Creditinfo Malta

Wondering how banks assess loan applications? It all boils down to one crucial question: Can I trust this borrower to repay the loan? Credit scores hold the key. These scores are determined by considering multiple factors like age, employment, past loan history, and repayment track record. Higher numbers indicate a more dependable borrower and often lead to better loan terms. Trustworthy borrowers enjoy financial benefits. #creditinfo #creditinfomalta #loan

We've got your back with our comprehensive monitoring tools. From industry trends to competitor analysis, we deliver the insights you need to stay ahead. #creditinfo #creditinfomalta #monitoring

#CreditinfoFinancialTips 💡 Banks Favor Positive Rather than Empty Credit History. 👉 The staff of the credit bureau is often asked what a good credit history is. One may think that lenders favor those who never had a loan, leasing or credit card, and never delayed payments to service providers, hence their credit history is empty. 👉 Yet the lenders‘ approach is different. On the one hand, an empty credit record may indicate that you did not need to borrow or buy on a lease in the past. On the other hand, who is more trustworthy: a client who repaid his lease or loan in time or someone who never had any financial obligations? 👉 A survey conducted by Creditinfo revealed that banks tend to be more favorable towards clients who had financial obligations in the past as they are more predictable.

Unlock the power of local information with our subscription service. Stay connected and informed about your community 🌐 #creditinfo #creditinfomalta

✔️ Creditinfo's AUTOMATED decisioning platform- INSTANT DECISION MODULE (IDM) simplifies credit data analysis and risk management processes for credit lenders by providing accurate lending decisions in an instant. More information: https://lnkd.in/dczfpqp5 #Lending #CreditScoring

👉 Fintech has done an excellent job of mining new data sources from social media, mobile transactions and trade data. However, in our experience they have sometimes ignored some fundamentals of sound risk management. 👉 Our data scientists combine different statistical methods to incorporate psychometric profiles, SME financials and smartphone phone data into usable risk assessments that enable credit decisions to be made in fractions of seconds, driving efficiency and delivering fast service. Reach out to us to learn more on this: https://lnkd.in/gR4ATaGf #AlternativeData #CreditRisk

Creditinfo is your trusted ally in the world of credit. Whether you're looking to establish credit, manage debt, or make informed financial decisions, our services are here to support you. Contact us today - https://lnkd.in/dJRwPyJz #creditinfo #creditinfomalta #creditscore

#CreditinfoFinancialTips 📱With smart devices revealing more and more information about consumers, creditors are eager to actively look at other habits too – like the use of a mobile wallet. The more punctually a customer tops up their mobile wallet limit and the bigger their income, the higher their credit rating will be. Conversely, the smaller someone’s income is and the longer they use credit provided by a telco, the more cautiously other lenders will view them.

Discover the power of Creditinfo Credit Reports in assessing company credibility. Uncover financial strength indicators, credit limits, and ownership details to make confident business decisions. Contact us today: https://lnkd.in/esVZvAHi #creditinfo #creditinfomalta #creditscore

🔎 Collect identity information about your customers quickly and fully remotely. Doing your business online can mean more opportunities for your company, however it can also mean new risk. 👉 Your potential customers often quit the process of onboarding or security-checks due to its complexity and being time-consuming. We understand how critically user experience and security are important parts of your business, and we have a solution for you. 📩 Get in touch: https://lnkd.in/d23GDFrt #KYC #IDverification