Ally Bank Promotions

Read our in-depth review of Ally Bank to see why Ally Bank scored 4.4 stars out of 5. We like their cd options, no account minimums, and good customer service.

If you're looking for bank promotions, you must check out these offers.

4.20%

Online Savings Account - 4.20% APY

Learn More

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

4.20%

Money Market - 4.20% APY

Get Deal

4.20% APY
Unlimited deposits and ATM withdrawals, and up to 10 additional transactions
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
$0 monthly fee
FDIC insured
Daily compounding interest

Interest Checking

0.10% APY for daily balances less than $15,000
0.25% APY for daily balance over $15,000
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
No fees to open or maintain account
FDIC insured
Daily compounding interest

Learn More

Term CDs

Up to 4.85% APY
$0 Minimum Opening Deposit
Up to 5 years
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

Get Deal

Compare CD Promotions:

No Penalty CD

Withdraw full balance and interest after 6 days of CD funding date without penalty
4.00% APY
11-month term
No monthly maintenance fee
FDIC insured
Daily compounding interest

Get Deal

Raise Your Rate CDs

3.75% APY
2 or 4-Year Terms
Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
$0 minimum opening deposit
$0 monthly maintenance fee
FDIC insured
Daily compounding interest

Get Deal

4.25%

18-Month CD - 4.25% APY

Get Deal

4.85%

9-Month CD - 4.85% APY

Get Deal

4.85%

IRA High Yield CD - Up to 4.85% APY

CD Term	APY
3 Months	3.00%
6 Months	4.75%
9 Months	4.85%
12 Months	4.50%
18 Months	4.25%
3 Years	4.00%
5 Years	3.90%

Get Deal

4.75%

6-Month CD - 4.75% APY

Get Deal

4.50%

1-Year CD - 4.50% APY

Get Deal

4.00%

3-Year CD - 4.00% APY

Get Deal

3.90%

5-Year CD - 3.90% APY

Get Deal

3.00%

3-Month CD - 3.00% APY

Get Deal

High Yield CDs

CD Term	APY
3 Months	3.00%
6 Months	4.75%
9 Months	4.85%
12 Months	4.50%
18 Months	4.25%
3 Years	4.00%
5 Years	3.90%

Get Deal

Compare Promotions

High-Yield Savings Premier - 5.31% APY

Learn More

No account activity or maintenance fees
$500 minimum opening deposit
FDIC insured

5.31% annual percentage yield (APY) is accurate as of 7/11/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Learn More

Expires 9/26/2024

Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through September 26, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

Enroll in online banking or the U.S. Bank Mobile App
Make two or more direct deposit(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Get Deal

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Money Market Deposit Account - 5.25% APY

Get Deal

No fees
$1 minimum deposit to open
24/7 online access to funds
Federally insured by NCUA

3-Month No-Penalty CD - 5.18% APY

Get Deal

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Ally Bank Trending Offers

Yesterday	Online Savings Account - 4.20% APY selected by a visitor from Florida
6 days ago	Interest Checking selected by a visitor from Illinois
8 days ago	1-Year CD - 4.50% APY selected by a visitor from Georgia
16 days ago	Term CDs selected by a visitor from Idaho
18 days ago	Money Market - 4.20% APY selected by a visitor from Washington

Ally Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$200

Personal Checking Account - $200 Bonus

Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits of at least $1,500 within 90 days of account opening.

Go to Ally Bank Website

Expired 10/12/2023

$500

Online Savings Account - Up to $500 Bonus

Open a new account using offer code GETPAID. Fund the account with at least $1,000 by 11/4/2022. Keep the money in the account through 1/15/2023. Earn 1% on the balance in the savings account, up to $500.

Go to Ally Bank Website

Expired 10/26/2022

Ally Bank Payback: Earn Up to $1,000

Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.

Go to Ally Bank Website

Expired 10/21/2018

In-Depth Review

Highlights

Savings
4.20% APY

Compare: Ally Bank vs Discover Bank

CD
3.00% to 4.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%

Read: TFCU CD Rates

Compare: Ally Bank vs Marcus

Checking
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000

Read: Best Free Checking Accounts

Compare: Ally Bank vs Chase

Money Market
4.20% APY

Compare: Ally Bank vs CIT Bank

Mobile App
iOS & Android

Compare: Ally Bank vs goHenry

ATMs
43,000+ no-fee Allpoint ATMs

Compare: Ally Bank vs Axos Bank

Customer Service
24/7

Locations
Online only

Pricing information from published website as of 05/14/2024.

	Ally Bank	Chime
	Benefits and Features
Savings	4.20% APY	2.00% Annual Percentage Yield (APY).
CD	3.00% to 4.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee		$0
Money Market	4.20% APY
Minimum Deposit to Open		$0
Mobile App	iOS & Android	iOS & Android
ATMs	43,000+ no-fee Allpoint ATMs	Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service	24/7	24/7
Locations	Online only	Online only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 05/14/2024. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Ally Bank Alternatives

Member FDIC

Discover® Online Savings - $150 Cash Bonus

Get Deal

Expires 9/12/2024

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account

Expires 10/16/2024

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Learn More

Expires 9/30/2024

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 9/30/2024.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
Bank of America, N.A. Member FDIC.

Member FDIC

CIT Bank Platinum Savings - 5.00% APY

Learn More

5.00% APY with a balance of $5,000 or more
0.25% APY with a balance of less than $5,000
$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Expires in 5 days

Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Articles on Ally Bank

Ally Bank Review

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings Review

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Savings vs Money Market

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Recent Mentions

Best Savings Accounts for College Students

Want to think ahead? Start preparing for your future using these student-friendly savings accounts with high APYs and no fees.

Largest Banks in the US

A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?

Banks With Free Checking and No Minimum Balance

Discover top banks for free checking accounts with no minimum balance requirement. Open your account with $0 deposit.

Best Free Checking Accounts

Want to dodge hefty banking fees? Learn about the best free checking accounts in this detailed guide. No hidden charges or high balances needed.

Best High Yield Savings Accounts

Make your money work harder for you in a high-yield savings account. Here are the top savings accounts to grow your money.

Best Money Market Rates

Good money market accounts offer high interest rates with more flexibility. Here are the safest money market accounts to earn the most interest.

Best Investment Apps

There are a ton of investing apps to help you get started. But which ones will fit your investing style? Read on to find out.

Best Online Bank

Online banks are convenient, pay higher interest rates, and have less fees. Find out which accounts are best (#1 surprised us).

How to Choose a Bank: Beginner's Guide

Can't decide what bank to use? Here are tips for choosing a new bank that's right for your needs.

How to Invest $100k

Investing large sums of money in a savings account or CD? That mistake may be costing you. Find better ways to invest $100K and increase your profits.

Ally Invest

Ally Invest offers some of the lowest fees among online brokerages. It has a wide product variety, a great trading platform, and great research tools. Before you go with Ally, though, find out how Ally Invest works to find out if it's the best discount broker for you.