Leonardo Chiarini de Mattos

Publishers vão se aliar a OpenAI Aqui só um primeiro exeplo como : OpenAI has struck a deal with Reddit OpenAI will use content from the social media platform for its artificial intelligence chatbot, sending shares in the company up as much as 15 per cent in after-hours trading. Thursday’s announcement is the latest in a number of deals between the Microsoft-backed start-up and media brands as the competition for high-quality and reliable data to underpin powerful new AI models intensifies. At the same time, OpenAI is fighting copyright lawsuits from publishers who are reluctant to allow their content to be used by the ChatGPT-maker. The agreement gives OpenAI access to content on Reddit’s website and will allow the social media platform to embed more AI tools. Financial terms were not disclosed, but a jump in Reddit’s stock would mean a windfall for Sam Altman, the co-founder and chief executive of OpenAI, who has invested tens of millions of dollars into the social media group. Altman, who has said he has no equity stake in OpenAI, held close to 10 per cent of Reddit’s stock ahead of its public listing in March via various entities, according to public filings. The 39-year-old, a serial entrepreneur and investor, did not lead the negotiations with Reddit, according to OpenAI. The deal will also be a boon to Reddit’s monetisation efforts, which have until now mainly focused on building up its advertising-based business model. On its roadshow ahead of its listing, Reddit told investors that it also hoped to see a windfall from selling its data to third parties so that they could train their AI. It has already struck deals with Google and Cision. OpenAI has struck a series of deals with publishers this year, including the Financial Times, US-based Associated Press, Germany’s Axel Springer, France’s Le Monde and Spain’s Prisa Media. Those deals give the San Francisco-based start-up access to material which can in turn be used to develop and run generative AI technology that can create text, images and code from human prompts. “We are thrilled to partner with Reddit to enhance ChatGPT with uniquely timely and relevant information, and to explore the possibilities to enrich the Reddit experience with AI-powered features,” said Brad Lightcap, OpenAI’s chief operating officer. Including Reddit in ChatGPT “upholds our belief in a connected internet, helps people find more or what they’re looking for, and helps new audiences find community on Reddit”, said Steve Huffman, Reddit’s co-founder and chief executive. While some media brands have partnered with OpenAI, others have resisted. The New York Times and other publishers have instead sued OpenAI and Microsoft for harvesting their articles. In December, the NYT filed a lawsuit seeking billions of dollars in damages from the two companies for “profit[ing] from the massive copyright infringement, commercial exploitation and misappropriation of The Times’s intellectual property”.

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💜 Making the impossible possible: Nubank reaches 100m customers. It was late 2019, and I was a Senior Product Manager at Nubank. Along with 50 other newcomers, I was gathered in Nubank's headquarters in São Paulo, in the Auditorium, eagerly awaiting our culture onboarding presentation by David Vélez, our visionary CEO. The atmosphere was charged with anticipation. Nubank had just surpassed the mark of 10 million customers and was solely operating in Brazil. As we settled into our seats, David took the stage. With a confident smile, he introduced us to his BHAG: Big, Hairy, Ambitious Goal. He boldly declared that Nubank would reach 100 million fanatical customers by 2025. The room was abuzz. A 10x increase in five years? It sounded almost impossible. But as David reiterated his vision at every Monthly All Hands Meeting, something remarkable happened. The more he spoke, the more we believed in the goal. It wasn't just about the numbers; it was about the unwavering conviction and the relentless pursuit of excellence. Setting such a bold vision, and committing to it with unwavering focus, created an unstoppable momentum. We felt empowered and unstoppable. Every challenge we faced, every hurdle we overcame, brought us closer to that seemingly impossible goal. Fast forward four years, and Nubank has not only achieved but surpassed the 100 million customer mark, a full year ahead of schedule. This incredible journey taught me that being customer-centric and laser-focused on solving real customer problems, combined with strong leadership and vision, can truly make the impossible possible. "A leader’s job is not to do the work for others, it’s to help others figure out how to do it themselves, to get things done, and to succeed beyond what they thought possible."- Simon Sinek David's vision and the culture he fostered at Nubank exemplify this principle. By setting audacious goals and leading with conviction, he inspired us all to reach heights we never thought possible. Aspire high, set bold goals, and lead with vision. When you do, there are no limits to what you can achieve. --- If you enjoyed content like this, subscribe to my newsletter below

