Yana Shcherban

Many years ago, I decided to collaborate with companies in regulated markets. It was a conscious choice, as even affiliate activities with operators lacking local licenses would have been much more beneficial for us. However, we play the long term strategy, we anticipate changes, and we don't focus solely on the here and now. Sometimes, it's worth deferring certain benefits over time. That's why we are launching the "Nemesis" project, which involves supporting licensed entities by informing media publishers who directly link to offshore companies or affiliate sites supporting such companies. Poland is the first country where we are launching "Nemesis", but we will systematically expand this list. We count on the support of legally operating entities and public institutions.

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More about railway rolling stock financing

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🌍 The yan.ua/l/Incredible-Tech Catalogue is an effective tool for promoting the Ukrainian IT industry internationally. With this post, we begin a series of publications with interesting statistics from the Catalogue that continues to be distributed to the target audience—global investors and prospective clients from the public and business sectors. Among the 115 companies added as of this week’s end one can find both small but promising enterprises, as well as huge technology giants whose products are used by millions of people and companies around the world. Yet, how experienced are these companies? ▶️ The "youngest" companies are those in the ADVANCED MANUFACTURING, HEALTHTECH and LEGALTECH verticals, where the minimum age of a company is 2 years and the maximum one is 7 years. ⏩️ The average age of companies represented in AGTECH & FOODTECH, BUSINESS PRODUCTIVITY SOFTWARE, CONSUMER PRODUCTS AND SERVICES, CYBERTECH, DEFENSETECH, EDTECH, GAMING, GOVTECH, HR TECH, MARTECH & MEDIA, and  PROPTECH & CONSTRUCTION is 7 to 12 years. ⏭️ Companies from the E­COMMERCE & RETAIL, FINTECH & INSURTECH, and TOP SERVICE COMPANIES verticals have been operating on the market for the longest time, on average (14~20 years), with the oldest company being 33 years old. Seek having your company or product included in the Catalogue? Apply here: lnkd.in/erwPr_jU 🚀 ℹ️ The Incredible Tech Catalogue was developed by the IT Ukraine Association in cooperation with the Ministry of Digital Transformation of Ukraine and Top Lead agency. The general partner of the catalogue is UKRSIBBANK BNP Paribas Group. The website was created by Weblium. 

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👉 Telegram, with a potential revenue of $3-4 million from the Ukrainian market in 2024, have to pay taxes in Ukraine First of all, in the form of a "Google tax ", comments Yurii Gaidai, senior economist at the Centre for Economic Strategy, for Detector Media. "Taking into account the share of Ukrainian users, Telegram's revenue from the Ukrainian market in 2024 will be at least $3-4 million. This will be 120-160 times higher than the minimum threshold for the amount of transactions for the supply of electronic services, after which a non-resident company is obliged to register as a taxpayer in Ukraine," Yurii Gaidai explains. 📲 Telegram's total revenue from advertising and subscriptions could reach $160 million in 2024. It is possible to make Telegram pay taxes. The company pays them in those countries where it is required by law, as stated in the Telegram terms of use. First of all, in the form of the "Google tax", which is essentially a digital services tax (DST), and which is already paid by about a hundred large digital companies, such as Google, Meta, Etsy, or OnlyFans. If Telegram fails to register and start declaring and paying the relevant taxes, the State Tax Service may impose penalties and seek assistance in collecting taxes from the tax authority of the country of registration. 📌 In addition, the income of telegram channel owners, if they are residents of Ukraine, should be taxed as part of the taxation of business income or personal income. 🗨 "Of course, in the case of "shadow" activities, it will be difficult and sometimes economically unjustified for the State Tax Service to "reach out" to the owners of telegram channels, but in the case of the largest channels, it is advisable to do so, because they receive significant revenues and must pay taxes that go to finance the defence forces," concludes Yuriy Gaidai.

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Listening suggestion: Why companies still don't use e-invoices and what are the obstacles. 👉 Also includes a real-life story on how some people are still not familiar with approval workflows and instead generate overly complicated processes to manage day-to-day tasks.

