In everything we do, we seek to protect our data and information. We know that’s how it is for you too. Your personal data (“Data”) are valuable assets that must be preserved. That’s why you need to know exactly how it can be used. That’s why we have created this Privacy Policy (“Policy”). Here we list which Data we can get from you and how we may use it. This Policy applies to the Product Valor International
Which Data we collect about you
● Browsing data
We collect your Data when you (i) use our Services; (ii) fill out forms, make comments, participate in promotions, voting, online events, search and other interactions on our Services; and (iii) access our Services through your computer, cell phone and/or other access device. Data collected from your access to the Services includes: your approximate location (latitude and longitude); your IP address; information from your access device (such as unit identifier, advertising identifier, name and type of operating system); information from your internet connection; type of your browser and the pages and content you access on our Services. In addition, when you interact with certain Services, we can request access to your photo gallery, social media photos, camera and microphone of your access device, as well as your contact list. In such situations, you will always be asked for your prior authorization for the collection of said Data.
● Data obtained from third parties
We collect Data about you from publicly available sources, service providers and partners who provide us with your Data in accordance with applicable law.
● Anonymized data
In addition to treating the Data in accordance with this Policy, we also collect and treat your data anonymously, that is, in such a way that you are not personally identified.
How we use your Data
We use your Data to:
(i) Provide Services to you to:
● Comply with the terms and conditions of this Policy, the Terms of Use and the subscription contracts (as applicable);
● Deliver content;
● Process the payment, in case you hire a Paid service;
● Confirm and complete your Data according to the relationship established with you;
● Send confirmations and fulfill your requests, in the case of paid services.
(ii) We communicate with you to:
● Respond when you contact Valor Econômico, according to the relationship established with you;
● Carry out surveys in order to test, solve problems, improve or evaluate our Services;
● Communicate about events, promotions and/or announcements conducted by us and/or Related Companies (as defined in the section “With whom we share your Data” below) and/or by our partners and advertisers, in your email account, by text message, message application, phone call (including telemarketing) and instant notification (push);
● Inform about changes in our terms, services or policies (including this Policy); and
● Offer new Services to you, through your email account, by text message, message application, phone call (including telemarketing) and instant notification (push), including those for which you have initiated but not yet terminated your subscription.
(iii) Provide security and protect rights:
● Provide technical and operational support and ensure the security and functionality of the Services;
● Prevent illegal, fraudulent or suspicious activities,
● that may cause damage to Valor Econômico or to third parties;
● Prevent technical or security problems;
● Protect our rights and properties, including from invasion and hacking; and
● Protect the property rights of third parties that use our Services.
(iv) Personalize your experience:
● Select and customize ads for you, inside or outside the Services;
● Customize the content and advertising that we show on our Services;
● Making inferences about content and topics that may be of your interest;
● Identify and recommend content, products and services by Valor Econômico and Related Companies that may be of interest to you; and
● Create a profile about you, customizing your experience in our Services and Related Companies services.
(v) Improve, analyze Services and develop new products and services:
● Develop, evaluate performance, test and improve Services, as well as new content and services;
● Carry out research, analysis and innovation activities related to the performance and improvement of our Services, or those of Related Companies, or those of our partners and sponsors;
● Support advertisers and partners in evaluating the effectiveness and reach of ads and also to understand the profiles of people who access such ads;
● Monitor activities and usage trends;
● Measure Service interactions and audience;
● Develop machine learning; and
● Recognize and track their navigation.
(vi) Comply with our legal and regulatory obligations:
● Comply with legal, judicial and administrative determinations and letters from competent authorities; and
● Take or file for legal, judicial and administrative measures to defend our rights and the rights of others, including in any judicial or administrative proceeding.
(vii) To promote social welfare:
● Carry out, support and encourage research, social projects and initiatives related to general social welfare, citizenship, health, education and culture.
(viii) Use data obtained from third parties:
● Use the Data for the same purposes allowed by law to the third party that shared its data with Valor Econômico, as well as under the terms of this Policy
With whom we share your Data
Valor Econômico uses services and technologies from reliable third parties that follow acceptable security standards and are subject to the obligation of confidentiality. Your Data will be shared with the third party categories (below) (together, “Partners”) always in accordance with this Policy, the Terms of Use of the respective Service (if any), the applicable legislation and for the purposes set forth below.