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Tap to PIX? W-o-w. The president of the Brazil's Central Bank said yesterday he is working to enable that "soon". Just imagine the breakthrough in adoption. Also, regarding other upcoming PIX features, quoting him: 'For those recurring bills, such as Spotify and Netflix subscriptions, you'll soon be able to set them up on PIX Automático.' Intriguing, right? 😉 If you're a global company interested in accepting PIX, ensure you consult EBANX to make the most informed decision. https://lnkd.in/dDframR5

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In an unparalleled commitment to understanding the intricacies of the gig economy, Ilan Fonseca, a Brazilian prosecutor, took to the streets of Brazil as an Uber driver for four months. Fonseca's dedication to understanding this issue by embedding himself in the driver's seat is a remarkable example of proactive legal investigation. It challenges us to consider the role of legal professionals in shaping what the future of work will look like. How do we find a fair spot where we can help new gig work grow? What job should law experts have in making these rules? 👉 Link: https://lnkd.in/d4RnMb-q 🎟 #Brazil #FutureOfWork #UberDriverExperience

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🧳 🌴Ready for a trip to Copacabana? I'm happy to share some HUGE news from my team at FastSpring again! We have partnered with EBANX, a tech company specializing in payment solutions for emerging markets, to enhance digital payment experiences in Brazil with Pix. 🇧🇷 Pix is an online instant payment method created by Brazil’s Central Bank that is essentially a transfer facilitated by QR code on your smartphone. This strategic collaboration will integrate EBANX's Pix payment capabilities into FastSpring’s platform, allowing SaaS, software, video game, and digital product companies to offer this popular payment method to their Brazilian customers effortlessly. In other words, Brazilian companies now have faster way to scale globally while maintaining a familiar payment method for local customers. “𝘈𝘥𝘥𝘪𝘯𝘨 𝘗𝘪𝘹 𝘰𝘱𝘦𝘯𝘴 𝘶𝘱 𝘵𝘩𝘦 𝘉𝘳𝘢𝘻𝘪𝘭𝘪𝘢𝘯 𝘮𝘢𝘳𝘬𝘦𝘵 𝘵𝘰 𝘯𝘦𝘸 𝘣𝘶𝘺𝘦𝘳𝘴 𝘸𝘩𝘰 𝘥𝘰 𝘯𝘰𝘵 𝘩𝘢𝘷𝘦 𝘪𝘯𝘵𝘦𝘳𝘯𝘢𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘦𝘯𝘢𝘣𝘭𝘦𝘥 𝘤𝘢𝘳𝘥𝘴. 𝘐𝘵’𝘴 𝘢 𝘮𝘶𝘴𝘵-𝘩𝘢𝘷𝘦 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘮𝘦𝘵𝘩𝘰𝘥 𝘪𝘯 𝘉𝘳𝘢𝘻𝘪𝘭.” - Dan Garcia, Sr. Director of Payments, Risk, and Compliance at FastSpring Read more here: https://lnkd.in/dyJgzxsu #payments #PaymentSolutions #fintech #Brazil

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🧳 🌴Ready for a trip to Copacabana? I'm happy to share some HUGE news from my team at FastSpring again! We have partnered with EBANX, a tech company specializing in payment solutions for emerging markets, to enhance digital payment experiences in Brazil with Pix. 🇧🇷 Pix is an online instant payment method created by Brazil’s Central Bank that is essentially a transfer facilitated by QR code on your smartphone. This strategic collaboration will integrate EBANX's Pix payment capabilities into FastSpring’s platform, allowing SaaS, software, video game, and digital product companies to offer this popular payment method to their Brazilian customers effortlessly. In other words, Brazilian companies now have faster way to scale globally while maintaining a familiar payment method for local customers. “𝘈𝘥𝘥𝘪𝘯𝘨 𝘗𝘪𝘹 𝘰𝘱𝘦𝘯𝘴 𝘶𝘱 𝘵𝘩𝘦 𝘉𝘳𝘢𝘻𝘪𝘭𝘪𝘢𝘯 𝘮𝘢𝘳𝘬𝘦𝘵 𝘵𝘰 𝘯𝘦𝘸 𝘣𝘶𝘺𝘦𝘳𝘴 𝘸𝘩𝘰 𝘥𝘰 𝘯𝘰𝘵 𝘩𝘢𝘷𝘦 𝘪𝘯𝘵𝘦𝘳𝘯𝘢𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘦𝘯𝘢𝘣𝘭𝘦𝘥 𝘤𝘢𝘳𝘥𝘴. 𝘐𝘵’𝘴 𝘢 𝘮𝘶𝘴𝘵-𝘩𝘢𝘷𝘦 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘮𝘦𝘵𝘩𝘰𝘥 𝘪𝘯 𝘉𝘳𝘢𝘻𝘪𝘭.” - Dan Garcia, Sr. Director of Payments, Risk, and Compliance at FastSpring Read more here: https://lnkd.in/eHQ_YQB2 #payments #PaymentSolutions #fintech #Brazil

