1,891 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.8K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    07.24.24 CrowdStrike Wake-Up Call / Dealing With Credit Card Debt

    07.24.24 CrowdStrike Wake-Up Call / Dealing With Credit Card Debt

    Semper Paratus! Clark discusses the CrowdStrike outage and what you can do to prepare for any future tech outages. Also - Even as the economy strengthens, financial struggles are real and persistent for many, made worse by today’s high interest rates. Use Clark smart strategies for handling credit card debt.

    Crowdstrike Lesson: Segment 1

    Ask Clark: Segment 2

    Credit Card Debt: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Global Microsoft CrowdStrike outage creates issues from Starbucks to schools to hospitals

    NYTimes: How to Guard Against Scams Tied to the CrowdStrike Crash

    How a faulty CrowdStrike update crashed computers around the world

    Massive IT outage spotlights major vulnerabilities in the global information ecosystem

    Recovering from the global tech outage could be a long, arduous process

    Largest IT outage in history expected to barely register in the economy

    Air passenger rights - Your Europe

    7 Things To Know About Costco Pharmacy

    American Borrowers Are on Shakier Ground. These Charts Show Why. WSJ

    Credit Union vs. Bank: What's the Difference?

    Clark Howard's 2024 Credit Card Debt Elimination Strategy

    Credit Score Guide

    Should I Buy Additional Insurance From a Rental Car Company?

    Cheapest Way to Rent a Car: Expert Tips


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 35 min
    07.23.24 Dangerous Mortgages / SAVE MORE on Back To School Goods

    07.23.24 Dangerous Mortgages / SAVE MORE on Back To School Goods

    Some home buyers are using mortgage products to make houses more affordable, but these types of mortgages can be very dangerous to your wallet. Also, it’s time to do back to school shopping for many parents. Clark shares tips for saving money on everything from supplies to clothes to computers.

    Dangerous Mortgages: Segment 1

    Ask Clark: Segment 2

    Back To School Shopping: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    More people are taking a mortgage over 40 years – what this means for young people’s finances

    Mortgages Archives - Clark Howard

    How To Open a Roth IRA


    Clark Deals - Tablets / Clark.com - Cell Phone Guide


    Best 2% Cash Back Credit Cards: 9 Options in 2024

    Why Does Clark Howard Wear 2 Watches?


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 35 min
    07.22.24 Warehouse Club Changes / Power Outage Preparation

    07.22.24 Warehouse Club Changes / Power Outage Preparation

    Changes are happening at 2 of Clark’s favorites retailers, Costco & Sam’s Club, that members need to know about. Also, Clark talks about why there are an increasing number of brownouts and blackouts across the country and how to be prepared without spending a fortune.

    Changes At Costco & Sam’s Club: Segment 1

    Ask Clark: Segment 2

    Be Prepared For Power Blackouts: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    New York Post: Sam’s Club members threaten to jump to Costco after wholesale giant chops key perk

    Costco hikes membership fee for the first time since 2017

    Costco to Lift Membership Fees for First Time in Seven Years - The WSJ

    What's the Best Savings Account for a Teenager?

    Fidelity Investments Review: Pros & Cons

    What Is a Fiduciary Financial Advisor and Do I Need One?

    The Best Time and Place To Buy Small Kitchen Appliances

    [The Washington Post] How to power your home through an outage without a gas generator

    Wind energy is on a tear and has beaten coal for two months straight

    Homes into giant batteries: MIT plans energy cement to power your house

    AI is exhausting the power grid. Tech firms are seeking a miracle solution.

    Bitcoin miner CleanSpark buys five Georgia data centers

    Clark Deals - The top 10 deals of the week!

    People aren't spending like they used to


    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275

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    Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.
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    • 37 min
    07.19.24 Clark Answers His Critics on Clark Stinks / Scams Targeting Seniors Skyrocket

    07.19.24 Clark Answers His Critics on Clark Stinks / Scams Targeting Seniors Skyrocket

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Seniors are getting scammed more and more. But there are ways to help protect loved ones. 


    Clark Stinks: Segments 1 & 2

    Senior Scam Alert: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Clark Howard's Simple Steps To Get Better Customer Service

    Do Not Give Your Social Security Number at These Places


    403b Wise   /   What Is a 403(b) and How Does It Work?


