us as we honor the joy, pride, and achievement of homeownership. Meet Courtney S., a client of loan officer Lindsay Ratterman in our St. Matthews, Kentucky office. Read about her journey to becoming a homeowner below: What inspired you to pursue homeownership? My son. I want him to have a better life and something to fall back on if I was to have departure in life. Can you share a memorable moment from the home-buying process? My Realtor kept telling me, “Girl we gone get you there” and my best friend motivated me every step of the way. There were a lot of people in my corner throughout this process that kept pushing me, and that’s what motivated me to keep going. Did you face any challenges along the way to purchasing your home? Most definitely. There was a lot more “No’s” than “Yes’s”, but I gave it to God, and he took care of it. I just prayed about it and put it in the hands of Mrs. Ratterman, Mrs. Cecil, and Ms. Holmes. What advice would you give to others who are considering buying a home? 1) Have a motivational team behind you at all times, and God. 2) Have a great Realtor (Ryan Cecil) and a great Lender (Mrs. Ratterman). 3) Have all your ducks in a row, the process will go faster. 4) Take advantage of ALL first-time homeowner’s programs to help you with down payments. 5) Make sure your credit is where it needs to be. 6) Don’t open any new lines of credit. 7) Pay your current bills that you have now. How has owning a home changed your life? This program and me owning a home has changed my family’s life tremendously. I have learned a lot throughout this whole process and the down payment assistance program gave me $36,430.00 for my home with the help of River City Team. I felt like I was not going to be able to make it all the way through, but I did, with my team by my side. This has also made me start learning how to budget my finances. This is real deal adulting!
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