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🧳 🌴Ready for a trip to Copacabana? I'm happy to share some HUGE news from my team at FastSpring again! We have partnered with EBANX, a tech company specializing in payment solutions for emerging markets, to enhance digital payment experiences in Brazil with Pix. 🇧🇷 Pix is an online instant payment method created by Brazil’s Central Bank that is essentially a transfer facilitated by QR code on your smartphone. This strategic collaboration will integrate EBANX's Pix payment capabilities into FastSpring’s platform, allowing SaaS, software, video game, and digital product companies to offer this popular payment method to their Brazilian customers effortlessly. In other words, Brazilian companies now have faster way to scale globally while maintaining a familiar payment method for local customers. “𝘈𝘥𝘥𝘪𝘯𝘨 𝘗𝘪𝘹 𝘰𝘱𝘦𝘯𝘴 𝘶𝘱 𝘵𝘩𝘦 𝘉𝘳𝘢𝘻𝘪𝘭𝘪𝘢𝘯 𝘮𝘢𝘳𝘬𝘦𝘵 𝘵𝘰 𝘯𝘦𝘸 𝘣𝘶𝘺𝘦𝘳𝘴 𝘸𝘩𝘰 𝘥𝘰 𝘯𝘰𝘵 𝘩𝘢𝘷𝘦 𝘪𝘯𝘵𝘦𝘳𝘯𝘢𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺 𝘦𝘯𝘢𝘣𝘭𝘦𝘥 𝘤𝘢𝘳𝘥𝘴. 𝘐𝘵’𝘴 𝘢 𝘮𝘶𝘴𝘵-𝘩𝘢𝘷𝘦 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘮𝘦𝘵𝘩𝘰𝘥 𝘪𝘯 𝘉𝘳𝘢𝘻𝘪𝘭.” - Dan Garcia, Sr. Director of Payments, Risk, and Compliance at FastSpring Read more here: https://lnkd.in/eiTc78sv #payments #PaymentSolutions #fintech #Brazil

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Nubank's Fintech revolution in Brazil Before Nubank entered the scene, the Brazilian banking sector was notorious for its bureaucracy, inefficiency, and high fees, creating a frustrating experience for consumers. Traditional banks, with their cumbersome processes and lack of innovation, failed to meet the evolving needs of a digitally savvy population. This was the world that Nubank sought to change. Founded in 2013 by Colombian entrepreneur David Vélez, Nubank began in a modest office in São Paulo. From the outset, Vélez was clear about his vision: to simplify banking for Brazilians using technology and design, and to deliver customer-centric financial services. This vision was ambitious, given the dominance and inertia of established banks. One of Nubank's first and most significant departures from the norm was its leadership hiring strategy. Rather than sourcing talent from within the banking industry, Vélez focused on individuals from diverse backgrounds, including tech and customer service, who shared an entrepreneurial spirit and were aligned with the vision of transforming banking. This approach brought fresh perspectives into Nubank and avoided the entrenched thinking that plagued traditional banks. To keep everyone aligned with its core mission, Nubank instituted weekly alignment meetings. These weren't just routine check-ins; they were dynamic sessions where team members from various levels were encouraged to voice opinions, challenge processes, and suggest innovations. This level of openness was rare in traditional banking environments, where decisions typically flowed top-down and employees rarely felt empowered to influence strategy. Moreover, Nubank’s competitors, burdened by legacy systems and hierarchical structures, struggled to adapt to the changing landscape. Their inability to quickly innovate or realign their operations meant they couldn't offer the same level of customer satisfaction or adapt to market changes as swiftly as Nubank. The tangible impact of Nubank's aligned and empowered team was evident in its product offerings, starting with the launch of a no-fee credit card managed entirely through a mobile app. This product was a game-changer in the Brazilian market, where high fees were the norm and digital solutions were nascent. The credit card was met with massive customer approval, and within three years, Nubank reached a million users, a feat that took traditional banks decades to achieve. Nubank's success story is a testament to the power of clarity of vision, the right team, and consistent alignment. By building a culture that valued innovation and customer feedback, Nubank not only transformed the banking experience for millions of Brazilians but also established a new benchmark for service in the financial industry. #StoriesOfAlignment

