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Today’s best mortgage rate? 15-year terms | May 24, 2023

Borrowers should consider taking advantage of today’s stable rates and lock in ahead of likely future increases.

Today’s mortgage rates rise, 15-year terms stay lowest | May 23, 2023

Borrowers should take advantage of 15-year terms�� sub-6% rate amid climbing rates.

Today’s best mortgage deal? 15-year terms stay below 6% | May 22, 2023

Borrowers looking to save the most on interest should consider shorter term loans.

Today’s mortgage rates stay below 6% for shorter terms | May 19, 2023

Borrowers should take advantage of today’s slowing rates to lock in their preferred term ahead of likely increases.

Today’s mortgage rates stay low for 15-year terms | May. 18, 2023

Rates for 10-, 15-, and 20- year terms are below 6%, giving borrowers the opportunity to lock in interest savings.

Today’s mortgage rates rise, but shorter terms stay low | May 17, 2023

Although mortgage rates are on the rise, 15-year terms hold steady as the day’s lowest rate.

Fixed-rate HELOC: What it is and how it works

If interest rates are rising, having a fixed-rate HELOC could save you money while still giving you an open line of credit.

Today’s best mortgage rate? 15-year terms stay lowest | May 16, 2023

Borrowers looking to lock in a rate below 6% should consider a 10- or 15-year term.

What is home equity?

Your home equity is the amount of ownership in your real estate property. A home equity loan allows you to borrow funds using that equity as collateral.

Today’s mortgage rates rise, but 3 terms stay below 6% | May 15, 2023

Borrowers looking to save the most on interest should consider today’s rates for 15-year terms.

Best HELOC lenders of December 2023

Shopping around and comparing the best HELOC lenders could save you money.

If I make $50K a year, can I buy a house?

It’s important to have a clear understanding of your monthly budget before you shop for mortgages. That way, you know how much you can afford to spend on mortgage payments.

Can I use my 401(k) for a down payment on a home purchase?

It might be tempting to use your 401(k) to help with mortgage costs. But this can be expensive or even risky, so weigh your options carefully.

Using a home equity loan to pay off credit card debt

Paying off high-interest credit card debt with a home equity loan could help you get out of debt sooner, but it also puts your home at risk.

Home equity loans: what to know

Home equity loans are disbursed and can be used for almost any purpose, but don’t overlook the risks. If you default on your loan, you could risk foreclosure.

First-time homebuyer down payment strategies, programs

While a 20% down payment might be nice, you don’t need it to buy a home. You can take advantage of several loan options as well as down payment assistance...

How much will a $200,000 mortgage cost?

Learn all the costs associated with a mortgage. There's more than just principal and interest.

How much will a $150,000 mortgage cost?

How much your $150,000 mortgage may cost will depend on several factors, such as your loan term, interest rate, and down payment amount.

How much will a $100,000 mortgage cost?

A $100,000 mortgage loan comes with various up-front and long-term costs. Calculating these costs in advance can help you avoid unnecessary stress and financial risk.

What to know about mortgage pre-approval

Getting pre-approved for a mortgage shows that you’re a serious buyer and gives you a realistic idea of what homes you can afford.