How to Afford the Home of Your Dreams

Buying a home will likely be the biggest purchase of your lifetime (and the most complicated one, too). House Beautiful interviewed a range of experts to demystify the process for all prospective homebuyers.

Learn the Actual Costs of Buying a House

From down payments to closing costs

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how much down payment do you need to buy a house

Calculate How Much Money You Need for a Down Payment

Hint: 20% is NOT the minimum

Find Out How to Get a Mortgage Loan

Negotiate, negotiate, negotiate

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the 5 most popular types of home buying loans

Choose From the Most Popular Mortgage Loans

From fixed rates to FHAs

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5 hidden costs of home buying to know about

Prep for the 5 Hidden Costs of Home Buying

Including how much to set aside for home maintenance

what’s a home appraisal and how does it work

Plan for the Home Appraisal

Plus just how much one costs

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the biggest cities where you can get the most value for a house

Choose a City With High-Value Homes

Think affordable yet practical

what's refinancing and when should you do it

Know When to Refinance Your House

Better interest rates, here you come