Sponsors and Advertisers.
For the purpose of complying with the requirements of commercial actions, promotions or contests sponsored by other companies or through partnerships with Valor Econômico, provided that you have agreed to participate in such actions or promotions and contests.
Research companies.
In order to offer a service more adequate to your profile, we and/or our research partners will contact you to conduct surveys in order to test, solve problems or evaluate our Services
Related companies.
To (i) identify Related Companies’ products and services that may be of your interest; (ii) create a more personalized profile about you with the purpose of helping to personalize your experience in Related Companies’ services; (iii) offer advertising based on your interests; (iv) conduct research and analysis to help improve Related Companies’ services (for example, recommending programs that may be of your interest); and (v) communicate commercial actions, promotions or contests conducted by Related Companies and/or Valor Econômico in partnership with Related Companies. Related Companies are all companies that are or may come to be controlled, controlling, affiliated or under the common control of Organizações Globo e Participações S.A., to which Valor Econômico belongs.
Information Technology Service Providers.
To (i) provide cloud services for our platform; (ii) host the Services and content; and (iii) provide technical and operational support for the Services. In these circumstances, your Data will be stored and processed on third-party platforms, which may be located in Brazil or abroad.
Technical Support Service Provider.
For third parties that provide us with technical support services to provide assistance to users or subscribers. In these circumstances, your Data will be processed by such third parties.
Marketing Services Providers.
In order to offer advertisement relevant to your profile, email marketing, telemarketing, SMS, instant notification (push), we count on services from third parties.
Financial institutions, payment providers, payment gateways and credit card Companies.
To process the payment in case you hire a Paid Service, we will share your credit card number, bank details, billing details and contact information with financial institutions, payment providers, payment gateways and credit card companies.
Data and Credit Analysis Partners.
To confirm and complete your Data, we will cross-check the Data you provide with those you have shared with Data Analysis companies, including credit ones.
Government authorities.
To (i) comply with legal, judicial and administrative determinations and also to comply with orders from competent authorities and (ii) take or file for legal, judicial and administrative action to defend our rights under this Policy and the Terms of Use, including in any legal or administrative proceeding. Government Authorities means police authorities, public entities and/or other governmental organizations.
Security and fraud prevention entities.
To (i) fulfill a contractual obligation; (ii) exercise the terms and conditions of this Policy and/or the Terms of Use and/or subscription contracts to which you have agreed; (iii) prevent illegal, fraudulent or suspicious activities; (iv) prevent technical or security problems; and (v) report violations and/or protect our rights and properties.
Measurement Partners.
To perform audience analysis, scope and relevance and measurement report of the Services.
Partners and buyers of new companies and/or assets.
For sale of Valor Econômico businesses, assets or equity interests, or constitution of new companies and investments.
Business partners.
To (i) improve our Services; (ii) expand our business; and (iii) develop new business, including business involving the provision of services to third parties of data complementation, in order to facilitate your registration and improve your experience in products and services of partners.
What are cookies and what is their usefulness
Cookies are small text files sent and stored on your computer. These small files are used to recognize, track and store your browsing as an Internet user.
What cookies are used for
The use of cookies to track and store information will enable Valor Econômico to offer a more personalized service, according to the characteristics and interests of its users, including the offer of specific content and advertising for each person, benefiting the user experience on the Internet. Cookies, in general, are used to:
● Provide differentiated services, remembering who you are and what your browsing habits are;
● Calculate the size of Valor Econômico’s audience;
● Measure certain browsing patterns, mapping which areas of the Services portals you have visited and your visiting habits as a whole. We use this information to verify the browsing routine of our users, and thus offer increasingly personalized content and/or services; and
● To facilitate and speed up the filling out of forms. The information contained in each user’s cookies can be used to previously fill out the data collection forms that exist on the Internet.
Below are the categories of cookies we use.
