BMO Bank Promotions
BMO Bank is currently offering eleven promotions. Read our in-depth review of BMO Bank to see why BMO Bank scored 3.5 stars out of 5. We like their free checking with estatements, large atm network, and good financial tools.
BMO Smart Advantage Checking - $350 Cash Bonus
Get a $350 cash bonus when you open a new Smart Money Checking or Smart Advantage Checking account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.
BMO Smart Money Checking - $350 Cash Bonus
Get a $350 cash bonus when you open a new Smart Money Checking or Smart Advantage Checking account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.
BMO Relationship Checking - $500 Cash Bonus
Get a $500 cash bonus when you open a new Relationship Checking account and have a cumulative total of $7,500 in qualifying direct deposits within 90 days of opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.
Savings Account - Up to $60 Bonus
Open a new Statement Savings account. Earn $5 every month when you save $200 or more per month. Your account is only eligible for 12 consecutive months beginning with the month your account is opened. See terms and conditions for more information.
BMO Alto Online Savings Account - 5.10% APY
- No fees
- $0 minimum opening deposit
- No minimum balance requirements
- Unlimited transfers and withdrawals
BMO Relationship Checking
- Up to $25 rebated per statement period on ATM surcharge fees charged by other banks
- $25 monthly fee may be waived if you meet any of the following requirements: minimum daily ledger balance of $10,000 or more for the previous calendar month, monthly combined balance of $25,000 for the previous calendar month, if you have a BMO Investment Services (BIS) account, or if you are a Best of BMO US client.
BMO Smart Advantage Checking
- No minimum balance required
- Fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide
- No monthly fees with paperless statements
BMO Smart Money Checking
- No minimum balance required
- Fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide
- $5 monthly maintenance fee ($0 if you're under 25 years old)
Elite Business Money Market
- 1.00% APY
- $100 minimum opening deposit
- $15 monthly maintenance fee or $0 with an Average Collected Balance of $5,000 or more per statement period
Business Checking Account - $750 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a branch. Account balance must be $25,000 or more on the 30th day after account opening. Balance in the account must be $25,000 or more from the 31st to the 90th day after opening the account.
Business Checking Account - $300 Bonus
Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account online or at a branch. Account balance must be $4,000 or more on the 30th day after account opening. Balance in the account must be $4,000 or more from the 31st to the 90th day after opening the account.
| Yesterday | BMO Smart Advantage Checking - $350 Cash Bonus selected by a visitor from Arkansas |
| 1 days ago | Savings Account - Up to $60 Bonus selected by a visitor from New York |
| 1 days ago | BMO Relationship Checking - $500 Cash Bonus selected by a visitor from California |
| 2 days ago | BMO Alto Online Savings Account - 5.10% APY selected by a visitor from Indiana |
| 16 days ago | Business Checking Account - $750 Bonus selected by a visitor from Pennsylvania |
Compare Promotions
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
High-Yield Savings Premier - 5.31% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
Money Market Deposit Account - 5.25% APY
- No fees
- $1 minimum deposit to open
- 24/7 online access to funds
- Federally insured by NCUA
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 9/30/2024.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
BMO offers a variety of checking and savings accounts, including options with no monthly fee.
BMO Promotions
BMO Bank frequently offers cash bonuses for new banking customers when you meet certain criteria. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.
You can open an account online in just minutes to take advantage of the bonus deal.
BMO Personal Checking Accounts
BMO offers 3 checking account options, including a free account:
- Smart Advantage Checking: This is the most popular checking account. It has $0 monthly service fee and no minimum balance requirement. The minimum opening deposit is $25.
- Smart Money Checking: This account has no overdraft or NSF fees - you can only spend what you have. It has a $5 monthly maintenance fee that's waived for those under age 25. The minimum opening deposit is $25.
- Relationship Checking: This premium tier account gives you extra benefits the more you have on deposit. You can waive the $25 monthly fee by having a daily ledger balance of $10,000 for the previous calendar month, OR having a monthly combined balance of $25,000 for the previous calendar month.
Checking Account Features
All BMO checking accounts have these features:
- Access to 40,000+ ATMs: Besides the 1,300 BMO ATMs, you also get free access to Allpoint ATMs throughout the nation.
- Digital banking: Bank from anywhere with remote check deposits, online bill pay, free external transfers, and Zelle.
- Mobile Cash: You can leave the wallet at home and withdraw cash from ATMs with just your smartphone.
- BMO Total Look: Link all your financial accounts (even the ones not with BMO) so you can manage everything in one place.
