Emmanuel Jatto - CeMAP

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As a mortgage brokerage firm, are you feeling the pressure of a competitive market❓ You may already know that the number of mortgage brokers in the UK have surged by 110% 📈 over the past decade (Introducer Today, 2024). This significant growth has increased competition naturally, especially following the COVID-19 dip, which means necessity for service diversification. In a fragmented market where the top four companies account for less than 40% of revenue (IBISWorld, 2023), STANDING OUT 🌟 is essential. However, many brokers miss out on offering insurance and protection services due to the associated challenges. OMS is here to help you overcome these challenges: 🔹 Effortless Diversification: Easily expand your services to include insurance and protection broking with our seamless integrations 🚀. 🔹 Regulation Assistance: Enjoy centralised, secure data storage that ensures compliance 🔒. 🔹 Overall Competitive Edge: Benefit from a streamlined application process ⚙️. 🔹 Adaptability: Designed to fit almost any business structure, customisable throughout 🔧. Let's have a chat 📆 - book a time in my calendar for visuals with the link below and let's explore opportunities together or just give me a call 📞 07498 481203 👉 https://lnkd.in/e6Qus84Y Make sure you stay ahead in the game and elevate your offerings with OMS, it's never too late! 🌟 #OMS #CRMSoftware #Fintech #BusinessGrowth #MortgageTechnology #DigitalTransformation Neal Jannels Dale Jannels Kevin Blount Nick Allen Jodie Andrews BA Hons MSc Joseph Ball Laura Smith Matt Jones Scott Lovell

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#Short Term #Loans #Direct #Lenders | Short #Term Loans UK Direct #Lender | Short Term Loans #UK Getting a short term loans UK has proven to be quite difficult for everyone. Many people lack any bank-related cards. As you are aware, the debit card has become a necessary document and is mandated by the lender in lieu of funds to cover risk factors. https://paydayquid.co.uk/

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Mortgage advisers, are you struggling with lead gen or managing your to-do list? 😫 They're two of the biggest concerns for Mortgage Advisers, but we have a solution! Discover Marketing Mortgages: The Social For Brokers Podcast! With 19k+ downloads and 150+ episodes, hear top advisors share strategies and solutions that you're looking for right now. 🤩 Featuring insights like "The Steps To Build a 7-figure business" and "Generating 60% of your leads online." 🥳 Listen on Spotify or Apple Podcasts every Tuesday! More info on our website. 🎧

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#Short Term #Loans #UK | Short #Term Loans #Direct #Lenders We recognize that your past financial performance may not accurately reflect your current circumstances, therefore when you apply for a short term loans UK, lenders will consider your financial circumstances to determine whether you will probably be able to repay the loan. https://loansprofit.co.uk/

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#Short Term Loans #UK | Short #Term #Loans #Direct #Lenders We recognize that your past financial performance may not accurately reflect your current circumstances, therefore when you apply for a short term loans UK, lenders will consider your financial circumstances to determine whether you will probably be able to repay the loan. https://loansprofit.co.uk/

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Why now is the time for #mortgagebrokers to get involved with Non-QM "How many years have I been telling you this!" "Inflation and interest rate turbulence have contributed to plenty of “choppiness” in the mortgage market so far this year – but the non-QM space is a positive place and well positioned to weather those challenges, according to a leading industry executive. Keith Lind (pictured), chief executive officer at Acra Lending, told MPA that he was especially encouraged by a strong opening four months to the year for his company, marked by a 20-25% jump in the size of its originations pipeline and fundings, despite market uncertainty. Having emerged profitable in 2022 and 2023 – and with a $700-million pipeline that represents “the biggest it’s ever been” – the company is clearly doing something right, posting strong results in the face of a volatile market. “We’ve weathered the storm pretty well,” Lind told MPA. “I think we’ve been able to play a little bit of offense, hire some seasoned salespeople that have really helped drive our business forward. And [with] consolidation, people go out of business–we’re going to get market share. “So we’ve been staying the course and trying to hire good people when we see them and introduce ourselves to accounts that we haven’t done business with before. And it’s been working. So I’ve got to say, in the first four months, we’re pleased with where we’re at.” Top of mind for Lind in navigating the market of recent times have been liquidity and expenses – two factors the executive says he never stops thinking about. Acra’s liquidity has been bolstered in the past six months by the addition of two “very large” institutional accounts, with Lind noting the perception of non-QM loans as a fairly safe bet at present helping drive business. “I’m very comfortable with the risk. I think with the housing backdrop, very few accounts are concerned about the performance of non-QM loans,” he said. “They’re excited about the opportunity over the next couple of years.” What brokers need to keep in mind about non-QM Many #brokers may be agency-focused and most comfortable dealing with those entities – but Lind argued that now is the time for mortgage professionals to turn their attention to the non-QM space, particularly with the institutional market going through a tough time and volumes sliding in many cases. “I would just tell them if they haven’t looked at non-QM–if they don’t understand that–reach out,” he said. “We’re here to help and hold their hand through the process. Because our volumes aren’t down. We’re up 20% to 25% year over year. We’ve increased the last five years every year if you take out COVID. “So this is a growing business. The non-QM market is definitely a growing market as more and more" For more info, to discuss a deal or a #broker agreement just call/text Gil at 603-401-6408 or gil.pementel@acralending.com today! #broker #brokers #mortgagebroker #mortgagebrokers

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Here at Mortgage ABC we put our clients at the heart of everything we do & our customer reviews speak for themselves! Starting your mortgage journey? 🏡 Get in touch today and see how we can help. dave@mortgageabc.ie

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Whats going on? • UK mortgage rates have seen some fluctuations, with some lenders making selective cuts amid broader stability in the market. Major banks like Barclays, HSBC, Halifax, Nationwide, and NatWest have reduced certain mortgage rates, providing slight relief to borrowers • Despite high mortgage rates, buyer confidence has improved, with a significant increase in the number of homes going under offer compared to last year. Sellers are also getting closer to their asking prices, narrowing the gap between asking and selling prices • Government Policies and Schemes: The extension of the Mortgage Guarantee Scheme to June 2025 is aiding first-time buyers with small deposits, potentially increasing demand in the market. Additionally, various green building initiatives and the push for sustainable housing are shaping new developments • UK water regulator Ofwat rejected water companies’ plans to substantially raise bills over the next five years and said it preferred a rise of 21%. A final decision is due in December • UK housebuilder Crest Nicholson said that it was “minded to recommend” a £720m takeover bid from competitor Bellway after rejecting two earlier bids • UK retailer Carpetright filed a notice of intent to appoint administrators as it seeks to secure new funding Smash the like button, if you found this informative 👍 #housingmarket #marketupdate #weeklynews #mortgages #housingmarket Sources: Deloitte / The Intermediary

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