Investments & Wealth Institute

⬢ Register now! ⬢ https://lnkd.in/gwy-7kYh Join us for an exclusive, powerful learning experience at the Investment and Wealth Institute’s Strategy Forum 2024 "Adaptive Wealth Management: Advanced Strategies for Forward-Thinking Advisors". There are only 300 spots available for this dynamic opportunity to learn the most current investment practices from industry-leading experts! 📅 Dates: September 30 - October 2 📍 Location: Chicago, IL 👉 20+ educational sessions with 30+ expert presenters including University of Chicago Booth School of Business

🚀 What's Next for Fintech? Discover the Future of Tax-Tech! 🚀 Remember that technology isn't just a futuristic concept — it's solving specific problems and improving investor outcomes today. From reducing fees to enabling sophisticated tax strategies, fintech is reshaping the landscape of wealth management. The March/April 2024 issue of Investments & Wealth Monitor features a compelling article by Swati Bairathi on recent advancements in tax-smart technology and its transformative impact on asset management. Highlights from the Article: 🔄 Automated Tax-Loss Harvesting: Learn how technology is revolutionizing tax-efficient investing by eliminating the manual labor involved in traditional methods and creating continuous harvesting opportunities throughout the year. ⏱️ Real-Time Solutions: Explore how direct indexing and automated trading are enabling advisors to provide more personalized, efficient, and impactful client services. 🛠️ Tech-Forward Strategies: Understand how innovative tools are helping advisors differentiate their services, manage risks, and scale their practices by delivering better client outcomes. Read the full article and dive into the details of how you can leverage these advancements to benefit your clients. #WealthManagement #Fintech #TaxTech #AssetManagement #FinancialAdvisors #InvestmentsAndWealthInstitute Doug Eckelkamp

🔍 The July edition of the Wealth Insider newsletter is here! Explore some of our latest articles and podcasts around technology and innovation in wealth management: The Long and Short of It: A Level Up in Tax-Loss Harvesting—Tax-loss harvesting strategies have evolved from a conventional long-only method to a more innovative and structurally superior strategy using the 130/30 long/short extension technique. https://lnkd.in/gfRpq2ss Transforming Wealth Management with Technology—Rashmi Badwe, COO of TIAA Wealth Management, discusses how technology like AI can enhance client service and the convergence of capabilities across financial domains. https://lnkd.in/gG9y3n2B The Future of Alternatives Is Evergreen: The Next Generation of Private Market Funds—The next wave of evergreen private market funds will be a welcome innovation for individual investors seeking uncorrelated sources of return to help mitigate risk in a traditional stock/bond portfolio. https://lnkd.in/gYqtG7XH Want these insights straight to your inbox? Subscribe to the Wealth Insider: https://lnkd.in/gWy-AGma

📣 We're thrilled to announce a stellar lineup of industry leaders as Keynote and General Session Speakers! Register now to lock in your spot at these essential sessions: https://lnkd.in/gmvVV9ET → INVESTMENT STRATEGIES Liz Young Thomas, SoFi's Head of Investment Strategy will give you actionable insights to empower your investment strategies and navigate uncertain times with confidence. → 2024 ELECTION IMPLICATIONS Bruce Mehlman, Partner, Mehlman Consulting, and an expert in public policy, will analyze the implications of the U.S. presidential election on financial markets and regulatory policies. → AI & FINANCIAL SERVICES Azish Filabi, Executive Director, American College of Financial Services, will discuss the ethical concerns and considerations for the use of AI in financial services. → TAX STRATEGIES WHEN SELLING A PRIVATE BUSINESS @Merle Erickson, Professor of Accounting at the University of Chicago Booth School of Management will provide a high-level overview of tax strategies for selling privately held businesses. → BUSINESS DEVELOPMENT @Lauren Eskreis-Winkler is an Assistant Professor at the Kellogg School of Management at Northwestern University, will examine how to develop grit in yourself, and your organization, in order to achieve your goals.

🎉 Honoring a Remarkable Career: Celebrating Angie's Retirement 🎉 Today, we gather to celebrate a career marked by dedication, excellence, and countless achievements. Angie Lutterman, CFO, has been a pillar of our team for nearly 14 years, contributing her expertise and unwavering commitment every step of the way. Employees of the Investments & Wealth Institute recently gathered to celebrate Angie’s retirement at Oliver’s Italian – one of Denver’s finest - where she was joined by her husband Jeff, daughter Ashley, son-in-law Tom, and granddaughter Ava. Employees paid tribute through a video montage of well wishes as Angie enters into retirement. Angie's leadership, professionalism, and genuine care for her colleagues have set a standard that will be cherished and remembered long after her departure. Please join us in extending our heartfelt congratulations to Angie on her well-deserved retirement. While we will miss her daily presence, we are excited for this new chapter in her life, filled with relaxation, adventure, and everything she loves most. Congratulations Angie! You will be missed! #RetirementCelebration #Leadership #TeamAppreciation #FarewellAngie