- Budgeting: Create a personalized budget and keep track of your spending.
- Team fan perks: Fan of the Bulls, Blackhawks, or Bucks? Show your pride with a custom debit card. Save 15-20% on team merchandise at certain places.
Get the Most Out of Your BMO Accounts
- Savings Builder: Their Savings Building account offers a great bonus. For every month that you save at least $200, BMO will give you a $5 bonus, for the first year. Over a year, you can get $60 added to your savings fund. This account has no monthly service fee.
- Relationship benefits: If you can keep at least $10,000 balance, you can open the Relationship Checking. You'll get extra benefits like ATM fee rebates, interest on checking balance, credit card bonuses, lending discounts and more. The bigger your balance, the more rewards you get.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Highlights
0.01% APY. $5 reward every month you save $200 or more, for the first year.
0.05% - 4.90% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
Smart Advantage, Smart Money, Relationship
1.00% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance.
40,000+ BMO and Allpoint ATMs
Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm
0.05% - 2.00% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit
IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee
981 branches
- Pricing information from published website as of 07/11/2024 based on 60603 zip code.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
| | |
| Visit Site | Visit Site | |
BMO Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. $5 reward every month you save $200 or more, for the first year. |
|
| CD | 0.05% - 4.90% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Smart Advantage, Smart Money, Relationship |
|
| Money Market | 1.00% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance. | |
| Mobile App | ||
| ATMs | ||
| Customer Service | Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm | Automated service available 24 hours a day, 7 days a week |
| IRA CD | 0.05% - 2.00% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit | |
| IRA Money Market | IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee | |
| Locations | ||
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. BMO Bank: Pricing information from published website as of 07/11/2024 based on 60603 zip code. Chase: Pricing information and data points from published website as of 07/15/2024. | ||
More Deals to Save Money at BMO Bank
BMO Alto 6-Month CD - 5.10% APY
BMO Alto 12-Month CD - 5.05% APY
13-Month CD - 4.75% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
BMO Alto 60-Month CD - 4.75% APY
BMO Alto 48-Month CD - 4.70% APY
BMO Alto 36-Month CD - 4.60% APY
25-Month CD - 4.40% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
35-Month CD - 4.30% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
45-Month CD - 4.30% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
59-Month CD - 4.30% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
12-Month CD - 2.00% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
18-Month CD - 1.70% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
24-Month CD - 1.50% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
30-Month CD - 1.40% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
36-Month CD - 1.35% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
48-Month CD - 1.35% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
60-Month CD - 1.35% APY
APY is for ZIP code 60603, and for a minimum balance of $1,000. APY may differ depending on location and minimum balance.
BMO Alto Online Certificates of Deposit
| Term | APY |
|---|---|
| 6-Month | 5.10% |
| 12-Month | 5.05% |
| 24-Month | 4.65% |
| 36-Month | 4.60% |
| 48-Month | 4.70% |
| 60-Month | 4.70% |
Standard CD
| Term | APY |
|---|---|
| 3-Month | 0.05% |
| 6-Month | 0.05% |
| 9-Month | 0.05% |
| 12-Month | 2.00% |
| 18-Month | 1.70% |
| 24-Month | 1.50% |
| 30-Month | 1.40% |
| 36-Month | 1.35% |
| 48-Month | 1.35% |
| 60-Month | 1.35% |
BMO Bank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- Open a new eligible Business Advantage checking account by December 31, 2024. This is an online only offer for new eligible business checking customers only
- Deposit $5,000 or more in New Money* directly into your new eligible Bank of America Business Advantage Banking account within thirty (30) calendar days of account opening
- Maintain an average balance of $5,000 or more in that new Business Advantage Banking account during the Maintenance Period**.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
**The Maintenance Period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC
Silver Business Checking Package - Up to $800 Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 16, 2024. Member FDIC. Complete these steps to earn the offer:
Earn your $300.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Earn your $800.
- Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
CIT Bank Platinum Savings - 5.00% APY
- 5.00% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Articles on BMO Bank
BMO Bank Review
BMO Routing Number
Is BMO an Ethical Bank
BMO Relationship Minimum Balance
Is BMO a Good Bank
Is BMO a Safe Bank
What is BMO Bank
BMO Smart Money vs Smart Advantage
Is BMO a Real Bank
Recent Mentions
Largest Banks in the US
Best Free Checking Accounts
More Bank Promotions
Chase Coupon
Bank of America Promotions
Capital One 360 Promo Code
Wells Fargo Promotions
PNC Bank Promotions