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🐲 Meet the panelists | Legal Summit powered by Rymarz Zdort Maruta Moderator: Michał Lutek, Ph.D (SPiDOR) Panelists: Wojciech Piszewski (Rymarz Zdort Maruta), Jari-Pekka Kaleva (European Games Developer Federation (EGDF)), Kuba Jankowski (CD PROJEKT RED), Jan Wosiura (Artifex Mundi) 🟢 Topic: AI Governance – Need or Greed? AI is making its entry into video games market with full force, whether one likes it or not. Legislations are being drafted, first legal acts enter into force in the near future. In this panel we will talk on how to navigate the use of AI among different regulations, what to take into account from non-regulatory perspective (e.g. intellectual property rights), as well as discuss AI governance whether it should become a part of any video game company. 🪪 Buy your ticket: https://lnkd.in/dJDwxJWd Find out more about Legal Summit powered by Rymarz Zdort Maruta: https://lnkd.in/d9MR6w8h

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During the Central Eurasian Venture Forum 2024, a memorandum of cooperation was signed between the National Payment Corporation and Zypl.ai. According to the memorandum, the parties agreed to conduct joint research, as well as develop and implement advanced artificial intelligence algorithms and innovative technologies in the financial sector of Kazakhstan. As part of the memorandum, the parties agreed to integrate software for the zyplGAN pilot project, including the generation of synthetic data for safe and effective use in various institutions, the development and implementation of an anti-fraud tool at the state level to prevent fraud and a number of other tasks. Areas of mutual cooperation were also identified, such as assistance in achieving the goals of the pilot project, providing expert assistance and sharing practical experience and knowledge in the field of open banking. "We are pleased to announce our partnership with the Joint Stock Company "National Payment Corporation of the National Bank of the Republic of Kazakhstan" within the framework of the zyplGAN Pilot Project. This cooperation will open new horizons for the introduction of advanced artificial intelligence algorithms and innovative technologies into the financial sector of Kazakhstan. We are confident that our joint efforts will bring significant benefits and make an important contribution to the development of fintech at the national level,” commented on the significance of the signed memorandum Umedzhon Safaralievich Khikmatov, General Director for the CIS countries and Vice President for the Zypl.ai affiliate network “Really the goal is that we can test hypotheses very quickly without using real personal data where leakage could occur. This allows you to quickly test your hypothesis on the synthetic data that has been generated. Thus, before incurring any costs for the implementation of some technology or the implementation of some service or product, you will have the opportunity to first test your hypothesis,” added Asel Marchenko, Deputy Chairman of the Board, National Payment Corporation of Kazakhstan.

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There is currently big debate in Poland regarding relation between so called news media and global platforms. I rarely comment on such topics, but this one is close to my heart. Feel free to grill me. I believe most people in this debate are using different definitions to describe what is happening. There are three concepts: media, publishers, journalists. Via Wikipedia: 1. Media (communication) - tools used to convey information or data. 2. Publisher - an organization or person that disseminates content to the public. 3. Journalist - a person who gathers information in the form of text, sound, or images, processes it into a form worth conveying, and disseminates it publicly. This is called journalism. Traditionally, media mainly referred to the press, meaning print. A technical tool. In this press (newspapers, magazines, yellow press), publishers disseminated many things, including journalism, but also other content like sports results, advertisements, stock market data, and even pornography or celebrity photos. These things were often more important to the audience than journalism. This did not make the press something noble (or better) than other media, like TV or radio. Media are just tools. Also, publishers themselves did not necessarily have noble motives related to journalism. It was believed that to be a good commercial publisher, it was worth having good journalism - in my opinion, mainly because it allowed for higher advertising rates in media used by the publisher (thus increasing the value of the distribution tool). In the opinion of others, it was about attracting attention. Some believe it was done for the public good. This belief, as the new medium - the internet - showed up, turned out to be false. Advertisements can be sold just as expensively without quality journalism (you just need good data). Publishers can, but do not have to, sponsor so-called good content or journalism. Publishers can make big bucks without even producing so called content. It also turned out that journalists do not need the help of commercial media to create valuable information and disseminate it (e.g., Oko Press). What we see today is, in my opinion, a mix-up. Commercial publishers (mostly profit-oriented companies) are trying to defend their outdated tools (media) using the argument of defending journalism (public mission). Nowadays, however, these three things are not connected. I believe that journalism in the free commercial model (i.e., open online) has no future. Future lies with paid media (e.g., Oko Press) or media sustained by public funds and taxation of global media corporations (Google and similar). What I am not addressing here is the issue of the fourth estate, i.e., the control function traditionally understood as the press (implicitly - hard journalism, including investigative journalism) towards democratic power and its role in the fight against autocratic regimes. This is a political problem, not a business one.

