Saldo Bank

Top of the charts once more! 🥇 The renowned Kauppalehti ranks Saldo Bank #1 for both 12 & 24-month term deposit rates in Finland. Learn more below! 👇 https://lnkd.in/ecKmZNfu #banking #finance #neobank #fintech #saldobank

Are neobanks the future of finance? Talouselämä, a well-known economic weekly magazine in Finland, explores the rise of digital-only banks like Saldo Bank in their recent article. An intriguing read! Find it below 👇 https://lnkd.in/ev3eWMRi #fintech #neobank #banking #digitalbanking #saldobank

Excited to share that our CEO, Jarkko Maensivu, attended yesterday’s event by Helsinki Fintech Farm on digital development in banking. Jarkko discussed Saldo Bank’s journey to modernize our core systems with reusable microservices and a flexible data warehouse. Jarkko’s top 3 tips: ▪️ Start fresh with a greenfield approach ▪️ Ensure high data quality ▪️ Embrace AI to enhance efficiency A big thanks to Fintech Farm and Siili Solutions for an insightful evening!

Finnish savers deposited a remarkable €1.2 billion into term deposits in April, according to the Bank of Finland (Suomen Pankki - Finlands Bank) (via Ilta-Sanomat). As noted by Ilta-Sanomat, Saldo Bank currently offers the highest interest rate in Finland for 12-month term deposits at 4.15% — well above the market average of 3.52%. 🏆 Learn more in the article below! 👇 https://lnkd.in/eJ_xSbmu #banking #bankingnews #saldobank

Last week, Saldo Bank's visionary CEO Jarkko Maensivu took center stage at the World Banking Forum in Lisbon. His keynote "Case Study: Building a New Data-First Digital Bank" chronicled our ambitious journey of constructing a green-field digital bank from the ground up, anchored by a real-time data warehouse-centered cloud and API architecture. 👩💻 Maensivu's speech shared insights into Saldo's two-fold strategy that underpins our pioneering vision. For SMEs, Saldo Bank aims to enhance access to liquidity through automation and sophisticated cash flow-based analytics. Meanwhile, for individual consumers, Saldo offers superior savings and lending solutions geared towards sustainable growth, ultimately evolving into a platform bank. 💡 The engaging session sparked a flurry of questions from the audience, reflecting the banking industry's burning interest in Saldo's innovative data-driven approach to modern banking. It was immensely gratifying to witness such a dynamic dialogue around our vision for the future. #worldbankingforum #WBF2024 #banking #digitalbanking #bankingnews #fintech #fintechnews

Saldo Bank's CEO Jarkko Maensivu delivered an insightful keynote at the prestigious World Banking Forum in Lisbon earlier this week. His presentation on "Case Study: Building a New Data-First Digital Bank" generated tremendous interest among attendees. Maensivu's session provoked a flurry of inquisitive questions from the audience, demonstrating the banking industry's keen enthusiasm for our innovative data-driven approach. 💡 It was extremely gratifying to witness such an engaging dialogue around Saldo's vision for the future of modern banking. We extend our sincere gratitude to the organizers of the World Banking Forum for the opportunity, and to the attendees for their thoughtful questions and interest in our work pushing the boundaries of data-driven digital banking. #worldbankingforum #WBF2024 #banking #digitalbanking #bankingnews #fintech #saldobank

Meanwhile in Helsinki 🇫🇮 We are pleased to be attending the #NordicFintechSummit, the leading Nordic digital banking and digital payments event organized by Helsinki Fintech Farm in Helsinki today. Our CMO Lauri Pitkänen and CDO Mikael Modig are representing Saldo Bank, engaging with industry leaders, nurturing meaningful connections, and discussing the future of finance. The focus has been on forging strong partnerships and collaborative efforts between banks and other entities. 🤝 The atmosphere here is buzzing, and we want to extend our gratitude to the organizers at Helsinki Fintech Farm for creating such a dynamic and engaging event! #Banking #DigitalBanking #HelsinkiFintech #DigitalPayments #Finance #Fintech

Greetings from Lisbon! 🇵🇹 At the World Banking Forum, our CEO Jarkko Maensivu participated in an insightful panel on the role of data, AI and emerging technologies in transforming banking. During the panel discussion, Jarkko emphasized the need for regulators to develop sustainable frameworks as banks adopt transformative technologies like AI. "Regulators should consider what is a sustainable future for regulating banks as we combine AI, ESG, and digital initiatives. Should there be separate AI regulation or should it all be part of the existing banking regulation and reporting requirements?" As banks leverage AI capabilities like large language models, robust governance around transparency and explainability is crucial. Clear regulatory guidance can foster innovation while ensuring new challenger banks like Saldo, are not hindered by excessive regulation. Watch the full panel discussion here 👇 https://lnkd.in/dps-fdi6 #worldbankingforum #wbf2024 #banking #finance #fintech #saldobank

Great opportunity to develop deposit offering at Saldo Bank and constantly improve our product governance processes. Check out more from the link and apply! More information from me or Eglė Blankaitė #hiring #deposit #banking

Last week, Saldo Bank attended Uniglobal's 15th annual Global Banking Innovation Forum & Expo held on April 25-26 in Prague. This insightful industry event gathered banking leaders to explore key topics like cybersecurity, generative AI, financial crime prevention, digital identification, payment innovations, and regulatory trends. Our CEO Jarkko Maensivu joined industry experts on an insightful panel discussion, "Fighting FinCrime," to discuss strategies for combating the biggest threats facing financial institutions. At Saldo Bank, we extend our gratitude to the organizers for the invitation to participate in this panel. Preventing financial crime is a top priority, and we remain steadfast in our commitment to responsible technological adoption and upholding best practices. The future of banking lies in striking a balanced path—embracing innovation while reinforcing security and compliance standards. 🌟 #banking #finance #fintech #saldobank