What do you do if you need guidance transitioning from late career to retirement?

I think it is important to speak to people who have successfully transitioned as it helps one reflect on one’s own journey and provide stimuli and inspiration for what an alternative future could be. In my experience as a coach, one of the most difficult things for those trying to transition is feeling “stuck” - unable to envision a new reality for themselves. Sometimes it is because they only see what is familiar up ahead. They can benefit from new stimuli into areas and territories they have not explored before. Talking to a variety of people with various transition experiences can help provide this stimulation and inspiration towards a vision of an alternative future. It could also help them define the path that’s best for them.

Sit back! Realise your strength and capability and plan appropriate work which suit your passion and health. Prepare to sustain. Don't run after money.

I would take efforts to understand Age psychology on how each decade of life looks like. Based on that I would talk to counsellors locally and get info on how things have changed and how to adapt to it. Basically how to face a new change gracefully. Besides this talking to people around who have done it or thinking of it would help cope up better

El momento de la jubilación debería ser un hito en la carrera laboral de una persona, un momento de goce, por el camino recorrido y por lo que está por venir. Lamentablemente no siempre es así ya que la mayoría de nosotros no piensa en la jubilación cuando somos jóvenes. La planificación es muy importante, esperar al último momento no es lo más aconsejable porque puede perjudicarnos y mucho, desde lo emocional, lo financiero y por la nueva manera de abordar el tiempo disponible. Para mí es fundamental que desde las áreas de RSE de las compañías se brinde un beneficio de prepapar a las personas en ese nuevo camino. Pero mucho depende de nosotros, es un buen ejercicio hacer todo lo que esté a nuestro alcance en el presente.

Retirement Challenges: Not being needed: Suddenly there are no crises to solve at work, and almost no one comes asking for directions. Loss of Identity: Since work forms such a large part of our identity, without it, we feel like "nobody." Transition: Change is known to be the biggest stressor; even positive life changes like marriage and having a baby can be sources of tremendous stress as we are suddenly in unknown territory. Boredom: Initially, not having to wake up every morning and rush to work can be a great relief, "The trouble with retirement is that you never get a day off." Regret: When one tends to look back over life and think about the unfulfilled dreams and ambitions.

Financial planning is absolutely critical in maintaining a desired quality of life. Understand your key financial requirements, and try lay a plan of action in advance of actual retirement: Seek professional assistance where applicable!

It's quite an eye opener really, I downloaded CSV files via internet banking to look at my outgoings over the prior year, which I saw as a typical year which I'd enjoyed, added up the sum of the outgoings which I categorised into things like bills, holidays, etc, and to be honest, the amount I thought I needed was far higher than the amount I actually needed, and the stress of not earning reduced.

Learning how to keep your retirement nest egg safe/secure while potentially getting double digit returns and lifetime income is the next step. You DO NOT want to have significant loses while in retirement. If you’re looking for some guidance I am here to help.

When transitioning from late career to retirement, you need to do the following 1. Financial Plan You need to have a solid financial plan in place. Your financial advisor will help you to review your retirement savings investments and expenses. Incase there's no plan, they will support you to have a plan and guide you through the process. 2. Health care plan It's important to have a solid health care plan as you age. Ensure you understand your health care plan and how to go about it. 3. Lifestyle plan It's also very important for you to think about how you will spend your time in retirement. This includes your hobbies, volunteering opportunities and social connections.

Transition is a mental and emotional state. Without this, change is like a simple re-arrangement of your pieces on a board but without a fundamental shift in mindset or strategy. I would urge a reflection which includes discernment of (a) what would you be willing to let go of (this can be a promotion, a title, a salary, a big project, being willing to say no to something), (b) what will you gain from a transition? This is to surface pull factors as well. Finally, I would urge experimentation: what small step could one do tomorrow to let go of something so one would realize potential gains from transition (eg saying no to another high profile project or a relocation if that means protecting weekends and time with the family).

