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Process Overview

Get prequalified rates

Select an offer

Finish with lender

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Check rates from Universal Credit & 16 other lenders

How Credible Works

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It’s free to check rates

Check rates on Credible for free, without getting spam or unwanted phone calls. Your data is secured with TLS encryption.

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Shop multiple lenders

No need to visit each lender individually. Fill out one 3-minute form to check prequalified rates from all our lenders at once.

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Unbiased and transparent

We don’t get paid to rank products higher, and we don’t hide fees. Know your exact cost breakdown before selecting a lender.

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