Isadora Vasconcellos

Nuvei Agrees to Acquire Licensed Payment Institution in Brazil Read more: https://lnkd.in/d3vS8yuR #Nuvei #Acquisition #Brazil #PaymentInstitution #BusinessExpansion #FintechGrowth #StrategicMove #LatinAmerica #finance #fintech #FinancialIT

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Alternative Payments, a leading provider of payment solutions, has expanded its reach to Brazil with the launch of DPMaxBrazil. This new offering allows merchants to tap into the rapidly growing PIX payment system, which accounted for nearly one-third of online purchases in Brazil in December 2023. PIX, a real-time and secure payment method, has witnessed a staggering 22% increase in transactions over the past two years. By integrating DPMaxBrazil into their existing DPMax Open Banking platform, Alternative Payments enables US-based merchants to provide a seamless and cost-effective payment experience for Brazilian consumers. 'After monitoring the spectacular growth of PIX in just a few years, we knew adding this payment system to our Open Banking platform offered our clients a substantial benefit,' explained Marjan Boras from Alternative Payments. With a population of 215 million and an e-commerce market worth $48 billion, Brazil presents a significant growth opportunity for merchants. Alternative Payments, renowned for its commitment to security, reliability, and convenience, continues to innovate and expand its services to meet evolving business and consumer needs. The company's expertise and reputation make it a trusted partner for US-based businesses seeking to streamline payment processes and enhance customer experiences. #ecommerce #payments #brazil #alternativepayments #pix #openbanking @alternativepayments

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Pix, the instant payment solution taking Brazil by storm, recently added two new payment solutions to expand their eCommerce footprint! PagBrasil has introduced Pix Roaming and International Pix to allow users to conduct payments in more locations around the world, including Argentina, Uruguay, Chile, and the US. (See the article below from our friends at The Paypers for more on this exciting development.) Staying up to date on the latest trends is crucial for eCommerce payments and fraud professionals. Learn more about the payments industry with our Payments Essentials course (with complimentary enrollment for MRC members brought to you by Checkout.com). 👉 https://lnkd.in/g39fa9Dt #FintechInnovation #InstantPayments #GlobalEcommerce #PixPayment #DigitalPayments #CrossBorderPayments #Tourism #PaymentSolutions #PixRoaming #InternationalPix #BrazilFintech #PixEcommerce #Pix #PixInTravel #InstantTransaction #PixIntegration #PixExpansion #PaymentTechnology #TouristPayments #FraudPrevention

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PYMNTS interviewed our CEO Ralf Germer and highlighted PagBrasil's pioneering role after the launch of International Pix and Pix Roaming.   Since the launch of Pix by the Central Bank of Brazil at the end of 2020, the digital payments landscape in the country has changed drastically. Approximately 73 million Brazilians have joined the financial system, enabling quick and easy transactions via mobile phones. As highlighted by Ralf Germer, CEO and founder of PagBrasil, "Brazilians are very open to new things." This openness has driven the shift to digital payments and transformed the way money transactions are made. PagBrasil, a pioneer in payment solutions, is ready to push this revolution further with the launch of two new extensions: Pix Roaming and International Pix. These solutions are designed to enhance the payment experience for Brazilian consumers traveling abroad and tourists visiting Brazil. Given the widespread adoption of Pix, Brazil stands out as one of the most digitally connected countries, even surpassing traditionally mature economies like the USA, the UK, and Germany. Germer emphasizes that Pix offers greater efficiency and cost-effectiveness, with instant settlement and lower fees compared to credit cards. PagBrasil continues to lead in this digital transformation by offering innovative solutions that benefit both consumers and merchants alike.   Read the article and interview with Ralf Germer, led by Karen Webster, to get more details about Pix's new extensions:  https://lnkd.in/g7MyM5S3 #PagBrasil #Pix #FinancialInnovation #DigitalTransformation #PixRoaming #PixInternational

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PayRetailers receives license from Brazil’s Central Bank and strengthens its presence in the Brazilian payment market. PayRetailers, one of the leading FinTechs in payments in Latin America, has received approval from the Central Bank of Brazil (BC) to operate as a payment institution (PI) in the categories of electronic money issuer and acquirer. With this authorization, the Group, which operates in more than 15 countries, will be able to offer new services to Brazilian consumers and cross-border clients. PayRetailers will also be able to provide increasingly better services to its clients, following the strictest standards of the national regulator. Brazil is a strategic market for PayRetailers, and with this achievement, the company is poised to further boost the payments sector and meet the needs of the local market. With this license, the FinTech now has authorization to directly serve local clients and the new market of sports betting and online gaming, in accordance with the regulation via Law No. 14.790/23. Under the new Brazilian legislation, only institutions regulated and authorized by the BC can provide transactional services to authorized gaming operators. Source: https://lnkd.in/ePBagMZ7 Sign up for more news updates like this in our daily newsletter: https://lnkd.in/eskQx7Ym #fintech #banks #financialtechnology #financialservices #latam #fintechnews

