Northern Arc Capital

🌟 Northern Arc Hosts an Exclusive Round Table with FMO and Industry Leaders! 🌟 We are happy to share that Northern Arc hosted an engaging round table with CEOs and leaders from the MSME, Microfinance, Affordable Housing, and Education financing sector, alongside FMO, the Dutch Entrepreneurial Development Bank. The participants discussed important themes in addressing key challenges encountered during the delivery of last-mile credit to underserved individuals and households in India. Key Discussion Themes: 🔹 Emerging Business Models: Examining the macro landscape of credit in India and discussing innovative, new-age business models in the lending ecosystem; especially for ensuring availability of finance to the underserved. 🔹 Digital Innovations and Financial Inclusion: Highlighting the critical role of data and technology in underwriting, sourcing and collections, and how they serve as the backbone in transforming the financial services landscape. Such evolution is in alignment with governmental initiatives such as Digital India, the Open Credit Enablement Network (OCEN), and the JAM trinity (Jan Dhan, Aadhaar and Mobile) 🔹 Financial inclusion and climate initiatives: Exploring strategies to integrate the underserved into the formal financial ambit through inclusive finance. Discussing innovative approaches beyond inclusion, such as green financing for integrating climate adaptation and mitigation into steady-state business practices. 🔹 Role of Global DFIs: Analyzing how global Development Finance Institutions support the sector through funding, credit enhancements, and technical assistance, ensuring alignment with United Nations Sustainability Development Goals. 🔹 Strategies to Meet Challenges: Collaboratively brainstorming sessions to address sectoral, geographical, product specific challenges and regulatory dynamism. This round table provided an excellent networking opportunity for attendees to engage in insightful discussions and propose innovative strategies for speeding up the adoption of ESG financing. We are inspired by the fresh ideas and approaches discussed and are dedicated to supporting essential sectors for India’s growth Ashish Mehrotra, MD & CEO at Northern Arc quoted We deeply value the investment and partnership from FMO, which significantly strengthens our mission to provide finance for the underserved. Our originator partners are crucial in this endeavor, effectively utilizing resources and leveraging data and technology to reach those in need. At Northern Arc, we are steadfast in our commitment to financial inclusion, ensuring that we create sustainable and impactful financial solutions for the underserved segments of society.

Northern Arc Capital has raised $75 million through senior secured Non-Convertible Debentures (NCDs) subscribed by FMO, the Dutch entrepreneurial development bank taking FMO’s overall exposure to USD 125 Million in Northern Arc as of 24th June 2024. Ashish Mehrotra, Managing Director & CEO of Northern Arc Capital, remarked, "This substantial investment from FMO underscores our unwavering commitment to transforming the financial landscape for under-served individuals and businesses in India. By directing these funds into microloans, SMEs, and green projects, we aim to create a cascading effect that promotes sustainable economic growth and financial inclusion. Our innovative analytical and data driven technology platforms, nPOS and Nimbus, play a pivotal role in this mission by ensuring seamless loan processing and effective debt management." Northern Arc’s proprietary technology solutions, the cloud-based API-enabled nPOS has processed transactions of INR, 24,676 million* and Nimbus, an exhaustive end-to-end workflow for debt transaction management has enabled credit of INR 908.97 billion as of 30th Sept 2023. Huib-Jan de Ruijter, Chief Investment Officer at FMO, stated, "We are very pleased to be able to provide long-term funding for MFIs and NBFCs in India, which have limited access to term funding from capital markets. This local currency facility to Northern Arc, supports entrepreneurship and innovation and encourages the formalization and growth of SMEs and microenterprises. We want to thank Northern Arc for our partnership, enhancing financial inclusiveness across India.” Join us in driving forward a more inclusive and sustainable future! 🌟 *As of and for the six-month period ended September 30, 2023   Fatoumata Bouare Huib-Jan de Ruijter, CFA Juan Jose Dada Aleksandra Gazy Pim van Dijke Marco Villalpando Atul Tibrewal Prasanna Kumar #NorthernArcCapital #FMO #FinancialInclusion #Sustainability #EconomicGrowth #Innovation #NBFC #MFI #MSME #Climate

Northern Arc is pleased to announce the release of our latest sectoral report on #VehicleFinance in India. This comprehensive report dives deep into the current credit trends in the vehicle finance sector, providing valuable insights for industry stakeholders. 🔍 Key Highlights of the Report: - Analysis of market trends and growth drivers - Asset Quality - Collection efficiencies - Leverage and liquidity - Credit Cost & Profitability We invite you to join the conversation and share your thoughts on the report. #VehicleFinance #NorthernArc #SectoralReport #FinancialInclusion #MarketInsights #Innovation

Ending child labour is a critical step towards sustainable development. Children are the future of our nation, it's our duty to support their growth today so that they can build a better future tomorrow. #ChildLabour #NorthernArc #UN #ChildLabourDay #Fintech #ImpactInvesting #EmpoweringLives #WorldDayAgainstChildLabour

To bridge the access gap to alternative investment assets for retail investors and small businesses, we've created AltiFi, a platform that offers access to diverse fixed-income instruments like bonds, debt securities, and AIF units, which were previously exclusive to only institutional investors. #NorthernArc #AIF #Fintech #Bonds #AlternativeInvestments

At Northern Arc, we are committed to charting a course toward a more sustainable and environmentally responsible future. As an organization, our aim is to lead the way in fostering solutions that tackle the pressing environmental challenges of our time and prepare for the ones in the future. #WorldEnvironmentDay #NorthernArc #SDG13 #ClimateAction #ImpactingLives #SustainableFinance #Fintech

Nu Score is a machine-learning driven analytical solution custom-built for each lending institution. Our customized models harness institution-specific data and sector-specific insights to improve the process of underwriting as a whole. #NorthernArc #NuScore #Underwriting #Fintech #Origination

At Northern Arc, we offer technology-driven supply chain financing that provides tailored credit solutions to various participants within the enterprise's supply chain network. Our in-house loan management system handles high volumes and conducts real-time validations for seamless disbursements and settlements. #NorthernArc #supplychains #supplychainfinancing #fintech #logistics   Source - https://lnkd.in/d4QWmfN2

At Northern Arc, we extend secured business loans to MSME borrowers through our branches that currently span across seven states. Our tech-driven approach utilizes a streamlined loan origination system (LOS) for customer onboarding and online document execution. #NorthernArc #Fintech #ImpactInvesting #EmpoweringLives #LoanAgainstProperty #MSMEs #BusinessLoans Source - https://lnkd.in/dM-rXvkr