Usage category and Example
Strictly necessary
Necessary for the functioning of the site. They allow you to browse our sites and use the services and features (e.g. security cookies to authenticate users, prevent fraudulent use of login credentials and protect user data from unauthorized third parties).
Performance
These cookies typically collect information anonymously and allow you to determine information such as the number of visitors to a page, how visitors arrived at the website, and the pages accessed.
Functionality
Cookies in this category allow Valor Econômico to remember information about user behavior and preferences, such as a city of choice. The loss of information stored in a preference cookie can make the website experience less functional, but does not prevent it from working.
Advertising and targeting
Valor Econômico uses some cookies for the purpose of advertising. This is done to deliver ads and make advertising campaigns according to a certain audience. Through these it is possible to deliver ads according to your consumption profile on the website.
Use of third-party cookies
Technology providers may use their own cookies in the Services, with our authorization, to provide services to Valor Econômico. Such cookies will collect your Data on our properties for the purposes set orth in this policy.
How to change or block cookies
Most browsers are configured to automatically accept cookies. You can, however, change the settings to block cookies or alert you when a cookie is being sent to your device. There are several ways to manage cookies: you can create a general block for cookies, block cookies from a specific website, and even block third-party cookies from a website. Blocking all cookies will affect the operation of your experience, as it will not be possible to identify your preferences and recommend relevant content and advertising. Please refer to your browser instructions to learn more about adjusting or changing your settings, remembering that the desired setting must be replicated on all devices used to access the Services (such as computers, smartphones, tablets).
How Partners may collect Data about you from the Services
Partners may collect Data from the Services as follows:
Data collected by Partners on our properties.
We have Partners that include tags, pixels, cookies and other tracking tools on our properties. These technologies allow us to track your activities on our properties (such as measuring Service usage trends and activities), to provide you with the best experience of using our Services, or targeted advertising with appropriate exposure frequency, while always seeking to provide you with a unique and personalized experience.
Data collected by third parties on their own properties.
We have several partners, advertisers and/or sponsors who create and offer you goods and services, as well as sweepstakes, commercial actions and promotions through their own properties that are accessed from the Services. The Data that you provide when you visit and/or complete transactions on these third-party websites are requested and obtained by these partners, advertisers and/or sponsors, thus being subject to their own data processing practices. For information on the data processing standards of these partners, advertisers and/or sponsors, we recommend that you consult the respective privacy policies on the partner, advertiser and/or sponsor’s own website.
Where we store, process and transfer your Data
You agree that your Data may be transferred, stored and processed in Brazil or abroad Valor Econômico or Partners, in accordance with this Policy. Wherever your Data is transferred, stored or handled by us or our Partners, please be aware that we will take technical and organizational security and confidentiality measures and protections to ensure an adequate level of data protection (see section “How we keep your Data safe” below).
How we keep your Data safe
Valor Econômico implements security controls to protect your Data. We adopt practices in line with technical and regulatory standards of the market for data security and privacy, with actions in technology and organizational processes. Our measures to preserve your Data against unauthorized access, use, alteration, disclosure or destruction include physical and logical protection of assets, encrypted communications, access management, adherence to secure software development and internal compliance policies that insert security into the life cycle of our Services.
All these controls are always reviewed to track and react to new threats on the Internet. Still, it is not possible to guarantee that our Services are completely inviolable. But rest assured: we have teams prepared to detect and respond promptly in case of any event or incident that compromises the security of your Data or of our Services.
How can we inform you about changes in the Policy
We are always improving our policy and the changes will be reflected on this page. So, before using one of our Services take a look here. You will always be notified about any change, whether it is through notice on the Services, by sending an e-mail, SMS, instant notification (push) or through other means. When we publish changes to the Policy, we will update the date on which the last change was published. Remember: By continuing to access the Services after such changes are effective, you agree to be bound by the new version of the Policy.
How to Contact Us
If you have any questions or concerns about our Policy or the treatment of your Data, please contact us by falecom@valor.com.br. This Policy is an ongoing process to protect and use your information in the most secure and ethical way. It’s totally designed for you. That’s why it is so important for us to include you, hear from you, know your impressions about what we talk about here.