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Despite facing immense challenges, the Ukrainian startup ecosystem continues to thrive and inspire. Ukraine has given rise to globally recognized companies like Grammarly and Ajax Systems, demonstrating the incredible potential and resilience of its tech community. In 2024, Ukraine's startup ecosystem is ranked among the top 30 globally, with Kyiv leading the way as a major European tech hub. This year, Ukrainian startups showcased their innovations at CES 2024, drawing significant attention from international investors and partners. Notable startups like CheckEye and Deus Robotics have secured interest from global giants and potential investments, highlighting the continuous attraction of Ukraine's innovative solutions. The success stories of Ukrainian startups, coupled with consistent international investment, underscore a vibrant and resilient ecosystem. Through The Bridge of Trust, we are committed to our mission of uniting Ukrainian startups with investors, business angels, and venture capitalists from the Nordic, Baltic, and Polish regions to bolster support for Ukraine. Our unique movement aims to foster collaboration, innovation and drive sustained growth within Ukraine's dynamic startup ecosystem. Follow us this autumn for an unparalleled opportunity to become a part of this dynamic platform for innovation and investment. Stay tuned for further details about the venue! #TBOT24 #StayWithUkraine #venturecapital #familyoffices #businessangels #startups #startupfounders

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Ukrainian women's startups drive tech sector resilience, offer economic recovery hope Part 1: Amidst the ongoing war, the Ukrainian tech sector remains resilient and continues to thrive. A recent article by Reuters highlights the remarkable role of Ukrainian women entrepreneurs in driving the resilience of the tech industry and contributing to the country's economic recovery. Despite the disruptions caused by the war, the Ukrainian tech sector has proved resilient. While Ukraine's GDP plummeted nearly 30% in 2022, tech sector revenue rose nearly 1 percent to $7.97 billion and was forecast to increase to $8 billion in 2023, according to state statistics compiled by the Lviv IT Cluster. The industry also accounts for nearly 5 percent of Ukraine's GDP, with the number of tech specialists inside and outside Ukraine rising to 307,000 in 2023 from 285,000 in 2022. These numbers include the Lisbon-based founder of the digital currency payment platform GeekPay. Join us for further insights into Ukriane's tech sector. Read the full article here:  https://lnkd.in/dn2XMMdU #UkrainianTech #WomenEntrepreneurs #Innovation #EconomicRecovery #TechResilience #Empowerment #Reuters #StartupSuccess #DiversityandInclusion

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The Fintech Landscape in Lithuania Lithuania’s Fintech scene remains attractive for global investors with the United Kingdom and the United States leading as sources of foreign investment. In contrast to the previous year, 2023 witnessed a broadening diversity in the origins of companies setting up in Lithuania. Newcomers from Taiwan, South Korea and New Zealand prove Lithuania’s appeal as both a supportive business environment and a strategic gateway to the European market. Main functions of Fintechs in Lithuania Compared to the previous year, there is a noteworthy uptick in the share of Fintech companies performing Software Development functions in-house (from 42% in 2022 to 51% in 2023). In terms of back-office operations, Compliance, Fraud, and Risk Management continued to hold prominent positions as the primary activities undertaken by Fintechs in Lithuania. Furthermore, Customer Support and Business Development and Sales dominated the front-office activities performed by Fintechs. The Fintech landscape in Lithuania encompasses a wide scope of business activities. As expected, the core focus continues to be Payments, with companies in this field accountable for 33% of the market. Particularly noteworthy is the remarkable increase in the share of blockchain and cryptocurrency-focused Fintechs, which grew from 8% in 2022 to 13% in 2023. This growth reflects Lithuania’s evolving role as a prominent player in the global blockchain and virtual assets space. Fintech funding roundup and projections for 2024 The 2023 survey of Lithuania’s Fintech market indicates stability and maturity, consistent with the previous year’s data. A significant portion of the sector, approximately 39%, primarily relies on revenue funding. This self-sufficiency trend suggests a preference for sustainable growth models and a cautious approach to fundraising. In 2023, Lithuania’s Fintech sector mirrored global venture capital trends with a significant decrease in funding. In total, it secured €5.5M compared to €67.9M in 2022. This drop reflects the global economic environment, characterised by increased market volatility, geopolitical uncertainties, and post-pandemic investment recalibrations. Despite this downturn, there are notable developments, such as the arrival of the international VC and startup accelerator Plug and Play, which has Fintech as one of its points of focus. Regarding the funding stages for Fintech companies, a pattern emerges: about 57% of surveyed companies are not actively seeking additional funds. The majority of those at the fundraising stage are seeking relatively modest amounts of capital, typically less than €10M. This pattern highlights a focus on incremental growth and prudent scaling within the sector. Source Invest Lithuania #fintech #payments #digitalwallets Efi Theodora Nafis Lex Helen Yu Brice Richard David

