Dow Janes

Values-based spending isn't just about "saving money" – it's about changing your relationship with money + bringing more thoughtfulness to your spending. Here are 4 easy steps to bring a values-based spending approach to your financial life. ✨Identify Your Core Values: By understanding your values, you can establish a foundation for aligning your financial choices with what matters most to you. ✨Align Spending + Savings with Values: Take a moment to consider how each financial decision fits into the bigger picture of your life. ✨Make Intentional Financial Decisions: With a clear understanding of your values, you can begin to make more intentional choices about how you use your money. ✨Track Your Spending: During your review, if you notice that you bought something that doesn't align with your values, decide if you want to return it, stop buying it in the future, or possibly find an alternative that is more aligned with your personal values. Remember, it's easier to start with your priorities and your values and let those shape your spending decisions – instead of trying to fit your spending decisions into categories that don't work for you. Have you taken our free financial literacy class yet? Share a 💰 in the comments and we'll DM you the invite! #CoreValues #IntentionalFinance #AlignedSpending

Seeing how far you've come on your debt payoff journey is so satisfying! 🙌 Keeping a visual tracker of your progress helps you stay motivated to reach the finish line. Watching those numbers decrease month after month reinforces that you're making great strides. Remember how empowering it feels to gain control of your finances. You've got this! Keep up the great work.❤️ Tag your SuperWoman+ in the comments and share how they've inspired you through your financial journey. #DebtFreeJourney #FinancialMotivation #ProgressTracker

🙈 Do you avoid your bank statement like a toxic ex? 😰 Does your heart speed up a bit every time you hand your credit card to a cashier? 😟 Do you feel ashamed when your credit statement comes in? You can't fix your financial problems without healing the underlying emotions and beliefs driving your financial decisions. Otherwise, no matter how great your budget app is or how intuitive your investing platform is, you will never be able to stick to a plan and every second you spend managing your money will feel like getting a root canal without a numbing agent. I have a better way to start making confident money decisions that set you up for success – by healing your mindset, reversing your limitations, and developing a healthier relationship to money. If you're ready to take control of your money and make financial changes that stick, drop a 💰 in the comments and DM a link to our free masterclass!

Whatever your reason for not budgeting, I GET IT! It's hard! So, let's talk about the pros of values-based spending instead: 👉Less Restrictive: It offers a personalized approach that allows you to tailor your spending based on your unique circumstances, rather than trying to fit everything into predefined categories. 👉Alignment with Personal Values: This approach gives you a sense of satisfaction and fulfillment by ensuring that your spending choices align with what truly matters to you. 👉Reduced Guilt + Shame: When you spend your money in line with your values, you'll feel good about your purchases, leading to a more positive relationship with money. 👉Focus on Long-Term Goals: It encourages you to consider the bigger picture and how your spending habits impact your overall well-being + happiness. Save this post as a reminder that experiencing a healthier relationship with money is possible ❤️ #ValuesBasedSpending #PersonalizedFinance #IntentionalSpending

Spring cleaning your money habits is a powerful practice that helps you organize your financial life. This is a perfect time to tidy up your finances and plant seeds that will blossom into financial wellness 🌱 Sometimes, you need to clear out the old to make way for the new, like pruning back old growth so that new flowers can bloom. Here are some easy ways to spring clean your finances: 1. Pay down your debt 2. Check your credit report for errors 3. Sell things you no longer use 4. Download a budgeting app 5. Enroll in auto-pay 6. Consolidate your accounts Ready to declutter your financial life? Then check out our free masterclass that thousands of women+ used to achieve their financial goals. Drop a 💰 in the comments and we'll DM you a link to our free Master Your Money class!

5 steps to SUCCESSFULLY negotiate credit card debt 👇 Credit card debt is extremely prevalent in our culture. Credit card debt is at an all-time high: $1.3 trillion in the US. (Yes, that's "trillion" with a "t".) Worse, credit card debt is extremely predatory. The interest rates on credit cards are sky-high, which makes it feel like you're sinking deeper and deeper. So, if you've been struggling with credit card debt, then it's time to stop playing by the credit card company's rules and change the game to work in YOUR favor. It's time to call up your credit card company and negotiate a better deal. In our newest YouTube video, I'm sharing 5 tips to successfully make your credit card debt easier to pay off. Drop a 🎥 and we'll DM you a link so you can take a GIANT step toward a debt-free (and financially stress-free) life!

Values-based spending involves aligning your spending habits with your values and priorities, rather than solely focusing on adhering to a budget. It aims to change your relationship with money by bringing more thoughtfulness and intentionality to your spending decisions. I love a values-based spending approach because it gives you more freedom and makes managing your money less stressful. 💕 Do you want to learn more easy, pain-free ways of managing your money? Then join us for our Master Your Money class! Drop a 🔑 in the comments and we'll DM you a link to register. #MindfulSpending #MoneyandValues #ConsciousConsumption

While passive income sounds enticing, managing your finances requires active involvement. Reassessing and rebalancing your investment portfolio, evaluating progress, and staying informed are essential. And it doesn't have to be time-consuming. Dedicate 30 minutes to an hour each week to work on your finances. Review credit card statements, track financial goals, and gain visibility into your habits. By actively engaging in your financial journey, you gain a deeper understanding of your financial landscape. 🙌 If you're looking for a courageous community of women+ who are sharing the same financial wellness journey as you – then we have a special invitation for you. Comment 🔑 and we'll send you the link to our *free* Master Your Money class! #ActiveFinancialManagement #FinancialSuccess #TakeControl

Most financial coaches will NEVER tell you this… They'll give you a one-size-fits-all formula for budgeting. They'll encourage you to save and tell you what to invest in. But they won't help you fix your problems long-term. We see it again and again: women+ try financial courses, download budgeting apps, take investing advice, but the habits never stick and they never seem to get ahead… …because all of those solutions are Band Aids for the real problem: your mindset. Your ingrained beliefs, attitudes, and behaviors about money shape your financial decisions. That's why you need to heal your negative mindset before you can step into long-lasting financial security. Thankfully, we'll teach you how to do that in our FREE masterclass! Financial coach Laurie-Anne King will share how she went from a story of stress and limitations to one of peace and financial security. Ready to heal the root of your financial limitations? Drop a 🙌 to join our free class.

Have you ever found yourself thinking… "I don't deserve wealth." "I'm irresponsible with money." "Good people don't care about money." Maybe these are things you've told yourself or maybe they're things you were taught – either explicitly or implicitly. Either way, beliefs like that are holding you back from achieving your full financial success. It's time to unlearn your financial limitations and rewrite your money story. Because you DO deserve wealth, you can learn how to master your money, and money helps you create the life of your dreams – so it's ok to care about it!! Tell me in the comments – what limiting beliefs do you tell yourself?