Big fixes, big discounts

WEBVTT REPORTER: REPLACING THE ROOF CAN BE ONE OF THE MOST EXPENSIVE HOUSE REPAIRS. THIS ONE ESTIMATED AT ABOUT $30,000. >> IT’S A SIGNIFICANT UPFRONT COST REPORTER: THE CONTRACTOR BRENDAN ROGERS SAYS A SOUND ROOF PREVENTS EVEN MORE EXPENSIVE ISSUES LIKE ROT AND STRUCTURAL DAMAGE THAT CAN BE CAUSED BY WATER LEAKS, AND INSURANCE COMPANIES KNOW THAT. >> A BETTER ROOF WILL REDUCE THE INSURANCE CLAIMS DRASTICALLY. REPORTER: THAT IS WHY REPLACING AN OLD ROOF CAN REALLY PAY OFF IN HOME INSURANCE DISCOUNTS RANGING FROM 5% TO A WHOPPING 35% DEPENDING ON WHERE YOU LIVE, WHAT KIND OF ROOFING MATERIALS YOU CHOOSE, AND YOUR INSURANCE COMPANY. >> NO SURPRISE, INSURANCE COMPANIES ARE LOOKING FOR UPGRADES THAT WILL IMPROVE SAFETY AND SECURITY. SO, IT’S WORTH CONSIDERING A HOME SECURITY SYSTEM, YOU MIGHT SAVE ON PREMIUMS. REPORTER: DISCOUNTS MAY BE MORE LIKELY TO BE OFFERED FOR HOME SECURITY SYSTEMS THAT ARE CONNECTED TO AN OUTSIDE MONITORING SERVICE. >> ANY TYPE OF ACCIDENTAL MISUSE OF AN OUTLET, THESE WILL TRIP. REPORTER: UPGRADING YOUR ELECTRICAL SYSTEM TO SAFER STANDARDS IS NOT GLAMOROUS, BUT IT’S ALSO A DEFINITE PLUS WITH INSURANCE COMPANIE >> WE FOUND ONE COMPANY THAT WOULD GIVE UP TO 8% OFF YOUR PREMIUM IF YOU UPGRADED YOUR ELECTRICAL AND PLUMBING. REPORTER: ADD IN A STATIONARY GENERATOR TO KEEP EVERYTHING HUMMING IN A POWER OUTAGE AND YOU MIGHT ALSO GET A DISCOUN LAURANN ROBINSON, KETV NEWSWATCH JULIE: AND DON’T FORGET SIMPLE THINGS, LIKE SMOKE DETECTORS. CERTAIN ONES COULD GET YOU A 22 TO 66% INSURANCE DISCOUNT BY INSTALLING THEM. DAVID: BEST ADVICE, CHECK WITH YOUR INSURANCE COMPANY TO SEE WHAT SAVINGS THEY