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Had the opportunity to join a roundtable discussion with JAKIM & Serunai today, a fruitful one that i really wanted to share it here. This discussion is vital for both parties to gain overview and understand concerns from both sides. From the bank’s perspective, we managed to deliver the shariah issues arises from financing applications especially that involving halal certification. On the other hand, we also get clarification and better understanding on the process of issuing halal certificates to companies. This session brought enlightenment into whether there is any room for improvement in the current shariah parameter and procedure in assessing the eligibility of potential financing customer. We were also intrigued by a fact revealed by the delegation from JAKIM when he said among the 22,000 companies/brand that has been certified halal in Malaysia, only 15% of them use Islamic banking services. This calls for both industries to work on this problem statement as it reflects the degree of understanding, trust and literacy of our community with regards to Islamic banking. It was an insightful discussion indeed. Much appreciation to Shariah Secretariat & Advisory for organizing this roundtable discussion today.

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As one of the leading and fastest-growing BNPL players, Kredivo launched the 2024 Indonesian PayLater User Behavior Report in partnership with Katadata Insight Center (25/6). The fifth edition of the annual report shifted focus from e-commerce to in-depth developments of BNPL in Indonesia, analyzing consumer behaviors, shopping patterns and preferences in both online and offline transactions, as well as its contribution in accelerating financial inclusion. With a bottom-up approach using primary data, this report also explores the latest insights into the BNPL landscape, highlighting its potential and emerging trends. #gokredivo Download the full report here: https://kredivocorp.com/ (EN version starts from p.64) Read the news here: (ID) https://lnkd.in/gwdm92Wf 

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Join Siti Manisah Binti Mohamad Sarujee in conversation with Shahril Azwin Zainul Abidin MSc MBA and Khalil Nooh on current marketing trends & impact of AI-powered marketing technology. Learn how to stay ahead, engage customers, and boost your ROI. This session is part of a full-day seminar on Marketing Tech Mastery Seminar: Crafting Effective Campaigns. For more information and registration, click here: https://lnkd.in/gf6TzZ2w #belegendaryneverordinary #BrandGeeksInc #hrdcorpclaimable #MarketingTechSeminar #simplifyingmarketingtech

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Islamic Banking in Indonesia: The Trust Paradox That's Holding Back a Billion-Dollar Industry Imagine a country with the world's largest Muslim population, where 65% of Millennial and Gen Z consumers are already using Islamic banking. That's Indonesia, and it's a market ripe for disruption. But there's a catch – a staggering 43% of Indonesians don't trust that banks can be fully Shariah-compliant. It's a trust paradox that's holding back a billion-dollar industry. Despite this, Indonesian consumers are highly aware of Islamic banking products, with 74% familiar with profit-and-loss sharing partnerships. And across Southeast Asia, Millennial and Gen Z Muslims are demanding digital accessibility and ethical investing. In fact, 80% say that the availability of online or mobile Islamic banking is a dealbreaker. Islamic finance is poised to gain global traction, driven by its alignment with responsible investing and digital accessibility. But first, banks in Indonesia must overcome the trust hurdle and prove their Shariah compliance. P.S. How can Islamic banks in Indonesia build trust with Millennial and Gen Z consumers? Share your thoughts in the comments! #IslamicBanking #Indonesia #TrustParadox #MillennialMuslims #GenZMuslims #DigitalBanking #EthicalInvesting #SoutheastAsia #ResponsibleInvesting #ShariahCompliance

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It's been just over a week since I started as Head of Marketing & Communications at PT Bank Digital BCA (BCA Digital) and honestly, it feels like I’m back in school. Transitioning from an agency where my days were filled with diverse brands to now immersing myself in just one brand has been a grounding experience. Each meeting with my new colleagues peels back another layer of our brand and what it means to our customers. I’m learning from the Brand Management team about maintaining relevance in our rapidly changing market. The Activations team is teaching me about the energy and detail needed to bring campaigns to life. At Data & Performance, it’s fascinating to see how numbers tell deeper stories. It’s not just about tracking metrics; it’s about understanding what those numbers mean for our business and how they can guide our future strategies. In Corporate Communications, the focus is on how we connect meaningfully with people—not just delivering a message but ensuring our presence is felt positively in their lives and in our community. This journey is proving to be more profound than just stepping into a new job. It’s about really getting to know and grow with a brand in a way that’s much deeper than I anticipated. Every day brings its challenges, sure, but also its lessons, which I’m here to learn and hopefully, apply well. I'm reminded daily that this role isn't about being 'at the top' but about being right here in the middle of it all, learning, adapting, and trying to make a difference where it counts.

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PSA: According to #OJK, financial illiteracy is the reasons teachers are the biggest ‘consumers’ of Pinjol (online lending). True. What about the cost of living crises in Indonesia impacting many? Otoritas Jasa Keuangan needs a policy makeover around digital/online only banks and online lending especially with regards #marketing #sales practices that target vulnerable consumers in #indonesia Let’s overlay the Kementerian Pendidikan dan Kebudayaan (Ministry of Education and Culture Republic of Indonesia) angle. think about what data like this sends when it comes out? Teachers are underpaid? What #genz would take this as a career choice if they knew the data? #purpose or #calling doesn’t pay the rent or feed mouths. I wouldn’t be surprised in the future we will face teacher shortages leading to Indonesia scoring even worst on average #IQ compared to other #asean countries. #education #teachers #finance #literacy

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Using renewable energy is the key for human existence on earth! support sustainable energy project at Danamart https://lynk.id/danamart #scf #securitiescrowdfunding #renewableenergy #energy #sustainable #sustainability #investment #berizinojk #investasi #investmentnews #keuangan #finansial #wealth #wealthtech #wealthmanagement #indonesia

