Bread Financial

Bread Financial

Financial Services

Columbus, Ohio 110,417 followers

We provide simple, personalized payment, lending and saving solutions.

About us

Bread Financial provides simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally enabled choices that offer ease, empowerment, and financial flexibility.

Website
https://www.breadfinancial.com
Industry
Financial Services
Company size
5,001-10,000 employees
Headquarters
Columbus, Ohio
Type
Public Company
Founded
1996

Locations

Employees at Bread Financial

Updates

  • View organization page for Bread Financial, graphic

    110,417 followers

    Bread Financial is #hiring a Senior Analyst to join our IT Incident and Problem Management team. In this role, you’ll participate in the incident and problem management processes to ensure immediate response to potential business disruptions and root cause analysis post recovery. You’ll also monitor key performance metrics and perform trend analysis to identify operational opportunities. If you’re looking for a fresh start at a company where you can learn, grow and be your best self, apply TODAY! 🔗 ➡️ http://spr.ly/6049Ysd53

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  • View organization page for Bread Financial, graphic

    110,417 followers

    We are so proud of the Bread Financial riders, challengers and volunteers who participated in Pelotonia August 3-4! So far in 2024, Team Bread Financial has raised more than $110,000 for cancer research at the Ohio State University Comprehensive Cancer Center-James Cancer Hospital & Solove Research Institute, bringing our all-time fundraising total to $1.4 million since Pelotonia began in 2009. Together, we can end cancer. 🚲 💚 💙

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Back-to-school season is in full swing, and students and their families are stocking up on school essentials while staying within their budgets. �� Dive into #backtoschool shoppers’ financial habits and how they’re adjusting to high prices in our most recent proprietary survey ➡️ https://lnkd.in/gPKyGSUv

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  • Bread Financial reposted this

    View profile for Perry Beberman, graphic

    Chief Financial Officer, Bread Financial

    As I reflect on my first three years at Bread Financial, our Company’s collective efforts to measurably improve our financial position and business success are worth recognizing. Since 2021, we have increased transparency and engagement with investors, significantly improved our capital ratios, and driven shareholder value by increasing our tangible book value per share by 80%. Additionally, we've reduced parent-level debt by over 50%, representing a $1.5 billion reduction of outstanding debt. I am proud to work with an amazing group of associates focused on responsible growth, maintaining discipline with capital allocation, and strengthening our balance sheet and company value amidst challenging economic and regulatory environments. Our financial achievements over the last three years are noteworthy, but equally important is our dedication to bettering the lives of our associates and the communities we serve. Over the past three years we have expanded our benefits, made strategic investments to empower the communities where we live and work, and provided more opportunities for associates to volunteer and contribute to charitable causes. This has led to an enhanced workplace culture that is inclusive, supportive, and recognized for its excellence. The significant accomplishments our teams have achieved over these last three transformational years have been exciting and deeply rewarding. The future holds immense promise for our Company, and working alongside my peers and colleagues, I have no doubt my next three years and beyond will be equally fulfilling.

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Bread Financial has been recognized as having one of the “Best Company Cultures in the Midwest” by Purpose Jobs! 🏆 This award recognizes Midwest-based companies with fantastic company cultures that support their employees’ growth and well-being. At Bread Financial, we are committed to creating a space that helps our associates feel appreciated and valued so they can be their best selves in and out of the office. Learn more ➡️ http://spr.ly/6047YXm61

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  • Bread Financial reposted this

    View profile for Ralph Andretta, graphic

    President and CEO, Bread Financial

    Leading up to and after reporting our Q2 earnings results, Bread Financial is continuing to see momentum following our summer Investor Day, where we provided a deeper dive into our evolution and future vision. Our multi-year business transformation is now bearing fruit, allowing us to operate from a position of strength as a responsible, disciplined and more resilient organization utilizing a tech-forward approach to put our customers at the center of everything we do. Here are some highlights: • Within our fully integrated suite of products, we’ve launched direct-to-consumer products including two proprietary cards that give consumers options on how they want to shop, spend and be rewarded, and we continue to grow our Bread Savings™ deposit program. • With our expanded product suite, full-spectrum underwriting, and the customer focused mindset, we have been successful in adding and renewing iconic brands across various industries. • Since Q1 of 2020, we’ve paid down 58% of our parent level debt and have improved our capital ratios, tripling our tangible book value. • Our strong balance sheet, streamlined business model, and resulting efficiencies allow us to strategically invest in our business to drive innovation. I am excited for the future of Bread Financial as we grow responsibility AND drive value for our partners and shareholders while helping our customers achieve financial wellness, flexibility and success.

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Earlier this week, Bread Financial and the Family Matters Business Resource Group hosted "Take Your Kid to Work Day" at our Easton office! Approximately 30 children of current Bread Financial associates attended the event to learn about different areas of the business and experience life at the office with tours of the E-Zone, Innovation Lab, bistro and more! Attendees also had the opportunity to participate in a "give back and pay it forward" event by assembling kindness kits for The Kids Mental Health Foundation, a nonprofit founded by Nationwide Children's Hospital. #lifeatbreadfinancial

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Plunge, the Shark Tank ABC-acclaimed makers of cold plunge tubs, didn’t want cost to be an obstacle for their customers. They were looking for the right strategic partner to provide pay-over-time financing that was convenient and aligned with their strategy. Bread Pay™ offered the perfect solution that quickly outpaced Plunge’s previous pay-over-time partner, leading to an increase in: ✅ Average order value by 10% ✅ Overall volume by 32% ✅ Tender share by 33% Discover how Bread Pay empowers Plunge customers to use their buying power to its fullest potential. 🔗 ➡️ http://spr.ly/6046chFgn

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Earlier this month, our Bangalore office celebrated its fifth anniversary with the opening of a new office space! With over 600 associates attending the ribbon cutting event in person and virtually, the celebration consisted of a traditional lamp lighting ceremony, office games and the creation of a time capsule that will be opened in 2029. It's been a great five years in India, and we look forward to many more to come! #lifeatbreadfinancial

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  • View organization page for Bread Financial, graphic

    110,417 followers

    Bread Financial is #nowhiring a Senior Analyst to join our Incident and Problem Management team! As a Senior Analyst, you’ll identify opportunities to reduce or eliminate the risk of incident recurrence by ensuring preventative and corrective measures are implemented. Applicants with ITIL V3 or V4 certifications are preferred. Apply now and come grow with us! ➡️ http://spr.ly/6049cvyIB #lifeatbreadfinancial #jobsintech #techjobs #careersintech

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Funding

Bread Financial 3 total rounds

Last Round

Post IPO debt

US$ 300.0M

See more info on crunchbase