Janet Berry-Johnson

Janet Berry-Johnson

About the Author

-Certified Public Accountant for more than 12 years

-Personal finance writer for 5+ years

-Bachelors in Accounting

Bio and experience

Janet Berry-Johnson is an authority on income taxes and small business accounting. Before leaving the accounting world to focus on freelance writing, she specialized in income tax consulting and compliance for individuals and small businesses.

Janet is passionate about helping people make sense of complicated tax, accounting and personal finance topics.

Janet has written for several well-known media outlets, including The New York Times, Forbes.com, and Business Insider. In 2021, Canopy named her one of the Top 10 Influential Women in Accounting and Tax. She lives in Omaha, Nebraska, with her husband, son, and rescue dog, Dexter. Outside of writing and talking tax, she enjoys reading, playing Mah Jongg, and being a sports mom.

Education

Janet received her bachelor’s degree in Accounting from Morrison University and her CPA license from the State of Nevada in 2009.

Twitter link: https://twitter.com/jberryjohnson

LinkedIn link: https://www.linkedin.com/in/jberryjohnson/

Instagram link: https://www.instagram.com/jberryjohnson/

Muckrack link: https://muckrack.com/janet-berry-johnson

The Archive

What to do if your loan application is denied

Take steps to get your loan application approved and learn about personal loan alternatives.

5 strategies to lower your student loan payment

Lowering your student loan payment can make your debt more affordable now, but you may pay more in interest over the life of the loan.

How to start paying back student loans: 7 simple steps

You’re typically required to start repaying your loans six months after graduating or dropping below half-time enrollment.

How to take out a student loan for college

The process for taking out a student loan varies widely depending on the type of debt you borrow.

What to know about tax refund advance loans

If you’re approved for a tax refund advance loan, you can receive the funds in a matter of days and use them for virtually any purpose.

Can you use a personal loan for tax debt?

You can use a personal loan to pay taxes, but since these loans are typically unsecured, they’re not the right solution for everyone.

Key differences between parent PLUS loans and private student loans

Understanding the difference between a parent PLUS loan and private student loans can help parents make the best borrowing decision.

How long does it take to get a student loan?

The timeline for getting a student loan depends on the type of loan you’re applying for and other factors, but there are ways to speed up the process.

How to pay off $100K in student loans

Facing $100K in student loan debt doesn’t have to be overwhelming. With the right strategy, it’s possible to pay off your loans quickly so you can move on to other...

What's the average student loan debt for medical school?

Medical school is expensive — and only getting more costly. Refinancing your loans can help you pay off that debt as quickly as possible.

How subsidized student loans work

Subsidized student loans are an excellent option to pay for your education, since the interest isn’t added to your loan balance while you’re in school.

How to refinance student loans with a cosigner

You may have better luck refinancing your student loans if you can find a reliable cosigner.

How to apply for a personal loan

You can use a personal loan to cover a variety of expenses, but it’s important to understand the application process and the pros and cons.