7e Investments

🌟 Missed Our Webinar on Mortgage Notes in the Current Economic Climate? 🌟 No worries! You can now watch the full recap on our website. 📺✨ Discover how mortgage notes offer a return profile that complements other investments and learn how this niche asset class performs amid economic fluctuations. Dive into our in-depth discussion led by 7e Investments CEO Christopher Seveney and CSO Lauren Wells. 👉Click here to watch the replay and gain valuable insights! https://lnkd.in/ej5qx6sn #MortgageNotes #RealEstateInvesting #InvestmentStrategies #WebinarRecap #EconomicClimate #PassiveIncome

📣 Exciting News! Chris Featured in Forbes! 🌟 We are thrilled to share Chris's recent featured in a Forbes article, "20 Unconventional Funding Ideas For Businesses." In the piece, Chris highlights the importance of democratizing investment opportunities through crowdfunding, providing a unique way for businesses to raise capital. This article gathers insights from 20 finance experts on innovative funding methods for small businesses. From leveraging personal assets to garnering community support, these creative strategies can provide the boost needed for growth and success. Here’s an excerpt from the article: "When the JOBS Act gave way for businesses to raise money through crowdfunding, this offered a creative way to raise capital. Despite initial setup and startup costs, these methods open doors for a broader investor base to participate in your company’s growth. Crowdfunding democratizes investment opportunities, making it accessible for individuals to support and benefit from innovative ventures." - Chris Seveney, 7e Investments Check out the full article here: https://lnkd.in/eYydFEf2 #ForbesFeature #FundingIdeas #Crowdfunding #BusinessGrowth #7eInvestments #ChrisSeveney #ForbesFinanceCouncil

📢 Join Us Today for Our Webinar: "Mortgage Notes in This Economic Climate" 📊 Don't miss out on this opportunity to learn from the experts! Join 7e Investments CEO Chris Seveney and CSO Lauren Wells as they dive into the world of mortgage note investing, a compelling alternative to traditional real estate investments. 🌟 What We'll Cover: - Industry Overview: Gain a solid understanding of the mortgage note industry. - Performance in Current Economy: Examine how this asset class performs amid economic fluctuations. - Strategic Investment Insights: Explore mortgage note investing as a strategy during economic uncertainties. - Real-Life Applications: Learn from case studies that illustrate successful mortgage note investments. Discover how mortgage notes can offer a return profile that complements other investments and how this niche asset class fares in the current economic climate. 🕒 Register now while you still have a few hours left! If you can't make it, we'll email you the recap. Register HERE: https://lnkd.in/ec_NAFQe #Webinar #MortgageNotes #RealEstateInvesting #AlternativeInvestments #EconomicInsights #7eInvestments #FinancialEducation #Investing #WealthManagement

📢 Exciting New Episode Alert! 🎙️ Are you wondering if the housing market is headed for a downturn? Join Chris in our latest episode of the Creating Wealth Simplified podcast where we dive deep into the New York Fed Report. Discover insights into the current state of the housing market, the impact of delinquencies, and what this means for note investors and real estate enthusiasts. Don't miss out – click the link to tune in now: https://lnkd.in/eywtkDrt #RealEstate #NoteInvesting #Podcast #HousingMarket #MarketAnalysis #FinancialInsights

Join us this Wednesday 9:00 AM PST/12:00 PM EST for our next live webinar!

We’re excited to share some insights into our portfolio as we conclude Quarter 2 of 2024! We ended Q2 with $66 million in assets under management (AUM) across 66 assets in 24 unique states. Our strategy of selling re-performing loans that have gone full cycle and reinvesting those funds into shorter-term performing loans continues to maximize cash flow. In Q3, we plan to keep working on our non-performing loans (NPLs) to get them cash-flowing and to acquire additional NPLs. Our team remains focused and selective with our strategy and acquisition criteria, consistently targeting loans backed by residential real estate. Below, you can find an example of one of our assets in this week's edition of Deal of the Week. Check out our website for more information and sneak peaks into our portfolio through various case studies! https://lnkd.in/eQ6hJwXp

Curious about our approach to funding investments? Check out one of our case studies to see how we prioritize risk management and make informed decisions. In this case study, we highlight a potential investment we chose to walk away from, demonstrating our commitment to maintaining a strong risk/return profile. #Investing #CaseStudy #RealEstate #RiskManagement #FinancialSuccess Case Study: https://lnkd.in/gAnpAXZJ

We hope you're having a fantastic week! We're excited to share this week's Deal of the Week, highlighting another successful asset under the diligent management of our team at 7e Investments. This week's highlighted asset showcases our team’s expertise in managing loans through the bankruptcy process and dedication to delivering profitable outcomes for our investors. Asset Spotlight: Acquisition Discount: 32% Owner (Borrower) Equity: 30% Status: Re-Performing in Bankruptcy Story: We acquired this loan in May 2023 as part of a pool of 18 loans. At the time of acquisition, the borrower was 5 months behind on payments and had 30% equity in their home. We took immediate action by engaging legal services to send a demand letter. When the borrower did not respond, we initiated the foreclosure process. In November 2023, with multiple past-due debts, the borrower filed for Chapter 13 Bankruptcy as they had significant equity and bankruptcy would support keeping them in their home. As part of the bankruptcy process, our team filed our Proof of Claim so that the amount owed to us would be included in the Bankruptcy plan. Outcome: The Bankruptcy plan was approved, and the borrower is now making regular payments to the Bankruptcy trustee for both the arrearages (past due amounts owed) and current monthly payments, putting them on track to become current on their loan. We plan to collect payments on this loan and sell it as a loan performing in bankruptcy. While other lenders may be scared away by bankruptcy due to its complexity, having our team in house who are experienced in bankruptcy cases, along with our expert legal teams, provides us with what we believe is a competitive advantage in dealing with these types of assets. Check out more of our case studies here: https://lnkd.in/eQ6hJwXp

Recently released data from the Federal Housing Finance Agency's National Mortgage Database shows a record-high debt-to-income ratio of 41.4% across all loan types in Q3 2023, the most recent data available. Average DTI ratios were at record highs for jumbo loans (46.4%) and government-insured loans (45.3%), but conventional loans backed by the government sponsored enterprises (GSEs) of Fannie Mae and Freddie Mac had an average DTI ratio of 38.5%, still below the record-high of 40.4% in Q4 2007 despite ramping up quite a bit in the last four years. I'm guessing my cockeyed optimist friends out there will dismiss this as nothing to fret about thanks to the massive amounts of home equity that these borrowers have, and I'm guessing my Debbie Downer friends out there will latch on to it as evidence of a coming storm. To be fair these are two caricatures; most of my friends are more nuanced than this :) But in any case, what do you think?

🚨Join Us - Wednesday, July 17th at 9:00am PST/12:pm EST!🚨 Don't miss this opportunity to learn from 7e Investments CEO Chris Seveney and CSO Lauren Wells as they dive into the world of mortgage note investing, a compelling alternative to traditional real estate investments! What They Will Cover: 1. Industry Overview: Gain a solid understanding of the mortgage note industry. 2. Performance in Current Economy: Examine how this asset class performs amid economic fluctuations. 3. Strategic Investment Insights: Explore what mortgage note investing looks like as a strategy during economic uncertainties. 4. Real-Life Applications: Learn from case studies that illustrate successful mortgage note investments. Gain insight to how mortgage notes offer a return profile that can be complimentary to other investments and how this niche asset class fares in this economic climate. Register here: https://lnkd.in/eqUhi_B9