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Brazil's financial sector has witnessed a remarkable transformation in recent years, driven by the widespread adoption of digital payment methods. At the forefront of this revolution lies PIX, the instant payment platform launched by the Central Bank of Brazil in 2020 • Transformation: PIX has emerged as the dominant force in Brazil's payment landscape. Data from Q2 2023 reveals a staggering 9.4 billion PIX transactions (FXC Intel & Statista). Additionally, businesses benefit from competitive average fees of just 0.33% per transaction. • Evolving market trends: while credit and debit cards remain prevalent, their market share is demonstrably declining as PIX continues growth. Additionally, QR codes, both static and dynamic, are gaining traction as a contactless and convenient way to utilize the PIX platform. However, their current usage represents a smaller portion of overall PIX transactions. • Impact on cash usage: the convenience and accessibility of digital payment methods, including PIX, have significantly reduced reliance on cash. This shift aligns with public health initiatives that promote social distancing and contactless transactions. Brazil's payments landscape serves as a compelling case study, highlighting the transformative potential of innovative technology and regulatory support. The rise of PIX underscores the evolving consumer preference for fast, secure, and cost-effective payment solutions. Book a call with us and discover how we can implement a payment solution for your business simple and quick, letting you focus on business.

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Ready to take your product or service to a new market, but unsure about navigating international payments? 💸 Watch our exclusive webinar with industry leaders from The Paypers, Vestiaire Collective, and PagSeguro International, where they reveal how they've supercharged payments in new markets. 🚀 Get the latest: ✅ Real-world case studies and actionable advice for POS, eCommerce, and cross-border payments ✅ Tips on selecting the best cross-border payment partners ✅ Common pitfalls to avoid ✅ Best practices for implementation ✅ What success truly looks like Unlock new revenue streams with the right strategy today. Access the webinar here ➡️ https://lnkd.in/efQZKDkr

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In an insightful interview, Tarik Zerkti, CEO of PRETA and Solution Manager of MyBank, explores the transformative impact of account-to-account (A2A) payments on the ecommerce industry. Zerkti highlights the rapid adoption of A2A payments among consumers, payment service providers, and small businesses, noting their significant advantages such as reduced transaction costs, enhanced cash management, and improved security. He also delves into how A2A payments, supported by Open Banking, offer a seamless user experience and financial inclusion, thereby revolutionizing processes across various sectors from automotive to travel. This editorial, originally published in The Paypers' Unlocking the Potential of A2A Payments Report 2024, provides a comprehensive look at how A2A payments are reshaping ecommerce and beyond. #EcommerceRevolution #A2APayments #DigitalTransformation

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The next event with the participation of Pagsmile is approaching and will be in Brazil! Get ready to join us as we bring you the latest trends in payments to partners and visitors. #pagsmile #fintech #payments #paymentsystems #bank #money

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🚀 Are you familiar with PIX? PIX is the instant payment method in Brazil, processing over 200 million transactions every day. It’s a major player in the payments industry! 🌟 In 2024, two important new features will be introduced: PIX Parcelado and PIX Recorrente. Pix Parcelado: Pix Parcelado, also known as Pix Garantido, will allow users to split payments into installments directly through the Pix system. This will provide a new option for those who typically use credit cards for installment payments, making payment management more flexible and accessible. Pix Recorrente: Pix Recorrente will facilitate automatic recurring payments, making it ideal for services with regular monthly fees, such as subscriptions, utilities, and loan repayments. This feature aims to simplify and automate regular payments, ensuring timely transactions and reducing the risk of missed payments. Stay updated with ePag to stay ahead in the evolving payment landscape! 🚀 #PIX #PaymentInnovation #ePag #Fintech #Brazil #BusinessGrowth #StayUpdated

