I am a Dave Ramsey fan. BUT we did not follow all of his advice when we were paying down debt. Instead, we only adapted some of what is outlined in his 7 Baby Steps.
![Avatar](https://cdn.statically.io/img/i.pinimg.com/140x140_RS/5d/b7/38/5db738ef6cdd2130e508b84b3d219f62.jpg)
Katie Lowe