Last changed in May 14 of 2021
Valor Econômico respects and protects your privacy
In everything we do, we seek to protect our data and information. We know that’s how it is for you too. Your personal data (“Data”) are valuable assets that must be preserved. That’s why you need to know exactly how it can be used. That’s why we have created this Privacy Policy (“Policy”).
Here we list which Data we can get from you and how we may use it.
This Policy applies to the Product Valor International.
Which Data we collect about you
● Browsing data
We collect your Data when you (i) use our Services; (ii) fill out forms, make comments, participate in promotions, voting, online events, search and other interactions on our Services; and (iii) access our Services through your computer, cell phone and/or other access device. Data collected from your access to the Services includes: your approximate location (latitude and longitude); your IP address; information from your access device (such as unit identifier, advertising identifier, name and type of operating system); information from your internet connection; type of your browser and the pages and content you access on our Services.
In addition, when you interact with certain Services, we can request access to your photo gallery, social media photos, camera and microphone of your access device, as well as your contact list. In such situations, you will always be asked for your prior authorization for the collection of said Data.
● Data obtained from third parties
We collect Data about you from publicly available sources, service providers and partners who provide us with your Data in accordance with applicable law.
● Anonymized data
In addition to treating the Data in accordance with this Policy, we also collect and treat your data anonymously, that is, in such a way that you are not personally identified.
How we use your Data
We use your Data to:
(i) Provide Services to you to:
● Comply with the terms and conditions of this Policy, the Terms of Use and the subscription contracts (as applicable);
● Deliver content;
● Process the payment, in case you hire a Paid service;
● Confirm and complete your Data according to the relationship established with you;
● Send confirmations and fulfill your requests, in the case of paid services.
(ii) We communicate with you to:
● Respond when you contact Valor Econômico, according to the relationship established with you;
● Carry out surveys in order to test, solve problems, improve or evaluate our Services;
● Communicate about events, promotions and/or announcements conducted by us and/or Related Companies (as defined in the section “With whom weshare your Data” below) and/or by our partners and advertisers, in your email account, by text message, message application, phone call (including telemarketing) and instant notification (push);
● Inform about changes in our terms, services or policies (including this Policy); an
● Offer new Services to you, through your email account, by text message, message application, phone call (including telemarketing) and instant notification (push), including those for which you have initiated but not yet terminated your subscription.
(iii) Provide security and protect rights:
Provide technical and operational support and ensure the security and functionality of the Services;
● Prevent illegal, fraudulent or suspicious activities,
● that may cause damage to Valor Econômico or to third parties;
● Prevent technical or security problems;
● Protect our rights and properties, including from invasion and hacking; and
● Protect the property rights of third parties that use our Services
(iv) Personalize your experience:
● Select and customize ads for you, inside or outside the Services;
● Customize the content and advertising that we show on our Services;
● Making inferences about content and topics that may be of your interest;
● Identify and recommend content, products and services by Valor Econômico and Related Companies that may be of interest to you; and
● Create a profile about you, customizing your experience in our Services and Related Companies services.
(v) Improve, analyze Services and develop new products and services:
● Develop, evaluate performance, test and improve Services, as well as new content and services;
● Carry out research, analysis and innovation activities related to the performance and improvement of our Services, or those of Related Companies, or those of our partners and sponsors;
● Support advertisers and partners in evaluating the effectiveness and reach of ads and also to understand the profiles of people who access such ads;
● Monitor activities and usage trends;
● Measure Service interactions and audience;
● Develop machine learning; and
● Recognize and track their navigation.
(vi) Comply with our legal and regulatory obligations:
● Comply with legal, judicial and administrative determinations and letters from competent authorities; and
● Take or file for legal, judicial and administrative measures to defend our rights and the rights of others, including in any judicial or administrative proceeding.
(vii) To promote social welfare:
● Carry out, support and encourage research, social projects and initiatives related to general social welfare, citizenship, health, education and culture.
(viii) Use data obtained from third parties:
● Use the Data for the same purposes allowed by law to the third party that shared its data with Valor Econômico, as well as under the terms of this Policy.
