We need to have a diversified investment portfolio that doesn’t require constant attention, but will allow our money to grow at a reasonable rate – which we would suggest is 4% per year. For most of us, investing money isn’t a full time job. We don’t have the time, energy, or expertise to be changing our investments multiple times a week like the professionals do. #investing#investments#investmentportfolio#etf#stocks#bonds#funds#mutualfunds#portfolio#economy#economics#retirement