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🎉 🎉 Brazil’s PIX is changing the game! In just 3 years🎉 🎉 It’s become the go-to payment method, outpacing cash and even credit cards. 🛒💳 Pix’s rise is a win for online retailers, boosting cash flow and shaking up the traditional banking sector. 🏦📈 -💥Pix’s usage soared by 74% last year, hitting nearly 42 billion payments. 📊📈 #PixBoom -💥It’s not just convenient; it’s cheaper for retailers, with fees averaging only 0.22%! 💸 #CostEffective -💥Credit card orders are down, with Pix payments expected to keep climbing. 📉🔝 #TrendSetter -💥The central bank’s new Pix features could further disrupt the market. 🏛️💡 #InnovationAhead Major banks and fintech companies like Banco Itaú Caixa Economica De Cabo Verde S.A. , Banco do Brasil, Nubank, Santander Brasil, Bradesco, Redelcom | Mercado Pago, C6 Bank, and Inter have adopted PIX, integrating it into their services and promoting its use among their customers. Pix is revolutionizing payments in Brazil, making transactions faster, easier, and more affordable. ✨🌐 With Pix’s continued growth, we might just be seeing the beginning of the end for traditional credit cards. 💳❌ #Pix #DigitalPayments #Brazil #Ecommerce #Fintech #PaymentRevolution https://lnkd.in/eQAv-5gQ

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Em Conversa: Facilitating Seamless Payments in Brazil With PagBrasil In this week's Em Conversa we learn about how PagBrasil is improving the Brazilian payments market by making Pix more accessible. Read More: https://lnkd.in/eHnGGtzW

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Nayax, a leading global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, today announced it has completed its acquisition of VMtecnologia / VMpay, a leading technology provider for the automated self-service payments industry in Brazil. The transaction was advised by Pipeline Capital Tech. This strategic acquisition, first announced in March (https://lnkd.in/d8e2f2ip), marks a significant step in Nayax’s expansion into the Latin American market. By entering this market with a strong and immediate market presence, Nayax is poised to leverage VMtecnologia / VMpay’s established position, serving over 2,400 retailers in diverse industries across all 27 states in Brazil and more than 466 cities as of the end of February 2024. "Our mission at Pipeline Capital Tech is to assist entrepreneurs in achieving their liquidity strategies. We prioritize listening, respect, and valuing partners at every stage of the project, aiming to maximize value and conditions during negotiations. This facilitates more informed decision-making and a more satisfactory process. During our partnership with VMtecnologia / VMpay, we sought to leverage growth and innovation potential, as well as provide guidance on governance, finance, and administrative processes. This collaboration resulted in successful liquidity, reflecting our commitment to excellence in M&A and setting us apart in the market. Our approach involves integrating our team with the client as a fundamental part of the business strategy, providing relevant insights for both business development and the M&A process. We support entrepreneurs on technical and negotiation issues that are crucial to transaction success", Jonathan Palma, partner and head of M&A at Pipeline Capital Tech, responsible for this deal, said. 💡 Want to know more details? Access: https://lnkd.in/dSNQnZRC Source of the news: • FinTech Futures - https://lnkd.in/dvY_5ADD • Contxto - https://lnkd.in/d2B6Xi7h • GlobeNewswire - https://lnkd.in/dTghMySG #PipelineCapital #MergersAndAcquisitions

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The e-commerce world is experiencing rapid growth, and with it comes the need for diverse and secure payment options! In the latest article, we explore the top 15 payment methods used by successful online businesses. From familiar options like bank transfers to digital wallets and local favorites like Boleto in Brazil ✅ As technology continues to evolve, the e-commerce sector will likely see further innovations in payment solutions. How Payop can help your business succeed? Read more in the article ➡️ https://bit.ly/payop213

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Brazilian bank Nubank adds Lightning Network support for 100 million customers Nubank announced an agreement with the payment service Lightspark. Thanks to the partnership, over 100 million customers in Latin America will be able to make payments on the Lightning Network. Nubank, Lightspark integrated the Universal Money Address (UMA) payment standard into the Lightning Network, allowing users to transfer funds to email-like addresses.  ___________________ In December 2023, Nubank announced a partnership with Circle to integrate #USDС transfers. The Lightning Network is a "second-layer" protocol that operates on top of the #BTC #blockchain and offers fast and cheap transactions. #cryptooutlook #cryptonews #Brazilia

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In this first episode of our series 'Revolutionizing Payments: The PIX Brazil Success Story' we explore the remarkable impact and adoption numbers of PIX Brazil. Join us as Mr. Carlos Eduardo Brandt, Deputy Department Head, Banco Central do Brasil provides insights into the tremendous growth and uptake of PIX. Discover how PIX continues to gain confidence across society, with individuals, companies and government entities embracing the digital payment ecosystem. 🎥 Watch now 👉 https://lnkd.in/encTeskb #FinancialInclusion #DigitalPayments #PIXBrazil 

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