Hunter Benefits Consulting Group, Inc.

Your favorite 401(k)ouple is ready to rock! Here are 3 reasons we are starting a podcast. (This is our new setup) 1) We want to meet more people in our industry by having long-form conversations 2) We want to help educate young (and experienced) financial professionals on the complexities of managing qualified retirement plans 3) We want to have fun and make more content If you want to join us on the podcast either by listening in or joining us for a conversation. Let us know in the comments below! #retirement #podcast #401k

8 Steps To Convert a SIMPLE IRA to a 401(k) Plan. 1. Check eligibility and requirements 2. Understand the rules 3. Notify your plan administrator 4. Set-up the right 401(k) Plan for you 5. Complete rollover forms 6. Initiate the transfer 7. Verify the transfer 8. Get the most out of your 401(k) If you want to watch the full video that goes in-depth into all the steps, click the link in the comments. Or if you have any specific questions leave a comment or send me a DM. #retirement #401k #IRA

QACA Safe Harbor Plans can be a great tool for business owners. Helping them retain talent and save money. To understand them better, check out the article and the accompanying video below. #retirement #401k #retirementplanning

401(k) Plans are the best way to save for retirement in 2024 This is why - According to Bank of America, the average 401(k) account balance has gone up 17% from $79,000 last year to $92,000 this year.   And approximately 15% of 401(k) plan participants increased their contribution rate. How did this happen? 1) The market did well 2) Once you start saving, the snowball effect kicks in and it's easier to save even more. Watch our full video of why we think 401(k) plans are the best way to save for retirement with the link in the comments. #retirement #retirementplanning #401k

Why Don't more businesses take advantage of QACA? QACA is a Type of Safe Harbor Plan with many benefits. QACA is a "Qualified Automatic Contribution Arrangement" The benefits include: - Retaining Top Employees - Recognizing and rewarding loyal employees - Optimizing financial savings How do you get those benefits with a QACA? In a QACA plan, you can have a vesting schedule with a 2-year cliff. This means as soon as an eligible participant works over 1,000 hours for 2 years they are 100% vested. But if the participant leaves before the 2 years, the unvested portion stays in the plan and can be used to pay expenses or reduce next year's contribution requirements. If you want a more in-depth look at this QACA Safe Harbor Plan click the link in the comments to watch the full video. #retirementplans #401k #retirement

This is how we have recorded 2 YouTube videos a week for the last 2 years. This process has resulted in over 65,000 views!     Step 1: Usually, Zach Orr starts by finding 2 topics to talk about and puts together a rough outline for us to follow.   Step 2: Then on the day of filming, Zach, Katherine and I review the 2 topics and the rough outline to prepare for the videos and make sure all the information is correct.   Step 3: After that, it's off to filming, which usually takes about 45 minutes for 2 long-form videos.   Step 4: After filming Zach gets all the videos together and starts the editing process in Premier Pro.   Step 5: We distribute and repurpose the long videos into vertical videos for more content   Last year (2023) we did a total of 38 thousand views. This year (2024) we have already done over 25 thousand views!   All this to say, creating videos is a powerful way to build community and show expertise in an industry. It may take a long time, but once you build a good system/ process, the results come quickly! P.S. I can’t wear your swag if you don’t send it to me. (XL)   #retirement #youtube #401k

These are the 6 worst job industries to save for retirement. For this report, the firm Judy Diamond Associates examined approximately 610,000 active 401(k) plans covering about 68 million eligible workers and $6.4 trillion in assets. Here is the list with number 1 being the worst. 1. Accommodations 2. Food services 3. Educational services 4. Healthcare 5. Social assistance 6. Waste management Do you agree with this list? If you want to see the top 5 best industries to save money in. Watch the full video with the link in the comments. #retirement #jobs #401k

Did you know that there's more than one kind of 403(b) plan? Yup. There's an ERISA one and a non-ERISA one. Non-ERISA ones have no employer money in them. One penny of employer money in a non-ERISA 403(b) plan makes it an ERISA 403(b) Plan. And you can't undo that. Friends don't let friends make non-ERISA 403(b) Plans into ERISA 403(b) Plans. Want to learn how they compare to 401(k) plans? Click the link in the comments to watch the full video. #401k #403b #retirement

This couple retired at 38 over 30 years ago! 😱 But did they actually retire early? 🤔 The couple has been "retired" for over 30 years and funded their post-work lifestyle by investing their money well and helping others retire early through their website. So did they really retire? We think they just became self-employed and changed their lifestyle from the traditional 9-5. What do you think? Can you call this lifestyle early retirement? Either way - kudos to this couple (: #earlyretirement #FIRE #retirement

Katherine Tipper and I have a fun time making these videos every week. Not only do we often learn new things about retirement plans and the people using them. But we also get a good chuckle every time we're in the studio. I hope you enjoy this blooper reel of some of our funny moments that didn't make it into the videos. We sure did! If you haven't seen our videos, you can check them out using the link in the comments below. #bloopers #video #retirement