Towards fag end of the career , staring at a potential retirement, without emotional readiness, could certainly disrupt your physical and emotional routines. As a minimum, try to have a to-do-list beforehand with a tentative timeline. include Health and wellness routines as a part of your daily chores. A bit of risk appetite could spice up your retirement. Get into a bit of trading or share market participation within a reasonable limit. Have a bucket list of places to visit for a year or two and plan for your travels . Keep the list evergreen Enroll into a club ( golf club etc.) and try practicing a desire which was not possible while you were working all these years. Keep some quality time for you and believe you deserve it .

That was the biggest learning point for me, I went from a huge sense of feeling needed, filling up my day helping others, and then I fell off the cliff, no work, no plans, lot's of time. I really needed to transition to that state gradually, dropping days/hours over time, and have plans regarding the "what next", because feeling unwanted made me feel worthless. And that's what I did, rather than struggle I admitted my mistake, continued working but part time, and started filling up my new spare time with new things, nothing to do with money or career, which made me feel I was still making a contribution.

One thing that I find helps is to start planning before your change occurs. This does not mean that you are locked into a particular course of action. It does mean that you are realistically acknowledging the impact of the upcoming role change in your life. Often our career identity is focused on achieving and "becoming" while our post career is often more about "being". By facing the change before it happens, you can free your mind to consider options based on your unique sense of yourself. Of course, that self-discovery will be continuing into your post-career life, but you will have gotten a good start on working your emotional needs into your plans.

When considering the transition from late career to early retirement there are a few key questions to consider for emotional readiness: 1. What are meaningful ways I'd like to spend my days? At every stage of life we thrive with good rhythms and routines. 2. Who are the people I can turn to day to day to feel seen and known? Deep and vulnerable relationships will be a buffer in a time of significant change, and leads to greater life satisfaction. 3. What's next for me? Moving into retirement with purposeful plans and people to pour into will contribute to positive shifts in identity. 4. How will I take care of my body? Physical well-being impacts emotional well-being for overall health and wellness in later life. Pouring out, fills us up!

At this stage, I think it would be useful to get the coachee to reflect and re-assess their values and purpose - what are they looking for at this stage in their lives? Why? It is important to anchor lifestyle changes (which often have to do with finances) into another possible pull factor for changes to stick — what is one working towards? Why is this important to them? This is to help them determine their own WHY and motivation for making those changes. What lifestyle “perks” does one have currently have that one can let go of, in order to gain more alignment with one’s values, purpose and goals for this stage in their lives?

Time is a luxury and it's one you have been rewarded with in retirement - keep a positive outlook and utilize the time to build a fulfilling lifestyle. Coaches and mentors can help you learn new skills that you always wanted to have.

Los trabajos y las personas conductuan a todos, nos moldeamos a eso que se vive a diario en una labor o grupo de trabajo y pasar de una sana constunbre laboral a un estado inclusive a veces de incertidumbre por lo que puede venir en un futuro cercano obliga a que pensemos en que hacer con los nuevos espacios y personas con las que estaremos a diario. Para quienes fuimos oficiales del orden para un país y que dedicamos la mayoría del Tiempo a esa sagrada labor de servir quizás en algunos casos descuidamos el entorno más cercano (familia, hogar) de allí que sea fundamental primero entender cuál es el estilo de vida de quienes nos recibirán a diario en sus vidas y hogares. No podemos seguir siendo iguales a cuando estábamos en el rol laboral.

Muchas personas optan por incorporarse a grupos solidarios donde aportan a la comunidad y ahi reencuentran el sentido de su vida, el cual en esta etapa tambalea de alguna manera, a pesar de todo lo que se pueda haber logrado en todos los años profesionales.

Transitioning from late career to retirement can be daunting, but as a mindset and financial coach, I'm here to guide you. We'll anticipate lifestyle changes and plan accordingly. I'll help you rethink your routine, social life, and leisure activities, ensuring a fulfilling retirement.

I agree with the mportance of a coach or mentor in this process, because some many people lose the sense of live when they retired, they feel unuseful for the society, and that's why they get sick and even died. Companies must to suport workers previusly, in order to give them tools that help them in that process.