🌟 Unlock the Power of Private Debt: Essential Insights for Today's Market 🌟 As the financial landscape continues to evolve, understanding private debt is crucial for advisors and wealth managers navigating today's dynamic market. This rapidly growing asset class offers unique opportunities for portfolio diversification and yield enhancement, making it more important than ever to stay informed. Why Private Debt Matters: 💪 Resilience and Growth: Private debt has surged to $1.5 trillion in assets under management, proving its robustness even amid economic volatility. It's expected to reach $2.3 trillion by 2027. 🌐 Diverse Opportunities: From direct lending to distressed debt, private debt provides a range of strategies to meet varying risk and return needs, often outperforming traditional fixed income investments. 📈 Enhanced Returns: With attractive yields and seniority in repayment, private debt is becoming a key component in investment portfolios, especially in light of recent banking sector disruptions. Private debt can offer superior risk-adjusted returns through senior loans to below-investment-grade companies. It provides stability and predictable income, which is vital for institutional and high-net-worth investors. Additionally, private debt's strategic alignment with private equity facilitates synergistic growth and investment opportunities. Thanks to author David Haarmeyer for this excellent PDF article in the January/February 2024 edition of the Investments & Wealth Monitor. Daniil Shapiro, CFA

⬢ Register now! ⬢ https://lnkd.in/gg6UW9tx Join us for an exclusive, powerful learning experience at the Investment and Wealth Institute’s Strategy Forum 2024 "Adaptive Wealth Management: Advanced Strategies for Forward-Thinking Advisors". There are only 300 spots available for this dynamic opportunity to learn the most current investment practices from industry-leading experts! 📅 Dates: September 30 - October 2, 2024 📍 Location: Chicago, IL 👉 20+ educational sessions with 30+ expert presenters including University of Chicago Booth School of Business

🌟 Empowering Clients for a Secure, Enjoyable Retirement 🌟 Retirement is a monumental milestone, and the right timing can make all the difference. Ben Mattlin’s recent article in Financial Advisor Magazine, "Helping Clients Choose the Right Time to Retire," provides an ensemble of expert ideas and tactics for guiding clients through this complex decision — and it is clear there is no “one size fits all” solution. We’re proud that our Director of Programs at the Institute, Mike Kurz, CIMA®, CPWA®, RMA®, CFP®, CAIA®, was an expert consultant for the article. He speaks to the risks of healthcare and long-term care costs rising at a faster clip than inflation. “Both expenses can be enormous shocks to a household that could cause a landslide-like shift in assets available to fund retirement,” says Mike. The importance of a well-rounded, flexible approach to retirement planning becomes clearer and more poignant as the article progresses. Successful retirement is not solely about having sufficient financial resources but also about aligning retirement timing with personal health, lifestyle goals, and emotional readiness. The Institute’s Retirement Management Advisor® (RMA®) certification equips advisors with advanced skills to create custom retirement income plans and manage the retirement transition. Stay informed and support your clients with confidence. Dive into the full article for more expert advice. 📖 Read more here: https://lnkd.in/gJuAvECM #RetirementPlanning #FinancialAdvisors #WealthManagement #ClientSuccess #InvestmentsAndWealthInstitute

🔍 The June edition of the Retirement Insider newsletter is here! Explore the latest insights from IWI around essential retirement planning topics: ▶️Social Security Claiming Decisions and Withdrawal Strategies for High-Income Clients: Maximizing Social Security Is Not Always the Best Strategy—Three detailed scenarios highlight how solving for Social Security claiming options for high-income, high-asset retirees is not easy. https://lnkd.in/g2NqY9eM ▶️Biased Advice? The Relationship Between Financial Professionals’ Compensation and Social Security Retirement Benefit Claiming Decisions—New research explores how advisor compensation is related to Social Security retirement benefit claiming decisions. https://lnkd.in/gwFXCnTw ▶️Generative Artificial Intelligence: Hope or Hype for Wealth Managers?—The capabilities and applications of generative artificial intelligence herald a potential golden era of productivity and profitability for financial advisors. https://lnkd.in/gKRs3UgW 📩 Want these insights straight to your inbox? Subscribe to the Retirement Insider: https://lnkd.in/gcGQ6pFj

Can algorithms really outperform advisors in determining the best place to put client assets? In the recent March/April 2024 issue of Investments & Wealth Monitor, authors Asher Cheses and Michael Rose, MST — two wealth management experts at Cerulli Associates — explore the innovative ideas behind the unified managed household (UMH) concept, or “householding.” This idea builds off the unified managed account (UMA) approach to fee-based financial advice and planning but is much different. The UMA is a technology driven approach that enables superior tax management, better customization of portfolios — and ultimately — improved financial outcomes for clients. In fact, the authors assert that “Advisors that can implement a household-level view have a better chance of standing out among peers and retaining client assets.” After reading the article below, what are your thoughts? Can algorithms really outperform advisors in determining the best place to put client assets? Investments & Wealth Monitor is a bimonthly, award-winning, peer-reviewed magazine, written by award-winning authors from academic institutions and leading financial firms. Scott Smith Michael Manning #WealthManagement #FinancialPlanning #InvestmentStrategy #PortfolioManagement #InvestmentsandWealthInstitute #WealthManagementTrends #CerulliAssociates