Motto Mortgage Triumph

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While you’re helping x find y and quizzing them on spelling words, your home ownership dreams are waiting. Let our team take the work out of getting a home loan, so you can get back to tonight’s assignment.

So, why is buying a home typically a smart move in the long run? Because homes tend to appreciate, buying a home allows you to accumulate equity over time. Homeowners may be able to take advantage of their home’s equity by consolidating high-interest debts, paying tuition bills, or even using the funds for home renovations. 💰 🙌 #HomeEquity #FinancialEducation #MottoMortgage

There’s no feeling in the world quite like receiving the keys to the first home you own. At Motto Mortgage, we know this is a thrilling milestone to achieve and we will be your biggest cheerleaders during the home loan process. 🥳

Amortization is the process of borrowers paying off their mortgage loan through regular monthly payments. Lenders divide mortgage payments into two buckets, principal and interest. Through amortization, borrowers start off paying mostly interest every month and gradually shift to paying mostly principal. 💰🪣 #Amortization #MortgageEducation #MottoMortgage

It might seem like a no-brainer, but lenders must know you can pay back your mortgage loan in order to lend you money. One way to prove this is having a strong employment history whether you’re full-time, contract, self-employed, etc. So, even if you don’t have a traditional job situation, don’t think it is impossible to qualify for a home loan. 🏠 👍 Let’s talk about your options today. #SelfEmployed #MortgageEducation #MottoMortgage

The world might be mostly digital, but you can still count on receiving a physical document that proves you have an ownership interest in your home when you close your loan. Have more mortgage-related questions? Send a message for details. 📄 #MottoMortgage #MortgageEducation #Deeds

What if you could put more money in your pocket each month? If your home’s value has gone up, like many other homes across the country, you might be able to consolidate debt with a cash-out refinance. Feel free to reach out and we will see if this is a savvy move for you. 💰 #DebtConsolidation #Refinance #MottoMortgage

Simply put, seller concessions are closing costs that the seller has agreed to pay. By negotiating seller concessions, buyers can expect to save on closing costs that typically range from 3 – 6% of the home price. 🏠 #MortgageEducation #Mortgage #FinancialEducation

“It's an opportunity to both look back but to look ahead to make sure that that notion of freedom and the fragility of it is always protected and celebrated.” —Lonnie Bunch, Educator, Historian, and first African American to serve as head of the Smithsonian. To learn more about this historic holiday, check out the Smithsonian's National Museum of African American History and Culture: https://lnkd.in/g4EX_uUD