John Kyalo

Hustler Fund is a personal digital mobile loans and savings product by the Government of Kenya in partnership with MNOs (Mobile Network Operators) with banks offering dignified borrowing and savings to adult Kenyans at the bottom of the economic pyramid. The objectives of would be to offer, affordable digital loans to adult Kenyans to lift those adversely impacted by recent economic shocks of the pandemic, inflation etc.; opportunity for CRB negatively listed Kenyans to repair and improve their… Show more

Hustler Fund is a personal digital mobile loans and savings product by the Government of Kenya in partnership with MNOs (Mobile Network Operators) with banks offering dignified borrowing and savings to adult Kenyans at the bottom of the economic pyramid. The objectives of would be to offer, affordable digital loans to adult Kenyans to lift those adversely impacted by recent economic shocks of the pandemic, inflation etc.; opportunity for CRB negatively listed Kenyans to repair and improve their credit rating and access micro loans; and a product to drive the culture of savings among Kenyans. Show less

An integration platform combining messaging, web services, data transformation, and intelligent routing, to reliably connect and coordinate the interaction of a significant number of heterogeneous applications with transactional integrity. EBS also enables data transfer between internal and external computer components, as well as the addition of additional data and capabilities to current programs.

Manpro CMS is an award-winning construction management software designed with the Kenyan and African construction industry in mind. We understand the unique struggles our contractors navigate and we took the time to solve each of these challenges innovatively.
Manpro Construction Management System is a comprehensive software solution designed specifically for the construction industry. It offers a range of features to streamline project management, enhance collaboration, ensure safety, and… Show more

Manpro CMS is an award-winning construction management software designed with the Kenyan and African construction industry in mind. We understand the unique struggles our contractors navigate and we took the time to solve each of these challenges innovatively.
Manpro Construction Management System is a comprehensive software solution designed specifically for the construction industry. It offers a range of features to streamline project management, enhance collaboration, ensure safety, and enable data-driven decision-making.

The system enables efficient project planning and scheduling, allowing users to create detailed timelines, allocate resources, and track progress. It facilitates seamless collaboration among project stakeholders through real-time updates, document sharing, and communication channels.

Manpro includes robust safety management features, allowing users to track and enforce safety compliance, manage incidents, and implement preventive measures. It also offers advanced analytics capabilities, providing valuable insights into project data and enabling data-driven decision-making to optimize workflows and improve performance.

The software is designed for ease of use, with an intuitive interface that allows users to navigate the system, access information, and perform tasks efficiently. It also supports integration with other commonly used construction software and systems, ensuring compatibility and scalability. Show less

M-Pesa is a popular mobile payment platform that enables users to conduct a wide range of financial transactions using their mobile phones. It offers a mobile wallet linked to users' phone numbers, allowing them to deposit money, make person-to-person transfers, pay bills, purchase airtime, and more. With a vast network of authorized agents, users can easily deposit or withdraw cash. M-Pesa prioritizes security, accessibility, and regulatory compliance, making it accessible to a wide range of… Show more

M-Pesa is a popular mobile payment platform that enables users to conduct a wide range of financial transactions using their mobile phones. It offers a mobile wallet linked to users' phone numbers, allowing them to deposit money, make person-to-person transfers, pay bills, purchase airtime, and more. With a vast network of authorized agents, users can easily deposit or withdraw cash. M-Pesa prioritizes security, accessibility, and regulatory compliance, making it accessible to a wide range of mobile phone users. The platform has also expanded to offer additional financial services and has had a significant impact on financial inclusion. Overall, M-Pesa revolutionized the way people manage their finances by providing convenient, secure, and accessible mobile payment solutions. Show less

A technically advanced platform designed for banks to streamline and simplify the bill payment process. It seamlessly integrates with all bank channels, including online banking platforms, mobile applications, and ATMs, providing customers with a centralized interface to manage their bill payments.

The platform aggregates bill payments from multiple service providers, presenting customers with a comprehensive view of their bills and due dates. It ensures secure data handling through… Show more

A technically advanced platform designed for banks to streamline and simplify the bill payment process. It seamlessly integrates with all bank channels, including online banking platforms, mobile applications, and ATMs, providing customers with a centralized interface to manage their bill payments.