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GM from Brazil 🇧🇷! Here is an update from the ground in Rio De Janeiro. The rise of the digital banks and the young population of LatAm - so crazy to see how much Fintech is needed in this region and how easy it is to onboard the smartphone generation. Met the CTO of Nubank Vitor Olivier and was excited to see how much they are growing. How the startup community bounces back after investors poured billions during the pandemic and backed off now - like the US and Africa tons of $ poured - have now dried up but like everywhere else it doesn't seem is bad as the media makes it out since the pandemic years were crazy times now it's back to normal. This was a hit topic on many stages. Bedy Yang from 500 Global says "winter is over!" Web3 is still huge in LatAm - Bitcoin and DeFi is massive as you would expect because of the financial models here. Very excited to see more Web3 leaders emerge here. Our Newsroom is helping me remember the insights on Centre Stage: Speaking on our AI Academy stage, Fabio Costa spoke about this “big and silent revolution,” advising businesses and organizations to “take care of your data – pay attention to them, as there is no efficient GenAI without very well-structured data.” Ripple President Monica Long has said that institutional adoption of Web3 products is what sets apart the current crypto resurgence from previous cycles. and of course what we know but the world is catching up to: “Web3 is perhaps the most defining opportunity for anyone in this region [South America], but particularly for young people. If you think about what’s the opportunity for people under the age of 30 to create and have an impact in the world, I think it’s Web3.” – Yat Siu, co-founder and executive chairman of Animoca Brands. ....and my favorite Victoria-based startup had this to say: “We are expecting to generate more than $1 million in revenue in the next few months. ” – Dr. Karolina Valente, CEO & Founder of VoxCell BioInnovation - GO CANADA! 🇨🇦 Photo is of me, Paddy, Laura, The Mayor of Rio and 100 female founders kicking off Day 1 at Web Summit Rio 2024! Any question about where are the women founders to invest in has been answered. - The highest proportion of women founders at any Web Summit event, at 45%. - The largest gathering of women founders in South America. - 47.5% of attendees and 39% of speakers are women

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10 years #UberBrazil. Here you can see the video of Dara's visit with some key interesting facts achieved during these 10 years of Uber at Brazil.. Enjoy! Learn more: https://lnkd.in/dzumBJMR

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Deu no site Superhuman, citando como fonte TechCrunch. NEXT IN AI Why the heads of OpenAI’s safety team are stepping down Executives leave companies all the time. But when it’s the person tasked with preventing one of the world’s most powerful AI systems from becoming self-aware and going rogue…it’s only fair that onlookers might raise their eyebrows. After around a decade at OpenAI, chief scientist and co-founder Ilya Sutskever announced last week he’s stepping down. Sutskever’s work as a graduate student at the University of Toronto helped shape the field of generative AI. But no less important, he co-launched OpenAI’s superalignment team last year. That group’s goal is to make sure that even as OpenAI runs full speed toward artificial general intelligence — the point when AI becomes better than humans at most tasks — that mission won’t accidentally “lead to the disempowerment of humanity or even human extinction.” Here’s what went down: Soon after Sutskever announced his resignation, his co-leader, Jan Leike, revealed he was quitting, too. Leike said he and the company had reached a “breaking point” because he thought it wasn’t spending enough on preparedness. “These problems are quite hard to get right,” Leike wrote on X. “And I am concerned we aren’t on a trajectory to get there.” Sources told TechCrunch the superalignment team was severely under-resourced — despite OpenAI’s promise to dedicate a fifth of its compute to safety. It’s a tricky balance: OpenAI wants to build a super-intelligent system because it believes it’s best-equipped to handle that technology with care. Other companies feel the same way about their own AI initiatives. That competition can help drive innovation, but it might also lead AI firms to quickly push out new products — even when a more cautious approach would be safer. A counterpoint: OpenAI gets props for speaking openly about potential risks and investing millions to make sure those dangers don’t pan out, something other AI companies have been reluctant to do. Also, it’s getting easier to build a model from scratch in your basement. OpenAI’s proponents argue it’s much better to have a well-intentioned company developing a potentially dangerous technology — rather than someone who has more malicious goals in mind.

