Earn 5.00% APY1 with a Money
Market Account
Market Account
Get the best of both worlds. Earn high interest yields on your balance with the added benefits of a checking account, including a free debit card and check writing privileges. Open an account online in just 3 minutes and with only $100 opening deposit.
Insured and Secured
Your money is FDIC insured to the maximum legal limits
and includes advanced security monitoring.
and includes advanced security monitoring.
Come for the Rates, Stay for the Service
Our US-based Customer Service is
available by phone or email.
available by phone or email.
No Monthly or Overdraft Fees
You won’t be charged for maintaining or
overdrafting your account, that’s on us.
overdrafting your account, that’s on us.
Savings on the go
Have the convenience of customer service support and access to your
savings account while you’re online or through our mobile app.
savings account while you’re online or through our mobile app.
24/7
Access
Mobile Check
Deposit
90,000+ ATMs
Across the Nation
Savings that stand out
Money Market Account
5.00% APY1
Minimum Opening Deposit:
$100
Monthly Service Fee:
$0
Min Bal Required
to Avoid Fees:
$0
Money Market Account
4.00% APY 
Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.
Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.Minimum Opening Deposit:
$0
Monthly Service Fee:
$0
Min Bal Required
to Avoid Fees:
$0
Money Market Account
2.25% APY Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.
Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.Minimum Opening Deposit:
$0
Monthly Service Fee:
$0
Min Bal Required
to Avoid Fees:
$0
Money Market Account
1.55% APY Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.
Competitor APY comparison information for Discover and CIT Bank obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Synchrony obtained from synchronybank.com. All APYs are as of July 18, 2024. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Synchrony, Discover, and CIT Bank are owned by each respective entity.Minimum Opening Deposit:
$0
Monthly Service Fee:
$0
Min Bal Required
to Avoid Fees:
$0
Disclaimer:
1Money Market Account is a tiered variable account wherein 5.00% annual percentage yield applies to all balance tiers, which are identified as $0.01–$4.999.99, $5,000.00–$149,999.99 and balances over $149,999.99. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Minimum opening deposit: $100. Information is as of November 21, 2023.
2National Average APY information as of July 17, 2023, according to the FDIC National Rates and Rate Caps.
US Bank is a registered trademark of U.S. Bank National Association. Truist is a registered trademark of Truist Financial Corporation. Wells Fargo is a registered trademark of Wells Fargo & Company.
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