With whom we share your Data
Valor Econômico uses services and technologies from reliable third parties that follow acceptable security standards and are subject to the obligation of confidentiality. Your Data will be shared with the third party categories (below) (together, “Partners”) always in accordance with this Policy, the Terms of Use of the respective Service (if any), the applicable legislation and for the purposes set forth below.
Sponsors and Advertisers.
For the purpose of complying with the requirements of commercial actions, promotions or contests sponsored by other companies or through partnerships with Valor Econômico, provided that you have agreed to participate in such actions or promotions and contests.
Research companies.
In order to offer a service more adequate to your profile, we and/or our research partners will contact you to conduct surveys in order to test, solve problems or evaluate our Services.
Related companies.
To (i) identify Related Companies’ products and services that may be of your interest; (ii) create a more personalized profile about you with the purpose of helping to personalize your experience in Related Companies’ services; (iii) offer advertising based on your interests; (iv) conduct research and analysis to help improve Related Companies’ services (for example, recommending programs that may be of your interest); and (v) communicate commercial actions, promotions or contests conducted by Related Companies and/or Valor Econômico in partnership with Related Companies. Related Companies are all companies that are or may come to be controlled, controlling, affiliated or under the common control of Organizações Globo e Participações S.A., to which Valor Econômico belongs.
Information Technology Service Providers.
To (i) provide cloud services for our platform; (ii) host the Services and content; and (iii) provide technical and operational support for the Services. In these circumstances, your Data will be stored and processed on third-party platforms, which may be located in Brazil or abroad.
Technical Support Service Provider.
For third parties that provide us with technical support services to provide assistance to users or subscribers. In these circumstances, your Data will be processed by such third parties.
Marketing Services Providers.
In order to offer advertisement relevant to your profile, email marketing, telemarketing, SMS, instant notification (push), we count on services from third parties.
Financial institutions, payment providers, payment gateways and credit card Companies.
To process the payment in case you hire a Paid Service, we will share your credit card number, bank details, billing details and contact information with financial institutions, payment providers, payment gateways and credit card companies.
Data and Credit Analysis Partners.
To confirm and complete your Data, we will cross-check the Data you provide with those you have shared with Data Analysis companies, including credit ones.
Government authorities.
To (i) comply with legal, judicial and administrative determinations and also to comply with orders from competent authorities and (ii) take or file for legal, judicial and administrative action to defend our rights under this Policy and the Terms of Use, including in any legal or administrative proceeding. Government Authorities means police authorities, public entities and/or other governmental organizations.
Security and fraud prevention entities.
To (i) fulfill a contractual obligation; (ii) exercise the terms and conditions of this Policy and/or the Terms of Use and/or subscription contracts to which you have agreed; (iii) prevent illegal, fraudulent or suspicious activities; (iv) prevent technical or security problems; and (v) report violations and/or protect our rights and properties.
Measurement Partners.
To perform audience analysis, scope and relevance and measurement report of the Services.
Partners and buyers of new companies and/or assets.
For sale of Valor Econômico businesses, assets or equity interests, or constitution of new companies and investments.
Business partners.
To (i) improve our Services; (ii) expand our business; and (iii) develop new business, including business involving the provision of services to third parties of data complementation, in order to facilitate your registration and improve your experience in products and services of partners.
What are cookies and what is their usefulness
Cookies are small text files sent and stored on your computer. These small files are used to recognize, track and store your browsing as an Internet user.
What cookies are used for
The use of cookies to track and store information will enable Valor Econômico to offer a more personalized service, according to the characteristics and interests of its users, including the offer of specific content and advertising for each person, benefiting the user experience on the Internet. Cookies, in general, are used to:
● Provide differentiated services, remembering who you are and what your browsing habits are;
● Calculate the size of Valor Econômico’s audience;
● Measure certain browsing patterns, mapping which areas of the Services portals you have visited and your visiting habits as a whole. We use this information to verify the browsing routine of our users, and thus offer increasingly personalized content and/or services; and
● To facilitate and speed up the filling out of forms. The information contained in each user’s cookies can be used to previously fill out the data collection forms that exist on the Internet.