The platform aggregates bill payments from multiple service providers, presenting customers with a comprehensive view of their bills and due dates. It ensures secure data handling through encryption, authentication protocols, and compliance with industry standards.

With a user-friendly interface, customers can easily navigate and interact with their bill payment dashboard, making payments and accessing payment history with ease. The solution is scalable and performs optimally even during peak usage periods.

Analytics capabilities offer banks valuable insights into customer behavior, payment patterns, and preferences. These insights can be leveraged to personalize recommendations, target marketing campaigns, and enhance financial services.

Through well-documented APIs, the platform enables seamless integration with external systems, facilitating efficient data exchange and interoperability. This ensures compatibility with existing infrastructure and promotes a smooth integration process. Show less

Pesalink is a digital payments platform in Kenya that facilitates real-time interbank transactions. It operates on a centralized architecture with a central switch connecting participating banks. Banks integrate their systems with Pesalink using secure protocols like APIs. The platform supports various payment instructions, including P2P transfers, P2B payments, and B2B transactions. Transactions are processed in real-time, ensuring prompt availability of funds. Security measures, transaction… Show more

Pesalink is a digital payments platform in Kenya that facilitates real-time interbank transactions. It operates on a centralized architecture with a central switch connecting participating banks. Banks integrate their systems with Pesalink using secure protocols like APIs. The platform supports various payment instructions, including P2P transfers, P2B payments, and B2B transactions. Transactions are processed in real-time, ensuring prompt availability of funds. Security measures, transaction limits, and fees are implemented to protect user data and ensure controlled fund transfers. Pesalink is accessible through online and mobile banking channels. Settlement processes and compliance with regulatory requirements are also part of the platform's features. Overall, Pesalink provides a convenient and secure solution for interbank transfers in Kenya. It is accessible through the various bank channels: Mobile banking, Internet banking, ATM, agency and branch. PesaLink allows you to conveniently send money directly to the recipient's bank account by simply using their mobile phone number.

IPSL recently upgraded its SWITCH from ISO8583 to the new ISO20022 message standard.

This migration brought with it a myriad of capabilities as outlined below:

Account validation - Enables verification of target account before funds transfer
Support of different types of payments (Credit Transfers and Request to Pay, Request to Pay by PSP and Request to Pay with Mandate ID)
Support the three-layer structure of participants (direct, indirect and payment initiators or sub participants)
Anti-Fraud checks
Detailed and more relevant reports
Secure payment and information exchange
Access to IPS services is provided for eligible Participants through Unified REST API over XML Show less

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global messaging network and financial communication platform used by banks and financial institutions. It enables secure and standardized communication for various financial transactions, including international money transfers, trade finance, and securities transactions. SWIFT assigns unique identification codes (SWIFT codes/BIC) to member institutions for routing messages. Security measures, standardization, and… Show more

SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a global messaging network and financial communication platform used by banks and financial institutions. It enables secure and standardized communication for various financial transactions, including international money transfers, trade finance, and securities transactions. SWIFT assigns unique identification codes (SWIFT codes/BIC) to member institutions for routing messages. Security measures, standardization, and compliance with regulations are integral to SWIFT's operations. Financial institutions connect to SWIFT through different options and benefit from value-added services. With its global reach and trusted network, SWIFT plays a vital role in facilitating secure and efficient financial communication and transaction processing worldwide. Show less

WSO2 Open Banking is an open-source platform designed for banks and financial institutions to comply with Open Banking regulations and facilitate secure API-based interactions with third-party providers. It offers API management, security, consent management, and integration capabilities. With features such as a developer portal, data transformation, analytics, and scalability, WSO2 Open Banking supports customization and extensibility. It leverages open-source technologies and community… Show more

WSO2 Open Banking is an open-source platform designed for banks and financial institutions to comply with Open Banking regulations and facilitate secure API-based interactions with third-party providers. It offers API management, security, consent management, and integration capabilities. With features such as a developer portal, data transformation, analytics, and scalability, WSO2 Open Banking supports customization and extensibility. It leverages open-source technologies and community support to provide a flexible solution for banks to embrace Open Banking and drive innovation in the financial sector. Show less