Health is very important. We have to study the impact of the environment on our health. I propose to integrate it with the geobiology

Not saying I master at all these, but in theory I would say prioritizing a more healthy lifestyle (mindfulness, physical activity, eating habits, avoiding smoking/drinking/drugs) I believe could lead to better outcomes in late career/retirement. With all that in mind, I think adapting life into one that makes all these objectives easier to attain is a good move (e.g. moving to a smaller city/town, living near the beach, closer to friends/family etc).

As a coach and mentor I can remind you to maintain physical and mental well-being. I'll encourage a health routine including exercise, nutrition, and medical check-ups, and help manage any age-related health changes for a fulfilling retirement.

Here are some questions to consider in legacy planning: - What does legacy mean to you? - What does this transition mean for you? - How do you want people to remember you? - What would your 90-year old self say you've accomplished?

Celebrities and athletes use legacy planning to cement their brands for the future. Working with diverse clients in my coaching practice, I value the importance of a formal leadership development program that includes mentorship, training, and exposure to fostering diversity and inclusion to create an enduring advantage.

Legacy is important - how would you like to be remembered. Find ways to maximize your impact - whether its setting up a scholarship fund or mentoring younger leaders. Look to the needs of the future and find gaps that need filling.

Engaging in an NGO or club that does good to others seems like a good option in feeling better oneself. Also, becoming a boardmember or coach or mentor can also make one's capabilities clearer and help you face a later stage in your career.

Setting up multiple revenue streams that become self-sustaining and bring in annuity revenues is key to financial independence

3 tips to navigate this transition smoothly: 1. Financial Freedom Check: Review your finances. Do you have enough saved to cover your desired retirement lifestyle? 2. Explore Health Coverage Options: Research post-retirement health insurance options. Will you be covered by Medicare, or will you need to explore supplemental plans? 3. Hobbies & Passions: What excites you outside of work? Dust off old hobbies or explore new interests you never had time for. Plan activities that bring you joy and fulfillment.

Ensuring a seamless shift into retirement: Plan beforehand: Having a clear plan gives one a sense of control over knowing what to expect. Eg. investing in stocks, taking up a hobby, traveling, taking up a new project, or even starting a small business. Identity: Although work forms a large part of who we are, work is not the only thing that defines us; it's not the sum total of who we can be. Contribute: The sad truth is that one feels respected as long as one contributes in some way or another. So, contribute to your family, to the neighbourhood, and perhaps to society. Acceptance: Unachieved goals tend to make us feel despair, while if we think of ourselves as having led happy and productive lives, we feel content.

Mi recomendación a partir de mi experiencia y haciendo un énfasis en quienes dedicamos mucho tiempo de la vida al servicio de los demás (como ex oficial de Policía por + de 28años) serían las Sgtes: 1- recibe o solicita asesoría psicológica el salir de un trabajo a la jubilación es una especie de duelo personal 2- fíjate unas metas pequeñas inicialmente pero ojo No para ti solo, incluye el Nuevo grupo de personas con quien estarás a diario. (Eso te dará un propósito) 3- Antes de chocar con tu entorno cercano trata de comprender las dinámicas ya existentes en ese lugar y en cada persona 4- Jamas olvides que mientras tú vivías tu vida las de los demás incluidos tu seres queridos igual continuaron con la suya.

Seek advice from veterans and implement them in your daily life! As the saying goes, " There is never the wrong time to do the right thing", So, whether you are early or late, it doesn't matter, what matters the most, is your positive attitude, your outlook, your enthusiasm, your zeal for hard-work, and eagerness to learn, and gather knowledge, until your last breath.....!

First, I should try to replace coffee with a hot cup of tea. Second , it will be the time when I can write books, do some editing and spend time in the company of my beloved Frederick Chopin. Of course, I will achieve these things after I have secured my finances, health insurance and the help of my loved ones. Of course, the word "retirement" will never sink in. Because when one cycle ends, another one opens.