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Payment cards are just bits of plastic, right? Watch this video for a great insight into the complexities of creating those little bits of plastic we all rely on so much. This is what #IDEMIA does - we take the complex, and we make it easy - for you - the end user. Complex tech, simple life.

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It's not just sunshine, samba, and seashores. There's some real payment challenges in Brazil, and they need a solution, so organizations can pay their employees there. If you're paying a workforce in #Brazil, here's what you need to know: #crossborderpayments #workforcepayments #payrollpayments

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I believe emerging markets such as Brazil are leading in adoption of new payment methods Open Finance in Brazil When we look at the players in the Brazilian Open Finance Ecosystem, we can assume that it is still very restricted to the nancial market itself, with the exception of technology providers and some Fintechs for Payment Initiation, Data Processing and Personal Finance Managers (PFMs). The entry barrier is still very high and the end customer is still very selective. Another challenge has been the macro economic scenario, with a retraction in Venture Capital, bringing a shortage of financing and severely impacting Fintechs, at the end of 2022 and beginning of 2023, which has directly reflected on Open Finance Players. There is no consensus on the size of the global market. Available survey makes reference to Open Banking – to the detriment of Open Finance – and point to a CAGR of 22.3% - 27.2%, with a total market value between 123.7 and 135.1 billion dollars. But the fact is: alone, the Brazilian case has the potential to inject BRL 760 billion (USD 157 billion) into the concession of credit, with BRL 460.7 billion for individuals – considering the total potential for consumers to join the modality. Is anyone making money, after all? Clear and direct answer? Not yet! Most institutions, however, are starting to identify metrics that indicate their results and here we have, probably, the biggest challenge of Open Finance. For now, most only measure the big indicators (volume of consent, rates of membership, volume of API calls), however this does not necessarily indicate financial returns. Companies are still not clear on how to dissociate Open results from Open results BAU*, for pre-existing products. The recommendation is to follow a conversion approach! How much can Open experiences captivate or retain your customers better? When an information layer personalizes the offer o the point of increasing offer onversion, reducing defaults, improving risk reassessment, etc. Expected Financial Results There are still few solutions available on the market! There is no official ount in Brazil that indicates exactly the number of products and services generated from “Open Parts” (each regulatory or non-regulatory API that makes data, products or services open to be consumed by third parties). Febraban highlights around 45 products and services developed by its members. There are several others on the product and service menus of technology providers and fin echs. However, the consensus among the interviewees is that there are still few solutions available on the market! However, players group the results of these solutions in two ways: return of products and services created specifically for the OpF and i - pacts of using data to leverage existing products and services. 👉 Subscribe for more insights https://lnkd.in/d94JgWBU Source Capgemini #openbanking #openfinance #fintech Brice Ali Alex Nafis Monica Theodora Saleh

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What a pleasure it was to participate in VTEX DAY 2024 in São Paulo, Brazil! As a Product Leader at VTEX, where I oversee several teams including Payments, I had the privilege of moderating a discussion with Carmen Pedroso from Electrolux about their Payments strategy. Our conversation highlighted Electrolux's strategic successes in enhancing payment approval rates across Latin America. Carmen shared how viewing payments as a tool to drive business performance has been pivotal. Through close collaboration with banks, acquirers, anti-fraud providers, and credit card companies, her team has effectively increased approval rates and reduced fraud, optimizing business outcomes. These insights are incredibly relevant to my work, pushing our payment solutions to new heights. VTEX DAY was an enriching experience, filled with insightful talks and inspiring people. Being among so many forward-thinkers and industry leaders was truly motivating. As we continue to evolve and lead in this dynamic industry, I'm excited for what’s on the horizon. How are you leveraging innovative strategies in your field to drive business performance? #VTEXDAY #DigitalCommerce #PaymentSolutions #ProductLeadership #BusinessStrategy #Electrolux

