Insurance

There are three major types of insurance that matter most to your wallet: Auto, home and life. Team Clark has the resources to help guide you through the process of shopping for new policies, choosing a trustworthy company and saving money on your bill.

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When Should I Drop Comprehensive and Collision Coverage?
When Should I Drop Comprehensive and Collision Coverage? Car Insurance July 23rd, 2024
As the cost of car insurance continues to rise, you might be looking for ways to save on coverage. Dropping…
How To Locate a Lost Life Insurance Policy
How To Locate a Lost Life Insurance Policy Life Insurance July 22nd, 2024
Losing a life insurance policy is a common thing. In fact, millions of dollars go unclaimed every year, and the…
10 Ways To Save on Prescription Drugs
10 Ways To Save on Prescription Drugs Health Insurance July 16th, 2024
In an era of rising health care costs, almost everyone is looking to save money on prescription drugs. In this…
4 Types of Term Life Insurance Companies Explained
4 Types of Term Life Insurance Companies Explained Life Insurance July 14th, 2024
Gaining access to more tools and options is great for you as a consumer. But when it comes to shopping…
What Is Term Life Insurance?
What Is Term Life Insurance? Life Insurance July 7th, 2024
If you die while other people are depending on your income, a term life insurance policy can be a financial…
What Is an Annuity, and Why Does Clark Think They Stink?
What Is an Annuity, and Why Does Clark Think They Stink? Insurance June 28th, 2024
Money expert Clark Howard is passionate about many financial topics. But it's hard to find something that gets him more…
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Can I Ask My Insurer a Question or Will It Count Against Me as a Claim? Homeowners Insurance June 18th, 2024
American wallets suffered severe insurance premium increases in the last few years, especially for home and auto insurance. One silver…
Should You Buy Cell Phone Insurance?
Should You Buy Cell Phone Insurance? Insurance June 13th, 2024
Insurance is absolutely necessary on many major purchases, but what about your phone? While cell phone insurance may bring down…
9 Easy Ways To Lower Your Home Insurance Premiums
9 Easy Ways To Lower Your Home Insurance Premiums Homeowners Insurance May 24th, 2024
Inflation was a prominent discussion point in 2022 and early in 2023. Some consumer goods reached historically high price points.…
Policygenius Life Insurance Review: What To Know Before Getting Quotes
Policygenius Life Insurance Review: What To Know Before Getting Quotes Insurance May 13th, 2024
Shopping for term life insurance can seem intimidating. It's time-consuming and you're relying on your own judgment in an area…
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Should I Prioritize Insurance Costs When Choosing Cars for My Teenagers? Car Insurance May 8th, 2024
What factors should you prioritize when considering a vehicle for your teenager? Price, perhaps. Safety comes to mind. Fuel efficiency?…
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Do I Need To Accept U-Haul Insurance When Renting a Moving Truck? Car Insurance May 7th, 2024
If you're like me, you get used to denying upsells and add-ons at checkout. No, I don't want an extended…
What Happens to Your Policy if a Life Insurance Company Goes Out of Business?
What Happens to Your Policy if a Life Insurance Company Goes Out of Business? Insurance April 30th, 2024
What happens when a life insurance company goes bankrupt? Considering the typical benefit is low six figures to several million,…
Costco Car Insurance: 5 Things To Know Before You Get a Policy
Costco Car Insurance: 5 Things To Know Before You Get a Policy Car Insurance April 29th, 2024
There’s a lot to love about Costco. The company has deals on just about every type of product you could…
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Where Should I Set Up My Health Savings Account (HSA)? Health Insurance April 26th, 2024
Pop quiz: What's money expert Clark Howard's favorite tax-advantaged retirement tool? If you guessed Roth IRA, we can't blame you.…
How Much Life Insurance Do I Need?
How Much Life Insurance Do I Need? Insurance April 23rd, 2024
If people depend on you financially, you probably need life insurance. But how much life insurance do you need? You…
Top 5 Auto Insurers With the Biggest Price Increases
Top 5 Auto Insurers With the Biggest Price Increases Car Insurance April 19th, 2024
Money expert Clark Howard says you’re not alone if you’ve experienced “shell shock” at how much your auto insurance has…
Term Life vs. Whole Life Insurance: Understanding the Difference
Term Life vs. Whole Life Insurance: Understanding the Difference Life Insurance April 17th, 2024
Buying life insurance sounds like a complicated process. But most people can start shopping by making a simple decision: term…
How To Buy Term Life Insurance in 7 Easy Steps
How To Buy Term Life Insurance in 7 Easy Steps Life Insurance April 17th, 2024
If people depend on you financially, you probably need to buy term life insurance. In this article, I’ll teach you…
Life Insurance for Seniors: What To Know Before You Buy
Life Insurance for Seniors: What To Know Before You Buy Insurance April 15th, 2024
Life insurance often makes the most sense for people who are far from retirement. But life insurance for seniors is…
Pay-Per-Mile Insurance: Is It Worth It?
Pay-Per-Mile Insurance: Is It Worth It? Car Insurance April 12th, 2024
If you don’t spend much time on the road, then you might want to consider a pay-per-mile car insurance policy.…
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Should I Bundle Life Insurance With Auto and Homeowners Insurance? Insurance April 11th, 2024
Your bills and finances can get out of control quickly. You can find yourself drowning in logins and passwords if…
Metromile Insurance Review: 6 Things To Know
Metromile Insurance Review: 6 Things To Know Car Insurance April 4th, 2024
Metromile is a company that specializes in pay-per-mile car insurance policies. Here's how it works: each month you’re charged a…
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Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Life Insurance March 29th, 2024
The decision to purchase life insurance often starts from a place of respectable motivations. One of the main questions in…
Mile Auto Insurance: A Firsthand Review
Mile Auto Insurance: A Firsthand Review Car Insurance March 28th, 2024
Mile Auto is one of the more widely known companies specializing in pay-per-mile car insurance. The company compares their insurance…
Best Term Life Insurance Companies, Plans & Coverage
Best Term Life Insurance Companies, Plans & Coverage Life Insurance March 19th, 2024
If you provide for anyone financially, you may worry about what would happen to them if you died. Buying a…
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I Don’t Have Full-Coverage Insurance. What Do I Do if I Rent a Car? Car Insurance February 29th, 2024
You drive your rental car out of the gate and head for your first vacation activity. Suddenly, a distracted driver…
The Most and Least Expensive Car Insurance Rates by State
The Most and Least Expensive Car Insurance Rates by State Car Insurance February 27th, 2024
The average cost for car insurance increased by 20.3% from December 2022 to December 2023, according to data from the…
Why Uninsured Motorist Coverage is So Important
Why Uninsured Motorist Coverage is So Important Insurance February 19th, 2024
If somebody hits your car, you might expect any damages to be covered by the other driver’s auto insurance. But…
Is Accident Forgiveness Worth It?
Is Accident Forgiveness Worth It? Insurance February 12th, 2024
You might have heard that your car insurance will go up if you cause an accident. By how much? According…