    Should You Get a Business Credit Card? | When is it Worth it?

    10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money

    7 Things To Know Before You Use Zelle

    Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%?

    How To Create a Safe Password

    Scamming Seniors Is a Growing Problem. Wall Street Wants Washington to Stop It

    Elder fraud has reached epidemic proportions – a geriatrician explains what older Americans need to know — The Conversation

    Are older adults more vulnerable to scams? What psychologists have learned about who’s most susceptible, and when — The Conversation

    Why You Should Never Prepay for a Rental Car

    How To Dispute a Charge on Your Credit Card

    Submit a complaint | Consumer Financial Protection Bureau


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 33 min
    07.18.24 Clarkonomics: A Straightforward Look At The Economy / Paying With Cash

    07.18.24 Clarkonomics: A Straightforward Look At The Economy / Paying With Cash

    In today’s show - this is an election year, and we don’t do politics here. But we’re hearing all sorts of perspectives from across the political spectrum about whether Americans are doing better or worse than they were years ago. Clark cuts through the clutter to get at what’s really going on in a segment called Clarkonomics.  Also, what’s more American than good old USA legal tender? So what do you do when many places no longer accept cash?

    Clarkonomics: Segment 1

    Ask Clark: Segment 2

    No Cash Zones: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    CEOs made nearly 200 times what their workers got paid last year


    PEW - The State of the American Middle Class 

    Middle-class Americans are falling behind

    When Should You File a Claim on Your Homeowners Insurance?

    One Tech Tip: Use a roaming eSIM on your summer travels to avoid cellphone data fees

    10 Things Homeowners Insurance Doesn't Always Cover

    Want to Pay Cash? That’ll Cost You Extra

    How to Teach Young Kids About Money

    How to wipe the hard drive of a Windows computer.


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 33 min
    07.17.24 UPDATE: The Vehicle Market / Long Term Renting & Your Financial Future

    07.17.24 UPDATE: The Vehicle Market / Long Term Renting & Your Financial Future

    Today Clark talks about our two biggest cost areas -transportation and housing. There’s good news - and bad, depending on whether you’re looking to buy or sell a used car. Plus, the outlook for new car buyers. And, the American Dream has long included a vision of homeownership. But is it possible to build wealth while renting?

    Car Prices: Segment 1

    Ask Clark: Segment 2

    Wealth Building Rewrite: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    CarMax Stock Rises After Earnings Dip. There’s a Used-Car Shortage

    Axios: Charted: Return of the lower-cost vehicle

    How To Buy a Used Car - Clark.com

    How to Buy a New Car in 5 Steps

    Renting Forever and Trying to Create a Strong Financial Future

    10 Big U.S. Cities With the Cheapest Apartment Rents

    How To Open a Roth IRA

    Invest & Retire - Clark.com

    Best Online Banks: Free Checking and High-Interest Savings Accounts


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Epsode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 33 min

Customer Reviews

4.6 out of 5
4.8K Ratings

4.8K Ratings

Jean Bean 1986 ,

Best advice on all financial matters!

I’ve listened to Clark for decades now and truly, his advice and wisdom has had huge implications on our finances and our future retirement. I love the content but also love his humility and just overall kindness! It’s rare for someone with so much notoriety!

Laura Otero& Family ,

Clark helping the next generation!

Clark I have listen to you for over 30 years. I, myself have not have the opportunity to become financially fit. I was a single mom of 3 for those 30years. My children are benefiting all the knowledge that you have given. My three children all have started straight out saving 10% in there retirement accounts. When we fly we watch to buy the tickets for air flare. Renting cars, hotels and just about anything you have schooled people on. I have used that knowledge to avoid paying extra.

OH BY THE WAY; I liked the clarkie line at the end. Its nice to hear how other people has used your information to better there lives. BUT I KNOW WE HAVE A LOT OF KARENS IN THE WORLD. Its all about them. Oh well, its life. Love listening to you guys.

Kaikekoa ,

Favorite podcast

Clark has something for everyone. People struggling to get by to wealthy people trying to make the most from investments to latest scams and bargains.

Clark is an upbeat kind knowledgeable person who is a joy to listen to. It’s not all about finances but a full and rich life. Love to podcast.

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