Choncé Maddox Rhea
About the Author
-Financial writer for 7+ years
-Paid off student loans in 3 years
-Bachelor’s degree in journalism
Bio and experience
Choncé is a personal finance freelance writer who enjoys writing about mortgages, student loans, and helping people achieve financial wellness.
Having a background in journalism, Choncé decided to dive deep into the world of content writing in 2013 after noticing many publications transitioning to digital formats. Considering herself a long-time personal finance enthusiast, Choncé’s work has been featured on sites like Business Insider, Lending Tree, Fox Business, RateGenius, and more.
When she’s not writing, she is getting outdoors with her family, trying out new recipes in the kitchen, or obsessing over the next Medieval drama show on Netflix.
Education
Choncé received a Bachelor’s degree in Journalism and Communications from Northern Illinois University.
Social Links
Twitter: https://twitter.com/MyDebtEpiphany
Instagram: https://www.instagram.com/mydebtepiphany/
LinkedIn: https://www.linkedin.com/in/chonceamaddox/
Muckrack: https://muckrack.com/chonce-maddox
The Archive
What to know about online auto loans
July 28, 2023 | 8:15amOnline auto loans are a convenient and flexible funding option.
What is peer-to-peer lending?
July 25, 2023 | 8:07amPeer-to-peer lending is an alternative to getting a personal loan from a bank or credit union.
What to know about mobile home financing
July 24, 2023 | 9:03amYou have several options, but first consider the eligibility and credit score requirements of each.
8 tips to build credit fast
July 20, 2023 | 7:23amBuilding your credit can be challenging, but there are several key ways to establish a healthy score.
What is a personal loan?
July 19, 2023 | 9:07amA personal loan is money you borrow from a bank, credit union, or online lender that can be used for a range of purposes.
What to know about 401(k) loans
July 18, 2023 | 8:57amA 401(k) loan can help you avoid costly loan fees, so long as you repay it on time.
What to know about the Fair Debt Collection Practices Act
July 13, 2023 | 10:52amThe FDCPA protects consumers against deceptive and abusive practices from debt collectors.
What are hardship loans?
July 13, 2023 | 9:37amA hardship loan can help you in a time of financial need, but expect loan amounts to be limited and requirements to vary by lender.
What are collateral loans?
June 27, 2023 | 11:03amCollateral loans require you to use an asset to secure funding. These loans may be easier to qualify for, but also pose a greater risk.
Where can I get a personal loan?
June 15, 2023 | 9:43amYou have many options when it comes to personal loans, but it’s important to comparison shop to find the best one for you.
4 moving loans to consider
June 13, 2023 | 10:17amA moving loan is a personal loan you can use to cover moving expenses, and comparing various lenders can help you get the best loan terms.
What to know about getting a personal loan after bankruptcy
June 1, 2023 | 7:25amBankruptcy can stay on your credit report for several years, but you can still get a personal loan with the right strategy.
What to know about auto loans
May 24, 2023 | 3:27pmGetting an auto loan doesn’t have to be a confusing or overwhelming experience. Here’s everything you need to know to get started.
What is credit card refinancing?
May 5, 2023 | 10:45amCredit card refinancing can help you pay off high-interest credit card debt faster, but you must be able to qualify.
What is debt consolidation?
May 4, 2023 | 2:15pmDebt consolidation rolls multiple debts into a single account, but it’s not right for everyone.
Using a home equity loan to pay off credit card debt
May 3, 2023 | 4:00pmPaying off high-interest credit card debt with a home equity loan could help you get out of debt sooner, but it also puts your home at risk.
13 tips for first-time home buyers
May 3, 2023 | 3:30pmBuying a home for the first time can seem like riding a financial and emotional roller coaster. To avoid the pitfalls, learn about down payments, mortgage lenders, associated costs, and...
First-time homebuyer down payment strategies, programs
May 3, 2023 | 3:15pmWhile a 20% down payment might be nice, you don’t need it to buy a home. You can take advantage of several loan options as well as down payment assistance...
What are the common uses for a personal loan?
April 29, 2023 | 11:26amA personal loan can be used for a variety of reasons, including debt consolidation or an unexpected life event.