Liubovi

Liubovi thanks Kiva lenders for the previous loan that helped her to install a home heating system. Due to that loan, she was able to ensure a warmer house for her children and grandchildren.

Liubovi is retired but still works as a postwoman. At home, she has a spacious and beautiful garden where she grows vegetables and fruits. She loves her house and garden very much and likes to sped time around nature. Her husband passed away a long time ago and it is very difficult for her to manage the household on her own. She has two sons who have grown up and live separately. They help their mother with what they can.

All her life, Liubovi has worked hard to raise her children decently and provide them with everything they need. This has been her main motto. Together with her husband, she managed to build her own home, where they lovingly raised their children. Now, she decided to build a bathroom, as the old one was in a deplorable state. But not having enough money, she decided to apply for a new loan from Kiva. As a result, Liubovi will be able to lead a healthy and more decent life.