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We knew we wanted more than building marketing websites before we even started Webnomads - Webflow Design & Development Studio. That is not our endgame, even though we enjoyed every day of it. Since day one, we dreamt of creating full-blown software products with no-code tools. The thrill of web apps and startups got us hooked years ago. For the past years, we've been on a mission, constantly exploring different no-code tools. And exactly one year ago, we took the plunge with Bubble, a no-code platform that lets anyone build web applications. Sure, the learning curve was steeper than Webflow, but we were all in, ready to make it part of our tech stack. Fast forward to today: we've already delivered several projects using Bubble and are chatting with early-stage startups about this game-changing technology. Bubble lets us whip up MVPs in just weeks. Startups can test their ideas, get market feedback, iterate fast and wow VCs. Oh, and a little secret... we're gearing up to launch our own product soon. Can’t wait! Filip Załęski will be sharing our journey at the Poland Bubble meet-up, organized by the awesome Tomasz Wesolowski, who has been instrumental in helping us master Bubble and maximize its potential. Come join us! And we're just getting started.

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There was so much going on during yesterday's Inauguration Ceremony of the 11th Edition of Fundacja Liderek Biznesu Mentoring Program. 💎The discussion on the "Professions of the Future" left me with belief that AI will not replace leaders, but it can certainly strengthen them. Leaders' technological "literacy" (in Polish: alfabetyzm technologiczny) will be necessary to be present on the market and succeed. 💎In turn, after the session describing "How to take care of yourself wisely and consciously build the quality of your life", I got a new perspective on the concept of "responsibility", which we understand as a duty to deal with something or of having control over someone. But if we look at this word from the perspective of “Response-Ability", it changes its definition to having the ability to respond to everything that occurs in our life. I dug deeper into that and found this on Response-Ability (via TABATHA DAVIS): “It shows that no matter how much you try to fit in with society, if it is not in your ability then you will never have a response (no responsibility). It shows when you apply for a job in which you have no ability… then you will not have a response (no responsibility). It shows when you are in over your head, dealing with a situation in which you do not have the ability to overcome… you do not have a response (no responsibility).” Such an approach indeed helps "responsibility" not to be so much of a burden to us😊. As if that wouldn’t be enough I met some of my friends and colleagues, who have also joined this program as Mentors. Sylwia Kraska and Joanna Krzystanek, it was so nice to see you yesterday🫶. 

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🇵🇱Top offers for Poland + boost from MB Partners We support our partners in all matters. For example, we provide landings under your funnel for any location for the bay. We are actively buying Polish traffic now. If you work with gambling traffic, contact us. Run your traffic and request landing page for your funnel 🚀 The list of slot games that brought the largest amount of deposits in Poland location: 🎰Offer: SpinCity MULTIFLY! Fortune Five 3 Hot Chillies Fruit Million Wolf Gold 🎰Offer: BruceBet Ultra Luck Fortune Five 3 Hot Chillies Wolf Gold Sweet Bonanza Contact your affiliate manager ✍ #affiliatemarketing #trafficgeneration #affiliateprogram

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I became so concerned about the spread of russian propaganda that I created an online course on Workademy on how to win it. Now, I'm a certified fighter against russian propaganda. 💪 The course is simple and was created with AI, but it emphasizes a crucial idea I've always shared: promoting critical thinking and media literacy is key. If everyone learns how to check the accuracy of information, then misinformation will naturally lose its impact. I believe this type of education should be a regular part of schooling in the EU, starting from a young age and including programs in schools, bootcamps, academies, and universities. We should even include TV programs to reach everyone. There are many educational efforts already out there from OSINT organizations and other projects like, for example, VeryVerified online course from EdEra. I'd love to bring all those projects together under one EU-wide initiative. Do you know anyone involved in initiatives like these who could help? Please let me know.

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Ukraine impresses the world with its resilience. Ukrainian business impresses with its adaptability and readiness to respond quickly to challenges. We continue the cycle of performances of the agency team at important international events. This Thursday, our speakers Наталя Холод and Марія Богатікова will represent Ukrainian creative industries at the 9th MedCom, a world conference of media and mass communications (Media Community). We will talk about PR and communications as crisis management tools, our experience of working in wartime conditions, and global rethinking of the word "resilience".

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🌟 Polish-founded Proofs raised €2.4M to transform POC development in SaaS sales. 🌐 Led by Earlybird Digital East Fund, with support from Expeditions Fund and RTP Global, Proofs aims to streamline sales processes for API-centric companies. 🚀 Proofs was established in 2022 by Bartek Pucek and Zbigniew Sobiecki. Bartek is an angel investor who has invested alongside prominent firms such as Y Combinator and Andreessen Horowitz, in companies like the Polish-founded unicorn ElevenLabs. Learn more about their mission! #TechNews #StartupFunding

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