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iFood launches digital bank for restaurants, iFood Pago iFood is transforming its role in the restaurant industry with the launch of "iFood Pago," a digital banking service tailored for eateries. Initially a test, iFood Pago now supports 140,000 accounts, transacting R$ 70 billion with a R$ 1.5 billion credit portfolio. This move consolidates iFood's financial services, including integrating Zoop and Movile Pay under one brand. CEO Bruno Henriques describes iFood Pago as a game-changer: "Our goal is to double iFood's size by offering better financial terms than traditional banks, becoming the primary financial partner for restaurants." By March 2025, iFood expects iFood Pago to generate R$ 1 billion in revenue. The service will focus on credit, data management (CRM), and payment acquiring. The introduction of the "Maquinona," a smart card machine, is a key feature. iFood plans to deploy 5,000 machines soon, scaling up to 50,000 by next year. iFood Pago also extends iFood's influence into restaurant dining rooms. The iFood Benefits card, launched with Elo in 2023, enables personalized discounts and incentives, bridging online and offline dining. Henriques emphasizes iFood Pago’s niche focus: "We don’t aim to compete broadly with other financial institutions. We want to excel in the restaurant sector." Currently, iFood serves over 350,000 restaurants and handles more than 80 million deliveries monthly. Approaching 90 million monthly deliveries, iFood plans to celebrate hitting 100 million soon. This vast customer base uniquely positions iFood to understand and meet restaurant financial needs. Henriques notes that using iFood Pago is optional but advantageous. "Restaurants that don’t use our services might find themselves at a disadvantage. We offer solutions to organize their finances and solve their problems with innovative products and technology." iFood Pago’s launch signifies iFood’s evolution from a delivery service to a comprehensive financial partner, poised to lead in the restaurant finance sector. If you’re interested in how iFood Pago can transform your restaurant’s financial operations, our team is ready to support you. Stay ahead with the latest in food delivery news from the weekly Boolanga Bites newsletter, brought to you by Boolanga Business. Sign up for our LinkedIn newsletter now to receive weekly updates directly to your inbox every Monday.

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Nubank Surpasses 100 Million Customers! 🚀 Innovative Growth Transcends Borders I'm thrilled to share that Nubank, a leading figure in the digital banking arena, has achieved a groundbreaking milestone by becoming the first western digital bank to serve over 100 million customers across Brazil, Mexico, and Colombia. This achievement is not just a numerical milestone but a testament to the disruptive potential of fintech #innovations in transforming traditional #banking landscapes. For #fintech professionals, Nubank's journey from a startup to a powerhouse offers rich lessons in scalability, market penetration, and the importance of customer trust in financial services. As we look to the future, Nubank's continuing innovation in offering new #financial products and navigating regulatory landscapes will be critical in shaping the next generation of financial #services. I invite my network to discuss the broader impacts of such milestones in digital banking. How do you see digital banks influencing traditional financial ecosystems in your regions? What strategies should #fintechs adopt to replicate such success in different markets? Feel free to share your thoughts and let's brainstorm future possibilities in this exciting field! #Fintech #DigitalBanking #Innovation #CustomerExperience #Nubank #BankingRevolution

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Creditas Partners with Playvox: Revolutionizing Workforce Management and Achieving Remarkable Results “Playvox is a very important partner for us at Creditas. They follow us very closely, understanding our business challenges, and matching them with our CX Operational opportunities. By that, we can be accurate by using our metrics and results for making strategic decisions. They are also a very important partner in a day role. Helping us with very fast and close responses, making the operational management easier.” https://lnkd.in/gnwHWbYQ #wfm #wem #workforcemanagement #forecasting #scheduling

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🚨 𝗡𝗲𝘄𝘀 𝗙𝗹𝗮𝘀𝗵: Google Pay, Google's digital wallet, is now able to operate as a payment initiator within the Open Finance framework in Brazil 🇧🇷 This means that the institution has completed all necessary steps to engage in this modality. This information comes from a statement just released by the Open Finance Brazil Framework. From now on, Google Pay is authorized to operate the payment initiation service via Pix exclusively through the redirection-free journey. In other words, the company is not able to initiate transactions with redirection, for example, which is currently common practice in the market. With Google Pay, the group of institutions authorized to operate payment initiation in Open Finance approaches 30 players — to be more precise, 29. The list includes major banks, neobanks, FinTechs, and cooperative systems (see the complete list in the source article👇). Google Pay received authorization from the Central Bank (BC) to be a payment institution (PI) in December 2022. At the time, Google stated to Finsiders Brasil in a note that the authorization "represents another step in our strategy to offer more payment options to users through our platforms in Brazil." Also in July of that year, the big tech announced the launch of Google Wallet in the country. The solution allows users to consolidate credit and debit card information, identification documents, vaccination records, airline tickets, event tickets, and other information in one place. More info: https://lnkd.in/ePfyhUUy Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [ 𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 ] Nice story, Marcel. Next! [ 𝗹𝗶𝗸𝗲 ] 

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