Foster & Motley, Inc.

Everyone has a story. Your story is unique, and the plan that guides your financial journey should be, too. Whether you want to travel in retirement, make a plan to sell your business or set aside money for your children’s college education – there is a story within. Take a few minutes to hear from Skip & Maggie Leutzinger, a current client of Foster & Motley, as they share a small part of their story. Our team would love to be a part of your story. Reach out to learn how we can help with your wealth management journey today. Disclosure: There are no known conflicts of interest. The information discussed represents the views and opinions of the client. The content has been made available for informational and educational purposes only. The content is not intended to be a substitute for professional financial advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions regarding your financial planning and investments. A $500 charitable donation was made in appreciation of the testimonial. Past performance is no guarantee of future results. This client’s experience is not representative of all client experiences.

You wouldn't embark on a journey without first mapping out your route. At Foster & Motley, we’ve established a process of working with our clients that is comfortable, informative, and transparent – laying out a financial plan that fits your journey best. We start with a no-cost, no-obligation meeting, where we get the opportunity to listen and encourage you to share your situation and how we can help you live your most meaningful life. From there, we create a customized, comprehensive map of how we can work together to reach your financial goals. On this journey together, we make sure that our clients know they get to decide the destination – whatever that may look like for them. Our credentialed experts are here to help you define your financial goals and then help you achieve them. If you’d like to start a relationship with Foster & Motley, schedule a discovery today: https://bit.ly/3xw3kwN #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

“True wealth is having the means to support the things in life that bring you happiness and allows you to live comfortably and happily.” - Amy L. Thomas, CPA What does living your most meaningful life look like? Perhaps it's anchoring at your favorite spot on the lake, escaping to a condo in your own slice of paradise, or the feeling of supporting your children through their college education. No matter what defines your most cherished moments, the Foster & Motley team is here to help you set and reach the benchmarks and goals that matter to you, helping you foster life’s wealth. If you’re wondering what living your most meaningful life looks like, or want to reevaluate your financial goals, contact our team today! #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

Bring out the fireworks – it’s time to celebrate our employee anniversaries for July! First, we’re thrilled to celebrate Zach Binzer’s 8th anniversary at Foster & Motley! Zach’s commitment to helping others has been instrumental in his success as a financial planner. His dedication to the well-being and happiness of his colleagues directly contributes to fostering successful client relationships. We are so grateful to have Zach on our team! For the past 4 years, Beth Liesch has been one of the first smiling faces our clients see when they walk through our doors. Her unwavering dedication to excellent customer service shines through in her work every day. Thank you for everything you do, Beth! Last but not least, we’re celebrating 2 years with Justin Hargett! As our Salesforce expert, his knowledge and dedication allow us to better meet our clients' needs every day. Thank you, Justin, for your hard work and expertise! #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

Understanding how brokerage and bank accounts differ has the potential to improve your overall wealth management strategy. Money market funds, which can be bought and sold in a brokerage account, often earn higher interest rates compared to traditional savings accounts. Combining the stability of bank accounts with the investment opportunities in brokerage accounts helps inform the growth and strategy of your wealth management plan. This approach allows you to benefit from liquidity in your bank accounts and potentially higher returns in your brokerage accounts, making your overall financial plan more robust and dynamic. As a client of Foster & Motley, your credentialed advisors will help you optimize both your brokerage and bank accounts. Our approach to wealth management ensures your financial assets are working together efficiently to achieve your goals. If you’d like to learn more about the differences between brokerage and checking accounts, listen to our podcast “How Do Brokerage and Bank Accounts Work Together? With David J. Nienaber, MBA, CPA, CFP®” here: https://bit.ly/3zqX9dS #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

At the end of Q2, we’re reminded that investing is a marathon, not a sprint – and that managing risk with a balanced portfolio is one of the best approaches to reaching your long-term goals. Despite slower economic growth and rising inflation, the markets have shown resilience, with our global stock benchmark up 11.18% this year. Read the entire Q2 Market Update, written by our founder, Mark Motley, MBA, CFA, here: https://bit.ly/3XUDAop #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

As Health Savings Accounts (HSAs) grow in popularity with the rise of High Deductible Health Plans (HDHPs), new strategies are emerging to maximize their "triple tax benefits" by saving in the HSA without using the funds for current medical costs. These unique planning opportunities are available due to the “triple tax benefits” that HSAs provide: Tax-deductible contributions: Much like contributions to your traditional 401(k) or 403(b) plan, you will pay less in taxes if you contribute to an HSA. (Contribution limitations apply; speak with your financial planner for more details.) Tax-free growth: Much like other qualified plans IRA, Roth IRA, 401(k), etc., you enjoy the benefit of your contributions not being taxed on any growth or income earned inside the account. Tax-free distributions: Withdrawals from HSAs are tax-free, similar to Roth IRAs, as long as the funds are used for qualified medical expenses. HSAs have evolved from simply offsetting annual healthcare costs to becoming valuable financial planning tools with significant long-term benefits. If you’d like to learn more, read our latest Insight Article here: https://bit.ly/3xNHXqE #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

Happy Fourth of July from Foster & Motley! As we celebrate the independence of our great nation, we reflect on the values of freedom, perseverance, and the pursuit of happiness. We hope you enjoy this day with family and friends and have a safe Independence Day! #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

Making your portfolio work for you in retirement involves a strategic approach to ensure it aligns with your financial goals, your unique life situation, and your risk tolerance. At Foster & Motley, our experienced wealth management team will help you create a comprehensive retirement plan tailored to your needs so you can live your most meaningful life. Retirement planning can include reviewing current investments, suggesting adjustments for diversification and income generation, and implementing tax-efficient strategies to maximize your returns. By focusing on sustainable growth and regular income, we aim to provide you with peace of mind throughout your retirement years. Visit https://bit.ly/3VPDTOE #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife

“Wealth is the freedom to pursue what is most important to you in life and comfort in knowing you have the resources for those pursuits.”- Joseph A. Patterson, CFP® According to Joe Patterson, wealth provides the resources to explore the world beyond our comfort zone, offering a kind of true wealth that money can never buy. Joe Patterson embodies this belief, prioritizing the value of sharing diverse cultures and experiences with his wife and children by taking them on adventures across the globe. Our approach to wealth management was designed to help clients reach their life goals and uncover their definition of life's truest wealth by developing personalized strategies that align financial resources with their aspirations. Learn more: https://bit.ly/4conoAk #FosterAndMotley #FosteringLifesWealth #LiveYourMostMeaningfulLife