Below are the categories of cookies we use
Usage category and example:
Strictly necessary
Necessary for the functioning of the site. They allow you to browse our sites and use the services and features (e.g. security cookies to authenticate users, prevent fraudulent use of login credentials and protect user data from unauthorized third parties).
Performance
These cookies typically collect information anonymously and allow you to determine information such as the number of visitors to a page, how visitors arrived at the website, and the pages accessed.
Functionality
Cookies in this category allow Valor Econômico to remember information about user behavior and preferences, such as a city of choice. The loss of information stored in a preference cookie can make the website experience less functional, but does not prevent it from working.
Advertising and targeting
Valor Econômico uses some cookies for the purpose of advertising. This is done to deliver ads and make advertising campaigns according to a certain audience. Through these it is possible to deliver ads according to your consumption profile on the website.
Use of third-party cookies
Technology providers may use their own cookies in the Services, with our authorization, to provide services to Valor Econômico. Such cookies will collect your Data on our properties for the purposes set forth in this policy.
How to change or block cookies
Most browsers are configured to automatically accept cookies. You can, however, change the settings to block cookies or alert youwhen a cookie is being sent to your device. There are several ways to manage cookies: you can create a general block for cookies, block cookies from a specific website, and even block third-party cookies from a website. Blocking all cookies will affect the operation of your experience, as it will not be possible to identify your preferences and recommend relevant content and advertising. Please refer to your browser instructions to learn more about adjusting or changing your settings, remembering that the desired setting must be replicated on all devices used to access the Services (such as computers, smartphones, tablets).
How Partners may collect Data about you from the Services
Partners may collect Data from the Services as follows:
Data collected by Partners on our properties.
We have Partners that include tags, pixels, cookies and other tracking tools on our properties. These technologies allow us to track your activities on our properties (such as measuring Service usage trends and activities), to provide you with the best experience of using our Services, or targeted advertising with appropriate exposure frequency, while always seeking to provide you with a unique and personalized experience.
Data collected by third parties on their own properties.
We have several partners, advertisers and/or sponsors who create and offer you goods and services, as well as sweepstakes, commercial actions and promotions through their own properties that are accessed from the Services. The Data that you provide when you visit and/or complete transactions on these third-party websites are requested and obtained by these partners, advertisers and/or sponsors, thus being subject to their own data processing practices. For information on the data processing standards of these partners, advertisers and/or sponsors, we recommend that you consult the respective privacy policies on the partner, advertiser and/or sponsor’s own website.
Where we store, process and transfer your Data
You agree that your Data may be transferred, stored and processed in Brazil or abroad Valor Econômico or Partners, in accordance with this Policy. Wherever your Data is transferred, stored or handled by us or our Partners, please be aware that we will take technical and organizational security and confidentiality measures and protections to ensure an adequate level of data protection (see section “How we keep your Data safe” below).
How we keep your Data safe
Valor Econômico implements security controls to protect your Data. We adopt practices in line with technical and regulatory standards of the market for data security and privacy, with actions in technology and organizational processes.
Our measures to preserve your Data against unauthorized access, use, alteration, disclosure or destruction include physical and logical protection of assets, encrypted communications, access management, adherence to secure software development and internal compliance policies that insert security into the life cycle of our Services.
All these controls are always reviewed to track and react to new threats on the Internet. Still, it is not possible to guarantee that our Services are completely inviolable. But rest assured: we have teams prepared to detect and respond promptly in case of any event or incident that compromises the security of your Data or of our Services.
How can we inform you about changes in the Policy
We are always improving our policy and the changes will be reflected on this page. So, before using one of our Services take a look here. You will always be notified about any change, whether it is through notice on the Services, by sending an e-mail, SMS, instant notification (push) or through other means.
When we publish changes to the Policy, we will update the date on which the last change was published. Remember: By continuing to access the Services after such changes are effective, you agree to be bound by the new version of the Policy.
How to Contact Us
If you have any questions or concerns about our Policy or the treatment of your Data, please contact us by falecom@valor.com.br. This Policy is an ongoing process to protect and use your information in the most secure and ethical way. It’s totally designed for you. That’s why it is so important for us to include you, hear from you, know your impressions about what we talk about here.
Last changed in May 14 of 2021