Invest & Retire

“Investing can seem so complicated that you might shut down and do nothing about it — or feel you need to hire someone to guide you. However, it doesn’t need to be complex. You probably already have the opportunity to get started right where you work.”

Essentials

Latest Investing & Retirement

retirement clock
The Average Retirement Age in America Investing & Retirement July 24th, 2024
For working folks, the older we get, the more we think about retirement. And how we feel about it has…
retirement money jar
Report: These Expenses Are Higher Than Retirees Expected Investing & Retirement July 24th, 2024
It would be great if prices stayed the same or fell when we retired, but that’s not the way it…
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor
Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor Investing & Retirement July 22nd, 2024
When you set out to invest, you first have to determine whether you’re going to handle everything yourself or outsource…
Target Date Funds: Clark’s Favorite Retirement Investment
Target Date Funds: Clark’s Favorite Retirement Investment Investing & Retirement July 19th, 2024
Target date funds are the “easy button” for retirement investing. They can take the confusion and research out of investing…
10 Questions To Ask a Financial Advisor
10 Questions To Ask a Financial Advisor Investing & Retirement July 18th, 2024
You may not interview a fast-food manager about her menu or quiz a mall employee on the origins of the…
Social Security Announces Online Users Must Transition To New Platform
Social Security Announces Online Users Must Transition To New Platform Investing & Retirement July 16th, 2024
If you set up an online account with the Social Security Administration (SSA), you may need to log in and…
Ask Clark Howard and Team Clark
What Does Clark Howard Think About Vanguard’s Cash Deposit Feature? Investing & Retirement July 11th, 2024
Vanguard slowly rolled out Cash Deposit in 2022, an FDIC-insured interest-bearing account for its customers. The massive discount broker, known…
23 Best Passive Income Ideas To Build Wealth
23 Best Passive Income Ideas To Build Wealth Investing & Retirement July 10th, 2024
Passive income can help you achieve financial freedom and live the life of your dreams. Who doesn't want to get…
Acorns Review: How It Works, Pros & Cons
Acorns Review: How It Works, Pros & Cons Investing & Retirement July 9th, 2024
If you're looking for companies to help you invest your money, one big player is the Acorns platform. In this…
Ask Clark Howard and Team Clark
Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Investing & Retirement July 9th, 2024
Most of us have dreamed about suddenly receiving a large pile of money. But, if you're financially responsible, you may…
Vanguard Review: Pros & Cons
Vanguard Review: Pros & Cons Investing & Retirement July 8th, 2024
Most Vanguard reviews focus on the firm's bread and butter: its low-cost index funds. The Vanguard Group is not a…
Charles Schwab Review: Pros & Cons
Charles Schwab Review: Pros & Cons Investing & Retirement July 8th, 2024
In some ways, reviewing Charles Schwab isn't much different now than it would have been in the 1970s. Guided by…
Fidelity Investments Review: Pros & Cons
Fidelity Investments Review: Pros & Cons Investing & Retirement July 8th, 2024
Fidelity Investments is a giant, popular investment company. Our Fidelity review will help determine whether the brokerage firm should be…
Senior at the beach in retirement.
Report: The Best and Worst States for Retirement Investing & Retirement July 5th, 2024
Money expert Clark Howard says a major way you can ensure that you’re comfortable later in life is to prepare…
What Is a Fiduciary Financial Advisor and Do I Need One?
What Is a Fiduciary Financial Advisor and Do I Need One? Investing & Retirement July 4th, 2024
If you're looking for financial advice, you may come across the term “fiduciary financial advisor.” What is a fiduciary? And…
5 Best Robo-Advisors in 2024
5 Best Robo-Advisors in 2024 Investing & Retirement July 4th, 2024
As more robo-advisors (and investment options of all kinds) come into existence, it’s harder to figure out what to use.…
Buying on Margin: The Investment Mistake You Need To Avoid
Buying on Margin: The Investment Mistake You Need To Avoid Investing & Retirement July 2nd, 2024
American investors owed nearly $775 billion in margin debt entering May 2024 after the number peaked near $1 trillion at…
Ask Clark Howard and Team Clark
What’s the Best Place To Get Investing Advice From an Advisor if I Have Limited Assets? Investing & Retirement July 1st, 2024
Investing used to be exclusive to the wealthy. It's taken the private industry decades to democratize investing. Money expert Clark…
What Is an Annuity, and Why Does Clark Think They Stink?
What Is an Annuity, and Why Does Clark Think They Stink? Insurance June 28th, 2024
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
Stash Review: How It Works, Pros & Cons
Stash Review: How It Works, Pros & Cons Investing & Retirement June 27th, 2024
You can make investing simple. Think target date funds -- the easy button of retirement investing. But it can be…
Gold is not an investment
Warning: How You Should NOT Buy Gold Investing & Retirement June 25th, 2024
Gold has been a fashionable purchase as of late as Americans look for some stability to counteract the ebbs and…
retirement clock
New Report: The Age Most Americans Expect To Retire Investing & Retirement June 21st, 2024
For many Americans, retirement brings to mind white sand beaches and emerald green golf courses. But at what age do…
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement
My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Investing & Retirement June 13th, 2024
For many of us, Social Security will be a significant part of our income during retirement. In fact, the Social…
Ask Clark Howard and Team Clark
Does the Social Security ‘Do-Over’ Option Still Exist? Investing & Retirement June 11th, 2024
One of the easiest ways to get a deluge of emails following a Clark Howard podcast segment is to bring…
How To Turn $100 a Week Into $1 Million With Compound Interest
How To Turn $100 a Week Into $1 Million With Compound Interest Investing & Retirement June 10th, 2024
Compound interest is one of the most exciting financial phenomena. Why? It's earning interest on interest! Get 10% in annual…
The Rule of 55: What Is It, How It Works
The Rule of 55: What Is It, How It Works Investing & Retirement June 6th, 2024
If you're thinking about early retirement, it may be important to understand the Rule of 55 for 401(k) plans. This…
How To Find Missing or Lost Retirement Accounts
How To Find Missing or Lost Retirement Accounts Investing & Retirement June 3rd, 2024
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you've lost…
Piggy bank money for retirement
How Much Do You Need To Retire? Investing & Retirement May 31st, 2024
As a working person, perhaps you’ve grown a bit tired of the rat race and asked yourself the age-old question:…
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late
How One Couple Saved $1 Million By Age 70 Despite Starting Very Late Investing & Retirement May 27th, 2024
IT WAS JULY 2003.My wife and I were in our early 50s. Wehad jobs we liked and we lived comfortably.…
How Much Does a Financial Advisor Cost?
How Much Does a Financial Advisor Cost? Investing & Retirement May 22nd, 2024
Figuring out how much a financial advisor costs can be challenging. But it's easier if you understand how financial advisors…