Michigan Title Insurance Agency

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When purchasing a home in Michigan, an owner’s title insurance policy is crucial. It's a one time cost for as long as you or your heirs own your home! Here’s why you need it: 1. Establishing Title to Real Estate: Title companies must prove ownership of the property by examining historical records, including deeds, mortgages, liens, and court documents through a comprehensive title search. We ensure clear title during the settlement process. 2. Undiscovered Defects: Even with a thorough title search, defects (clouds on the title) can emerge after purchase. Title insurance protects against these past events, covering costs to clear the title. 3. Lender Requirements: Lenders often require a lender policy when obtaining a mortgage. Remember, title insurance is a safeguard against unforeseen issues, ensuring a smooth and secure home purchase! 🏡🔑