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💪🏻 “Who were you before moving into PR career, and how did you see your change after ?” My colleagues and I had this interesting discussion in PR WIP meeting. Sometimes, you have to look into yourself, and ask: Am I moving forward? Am I doing something that I enjoy? And, this is what I said: “I was someone that likes to share my own stories, showing myself to public and I was the talent. (I was a streamer before) 🫶🏻 “But when comes to PR, we are not the one that shares our own stories, instead, we are sharing others’ stories. There are many local talents out there, and you help to share their voices.” Why this seems a big change for me, as I have changed myself from a “storybook” to a “storyteller”. I’m looking forward to grab the previous opportunities to share more talents’ stories. To all hiring managers in #Singapore, are you looking for someone that is passionate on this? Feel free to reach out to me and I’d love to learn more about this! #OpentoWork #PR #story #socialmedia #contentcreator

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Isuzu Group to be a commercial mobility solutions company with 3 main aspects

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Indonesia's digital payments sector is rapidly growing, with significant opportunities. Addressing challenges like fraud, financial literacy, and cash reliance, along with fostering collaboration and regulatory enhancements, will be key to driving further adoption and integration of digital payments.

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The financial world is in constant flux, and a new era of collaboration is dawning. On one side, we have the established powerhouses: global banking institutions with their vast resources and regulatory clout. On the other, the dynamic innovators: blockchain enterprises brimming with the potential of a revolutionary technology. We'll explore how blockchain can streamline banking operations, the challenges that lie ahead, and the strategies that will ensure success. Real-world case studies will showcase the power of collaboration, and a glimpse into the future will reveal the transformative potential of this union, here: https://lnkd.in/gy6FN5Ex

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Starting with adapting to changing the skills for frontline workers, and better understanding how technology can ensure resources are used optimally, and that operations become safer and more productive. - Deloitte #literacy #feedyourmind #learning #freedomwriter Thanks for the inspiring article pak Bambang H. Purnomo 🙏😇

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Step into the global spotlight with World Public Relations Forum 2024 as it shines on World Class Indonesia! Join us in Bali for an extraordinary blend of diversity, creativity, and insight. Let's shape a sustainable future together, led by the wisdom of our local heritage. Follow @wprfofficial for updates. See you there! #wprf2024 #wprfindonesia2024 #perhumas #IndonesiaBicaraBaik"

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In the first three months of 2024, Startup funding for the Fintech sector in the Southeast Asia region was recorded to have decreased by 13 percent when compared to the same period in 2023. FORTUNE Indonesia https://lnkd.in/gkZNcvBE

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[Webinar] "State of Customer Experience (CX) in Indonesia 2024 🇮🇩"- based on insights from 180+ CX leaders 🗓 Thursday, 16th May at 2 PM Jkt time 🔗 https://lnkd.in/gfKeSC4G Join us to learn about: 👉 The CX maturity gap (and how to close it!) 👉 Powerful CX tech that's NOT just for sci-fi movies 👉 Proving the value of CX so even your boss does a happy dance We have limited spaces, so register now! #customerexperience #cx #roi #insights #cxleaders

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Looking at the increasing deal flow in Indonesia and projecting forward into ASEAN, Maybank Indonesia’s Transaction Banking team recently concluded the inaugural Supply Chain Financing workshop in Jakarta. Attended by over 30 Relationship Managers and Sales representatives, the workshop covered a broad range of topics included sharing industry best practices in client engagement, understanding clients' purchasing cycles, and exploring international Structured Trade Finance and Supply Chain Financing. These discussions offered fresh insights into originating deals by leveraging the network and strengths of Maybank Group, positioning us as a niche player in the market. Facilitated by Daniels T. , SVP Global Structured Trade Solutions Maybank, and Ian Chan , SVP Strategic Partnerships and Alliances Maybank, who together boast a combined 40 years of experience in Transaction Banking and specialized expertise in Structured Trade Finance, the workshop highlighted the benefits of Supply Chain Financing. We recognize the importance of equipping ourselves with the necessary knowledge to navigate the challenges posed by the growing deal flows, both locally and regionally. This ensures that we remain the preferred partner for customers seeking to expand their business ventures. Contact us if you’d like to know further about Supply Chain Financing for your business. #maybank #maybankers #maybankindonesia #humanisingfinancialservices #supplychain

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At Money20/20, we embarked on a journey through the evolving landscape of finance, guided by insightful perspectives from industry leaders. Andreas Kurniawan from PT Bank Danamon Indonesia, Tbk. shed light on the prominent QR code movement within Southeast Asian countries, highlighting the role of supportive government regulations. This shift signifies a departure from traditional card payments, a trend diverging from the preferences of Western nations. Delving deeper, Tessa W. from Xendit shared delightful insights in the MoneyPot podcast, detailing their strategic expansion into the Thai market. Meanwhile, Anthony Thomas from Delivery Hero and MoMo (M_Service) provided a unique perspective on finance within marketplaces, emphasizing the pivotal role of partnerships in ensuring a seamless checkout experience, particularly in the realm of quick #commerce. Jessica Lam from WeLab tackled the challenge of #financialinclusion head-on, recognizing not only the #unbanked but also the "#underbanked" populations across diverse markets. This underscores the importance of continually enhancing strategies and standards to meet the needs of all individuals. Furthermore, discussions highlighted the global nature of finance, with cross-border payments emerging as a challenge for traditional banks, bridged by fintech innovations. As the world becomes increasingly interconnected, the demand for inclusive solutions that facilitate "global money movement" grows. To explore actionable strategies and insights on inclusive design in Southeast Asia, visit bit.ly/62money2020

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