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Private student loan interest rates plunge for 5-year loans

The latest private student loan interest rates from the Credible marketplace, updated weekly.

Key differences between parent PLUS loans and private student loans

Understanding the difference between a parent PLUS loan and private student loans can help parents make the best borrowing decision.

Best student loans with cosigner release of December 2023

Cosigner release may remove your cosigner from your loan agreement after a certain number of on-time payments.

Student loans with bad credit: consider a cosigner

Finding private student loans for bad credit can be difficult, but a cosigner can help you qualify and get better rates.

Alternatives for private student loan forgiveness

From repayment assistance to refinancing, there are several ways to get relief when student loan debt weighs you down.

Compound interest vs. simple interest for student loans

Knowing what type of interest you’re paying on your student loans can help you better understand how much money you’ll spend on the life of your loan and what you’ll...

When should you begin applying for student loans?

If you’d like to take out federal student loans or private student loans, here’s when you should apply.

How long does it take to get a student loan?

The timeline for getting a student loan depends on the type of loan you’re applying for and other factors, but there are ways to speed up the process.

Private student loan forgiveness: Is it possible?

Refinancing and other options can help you lower your private student loan payments and find relief.

What to do if you're denied a student loan

If you weren’t able to secure a student loan, you still have several options, including scholarships and grants.

How to find a cosigner for student loans

A cosigner may be able to help you secure a private student loan with a low interest rate and favorable terms.

How subsidized student loans work

Subsidized student loans are an excellent option to pay for your education, since the interest isn’t added to your loan balance while you’re in school.

Student loans with fixed or variable rates: which should you choose?

Both fixed- and variable-rate student loans have benefits and drawbacks to consider. The best loan for you will depend on the type of borrower you are, your income, and repayment...

How to pay off past-due tuition

You can pay off past-due tuition in a number of ways, including via a payment plan, emergency loan, federal financial aid, or private student loan.

The complete guide to the FAFSA

Every college student should submit the FAFSA annually, regardless of their financial status.

What credit score do you need for a student loan?

While most federal student loans don’t have a credit score requirement, private student loans do. You’ll need to have a good credit score or a cosigner to qualify.

How to get student loans for parents with bad credit

Parents with bad credit can start their search with federal parent PLUS loans, which generally have much lower interest rates than private student loans.

Best student loans for community college of December 2023

Student loans can help cover gaps in financial aid when attending community college.

Best low-interest student loans of December 2023

When it comes time to choose a student loan, it’s important to understand how to qualify for the best interest rates.

Best credit union student loans of December 2023

Taking out a student loan with a credit union could be the right move for you. Credit unions may offer lower rates and better terms.